:root{--bg:#08111d;--bg2:#0c1828;--ink:#f5f9fd;--muted:#9aacc0;--line:rgba(255,255,255,.12);--accent:#36b7ff;--accent2:#9adfff;--paper:#f5f7f9;--paper2:#edf2f6;--dark:#0d1725;--dark2:#26384a;--shadow:0 30px 80px rgba(0,0,0,.28)}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:88px}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;background:var(--bg);color:var(--ink);line-height:1.55;-webkit-font-smoothing:antialiased}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:12px;top:12px;z-index:999;background:#fff;color:#000;padding:10px 14px}.noise{pointer-events:none;position:fixed;inset:0;opacity:.026;z-index:10;background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 180 180' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.65'/%3E%3C/svg%3E")}.container{width:min(1180px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(8,17,29,.8);backdrop-filter:blur(20px);border-bottom:1px solid var(--line)}.nav-wrap{height:76px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand{display:flex;align-items:center;gap:12px;color:white;text-decoration:none}.brand-mark{width:38px;height:38px;display:grid;place-items:center;border:1px solid rgba(255,255,255,.45);font-family:Manrope;font-weight:800;background:linear-gradient(145deg,rgba(54,183,255,.24),rgba(255,255,255,.04));box-shadow:inset 0 0 28px rgba(54,183,255,.08)}.brand strong,.brand small{display:block;line-height:1}.brand strong{font-family:Manrope;letter-spacing:.14em;font-size:14px}.brand small{margin-top:5px;color:var(--muted);letter-spacing:.19em;font-size:8px}.nav-wrap nav{display:flex;gap:26px}.nav-wrap nav a,.text-link,footer a{color:#c3d0dd;text-decoration:none;font-size:13px}.nav-wrap nav a:hover,.text-link:hover,footer a:hover{color:#fff}.btn{display:inline-flex;justify-content:center;align-items:center;gap:9px;border:0;padding:14px 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rgba(255,255,255,.055);border-radius:50%;right:-310px;top:-280px;box-shadow:0 0 0 120px rgba(255,255,255,.014),0 0 0 240px rgba(255,255,255,.009)}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.24fr .76fr;gap:70px;align-items:center;padding:108px 0 96px}.eyebrow{font-size:10px;letter-spacing:.23em;font-weight:800;color:var(--accent2);margin-bottom:18px}.hero h1,.section h2,.closing-cta h2{font-family:Manrope;margin:0;letter-spacing:-.047em}.hero h1{font-size:clamp(50px,6vw,80px);line-height:.98;max-width:850px}.hero h1 span{color:#9cb4c8}.lead{font-size:19px;color:#afbdcb;max-width:760px;margin:27px 0 32px;line-height:1.65}.hero-actions{display:flex;align-items:center;gap:22px}.hero-proof{display:flex;flex-wrap:wrap;gap:8px;margin-top:48px}.hero-proof span{font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:#9fb1c4;border:1px solid var(--line);padding:8px 10px;background:rgba(255,255,255,.025)}.hero-card{background:linear-gradient(180deg,rgba(255,255,255,.085),rgba(255,255,255,.04));border:1px solid rgba(255,255,255,.16);border-radius:18px;padding:30px;box-shadow:var(--shadow);backdrop-filter:blur(16px)}.card-topline{display:flex;justify-content:space-between;font-size:9px;letter-spacing:.18em;font-weight:800;color:var(--accent2)}.status-dot{color:#a9f0c6}.status-dot:before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:#6ce09c;margin-right:6px;box-shadow:0 0 0 5px rgba(108,224,156,.08)}.hero-card h2{font-family:Manrope;font-size:31px;line-height:1.12;letter-spacing:-.035em;margin:16px 0 12px}.hero-card p{color:#aebdcb;font-size:14px}.metric-list{margin:24px 0}.metric-list div{display:grid;grid-template-columns:34px 1fr;gap:10px;padding:12px 0;border-top:1px solid var(--line);font-size:13px}.metric-list b{font-size:10px;color:var(--accent2)}.hero-card small{display:block;color:#71879b;font-size:9px;margin-top:12px;text-align:center}.signal-bar{background:#06101a;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.signal-inner{display:flex;align-items:center;gap:20px;padding:15px 0;overflow:auto;white-space:nowrap;scrollbar-width:none}.signal-inner::-webkit-scrollbar{display:none}.signal-inner strong{font-size:9px;letter-spacing:.18em;color:#d9e7f2;margin-right:10px}.signal-inner span{font-size:10px;letter-spacing:.08em;color:#788da1}.section{padding:96px 0}.light{background:var(--paper);color:var(--dark)}.light .eyebrow{color:#157dab}.section-heading h2,.process-grid h2,.intake-copy h2,.seo-grid h2{font-size:clamp(37px,4vw,56px);line-height:1.05}.two-col,.seo-grid{display:grid;grid-template-columns:1fr .8fr;gap:82px;align-items:end}.align-start{align-items:start}.two-col>p,.seo-copy{color:#637488}.program-grid{display:grid;grid-template-columns:repeat(4,1fr);margin-top:56px;border-top:1px solid #d8e0e7;border-left:1px solid #d8e0e7}.program-grid article{padding:30px;border-right:1px solid #d8e0e7;border-bottom:1px solid #d8e0e7;min-height:260px;display:flex;flex-direction:column;transition:background .2s ease}.program-grid article:hover{background:#fff}.program-grid article>span{font-size:10px;color:#2f8fbb;font-weight:800}.program-grid h3{font-family:Manrope;font-size:21px;line-height:1.2;margin:33px 0 10px}.program-grid p{color:#66788a;font-size:14px;margin:0 0 24px}.program-grid a{color:#167eac;text-decoration:none;font-size:12px;font-weight:800;margin-top:auto}.dark-panel{background:radial-gradient(circle at 100% 0%,rgba(54,183,255,.08),transparent 32%),linear-gradient(140deg,#101e30,#08121f)}.process-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:80px}.lead-sm{color:#9fb0c4;max-width:500px}.steps{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line)}.steps div{padding:28px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-height:190px}.steps b{color:var(--accent2);font-size:10px}.steps h3{font-family:Manrope;font-size:20px;margin:26px 0 8px}.steps p{font-size:13px;color:#99aabd}.feature-stack{border-top:1px solid #d6dfe7}.feature-stack>div{padding:22px 0;border-bottom:1px solid #d6dfe7}.feature-stack strong{font-family:Manrope;font-size:17px}.feature-stack p{color:#687a8c;font-size:13px;margin:6px 0 0;max-width:580px}.intake-section{background:radial-gradient(circle at 100% 0%,rgba(54,183,255,.11),transparent 34%),#0b1624}.intake-grid{display:grid;grid-template-columns:.62fr 1.38fr;gap:66px;align-items:start}.intake-copy{position:sticky;top:108px}.intake-copy p{color:#a7b7c7}.intake-guide{margin-top:30px;border-top:1px solid var(--line)}.intake-guide div{padding:16px 0;border-bottom:1px solid var(--line)}.intake-guide b{display:block;font-size:12px;color:#f1f6fa;margin-bottom:4px}.intake-guide span{display:block;font-size:11px;color:#8da1b5}.phone-card{display:block;margin-top:24px;padding:18px;border:1px solid var(--line);background:rgba(255,255,255,.025);text-decoration:none}.phone-card small,.phone-card strong,.phone-card span{display:block}.phone-card small{color:#8195a8;font-size:9px;text-transform:uppercase;letter-spacing:.13em}.phone-card strong{color:#fff;font-family:Manrope;font-size:22px;margin:4px 0}.phone-card span{color:var(--accent2);font-size:11px}.intake-form{background:#f8fafb;color:var(--dark);border-radius:18px;padding:30px;box-shadow:var(--shadow)}.form-header{display:flex;justify-content:space-between;align-items:center;padding-bottom:20px;border-bottom:1px solid #dfe5eb;margin-bottom:12px}.form-header span{font-family:Manrope;font-weight:800;font-size:24px}.form-header p{font-size:11px;color:#7a8a9a;margin:2px 0 0}.form-header small{color:#718096}fieldset{border:0;padding:22px 0;margin:0;border-bottom:1px solid #e1e7ed}fieldset:last-of-type{border-bottom:0}legend{font-family:Manrope;font-weight:800;font-size:14px;padding:0;margin-bottom:16px}legend span{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:#e8f5fc;color:#167eac;font-size:9px;margin-right:8px}.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:17px}.form-grid label{font-size:11px;font-weight:700;color:#405064}.form-grid .full{grid-column:1/-1}input,select,textarea{width:100%;margin-top:7px;border:1px solid #d5dee7;border-radius:7px;background:#fff;padding:12px 13px;font:inherit;font-size:14px;color:#17212d;outline:none;transition:border-color .2s ease,box-shadow .2s ease}input:focus,select:focus,textarea:focus{border-color:#38a9e7;box-shadow:0 0 0 3px rgba(54,183,255,.12)}textarea{resize:vertical}.consent{display:flex;gap:10px;align-items:flex-start;margin:22px 0 16px;font-size:10px;color:#687789}.consent input{width:auto;margin-top:3px}.submit-btn{font-size:14px;padding:15px}.form-note{text-align:center;color:#8493a2;font-size:9px;max-width:680px;margin:12px auto 0}.success{display:none;margin-top:15px;border-radius:8px;background:#e7f8ee;padding:13px;font-size:12px;color:#17663a}.success strong{display:block}.seo-section{padding-top:96px}.seo-copy p{margin-top:0;margin-bottom:20px}.keyword-grid{display:grid;grid-template-columns:repeat(4,1fr);border-left:1px solid #d7e0e7;border-top:1px solid #d7e0e7;margin-top:58px}.keyword-grid div{padding:20px;border-right:1px solid #d7e0e7;border-bottom:1px solid #d7e0e7}.keyword-grid strong,.keyword-grid span{display:block}.keyword-grid strong{font-family:Manrope;font-size:13px}.keyword-grid span{color:#758596;font-size:10px;margin-top:6px}.faq .section-heading{margin-bottom:30px}.faq details{border-top:1px solid #d8e0e8;padding:22px 0}.faq details:last-child{border-bottom:1px solid #d8e0e8}.faq summary{cursor:pointer;font-family:Manrope;font-size:17px;font-weight:800;list-style:none}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";float:right;color:#238bbf}.faq details[open] summary:after{content:"−"}.faq details p{color:#687789;max-width:880px}.closing-cta{background:linear-gradient(135deg,#0c1a2a,#09121e);padding:68px 0;border-top:1px solid var(--line)}.closing-grid{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}.closing-cta h2{font-size:clamp(38px,4vw,58px)}.closing-cta p{color:#91a5b8;margin-bottom:0}footer{background:#050d16;border-top:1px solid var(--line);padding:48px 0 24px;color:#94a5b7}.footer-grid{display:grid;grid-template-columns:1fr .4fr 1.2fr;gap:50px}.footer-brand{margin-bottom:18px}.footer-grid strong{display:block;color:white;margin-bottom:8px}.footer-grid p{font-size:11px;max-width:560px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);padding-top:20px;margin-top:28px;font-size:9px;letter-spacing:.08em;text-transform:uppercase;color:#617589}.mobile-cta{display:none}
@media(max-width:980px){.nav-wrap nav{display:none}.hero-grid,.two-col,.process-grid,.intake-grid,.seo-grid{grid-template-columns:1fr}.hero-grid{padding:76px 0;gap:42px}.program-grid{grid-template-columns:1fr 1fr}.process-grid{gap:45px}.intake-copy{position:static}.keyword-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr}.section{padding:74px 0}}
@media(max-width:640px){html{scroll-padding-top:72px}.container{width:min(100% - 26px,1180px)}.nav-wrap{height:68px}.site-header .btn-small{display:none}.hero-grid{padding:66px 0 62px}.hero h1{font-size:46px}.lead{font-size:16px}.hero-actions{align-items:flex-start;flex-direction:column}.hero-proof{margin-top:34px}.hero-card{padding:24px}.program-grid,.form-grid,.keyword-grid{grid-template-columns:1fr}.form-grid .full{grid-column:auto}.program-grid article{min-height:220px}.steps{grid-template-columns:1fr}.steps div{min-height:auto}.intake-form{padding:20px}.section{padding:62px 0}.closing-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:30;display:grid;grid-template-columns:.55fr 1fr;gap:8px;padding:9px 12px calc(9px + env(safe-area-inset-bottom));background:rgba(5,13,22,.93);backdrop-filter:blur(18px);border-top:1px solid var(--line)}.mobile-cta>a:first-child{display:flex;align-items:center;justify-content:center;color:#d9e5ee;text-decoration:none;font-weight:800;font-size:13px;border:1px solid var(--line);border-radius:8px}.mobile-cta .btn{padding:12px}.footer-bottom{padding-bottom:72px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}}

/* Search-intent depth section */
.seo-depth{padding:96px 0;border-top:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.015)}
.seo-depth .section-heading{max-width:850px;margin-bottom:34px}
.seo-depth .section-heading>span{display:block;font-size:.75rem;letter-spacing:.16em;font-weight:800;color:var(--accent);margin-bottom:12px}
.seo-depth .section-heading p{max-width:780px;color:var(--muted);line-height:1.8}
.seo-depth .program-grid article{background:rgba(255,255,255,.025)}
@media(max-width:700px){.seo-depth{padding:70px 0}}

/* Production logo integration */
.brand{display:flex;align-items:center;flex:0 0 auto}
.brand-logo{display:block;width:190px;height:auto;max-height:64px;object-fit:contain;background:#fff;border-radius:7px;padding:4px 8px;box-shadow:0 1px 0 rgba(255,255,255,.08)}
.footer-brand{display:inline-flex;background:#fff;border-radius:8px;padding:5px 8px;width:max-content}
.footer-brand .footer-logo{width:210px;max-height:none;padding:0;background:transparent;box-shadow:none}
@media(max-width:760px){.brand-logo{width:150px;max-height:52px;padding:3px 6px}.nav-wrap{gap:12px}}
@media(max-width:420px){.brand-logo{width:136px}.nav-wrap{height:72px}}

/* State lending hub */
.state-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin-top:28px}.state-link{display:flex;align-items:center;gap:12px;padding:16px 18px;border:1px solid #d8e0e7;border-radius:14px;background:#fff;color:#0d1725;text-decoration:none;box-shadow:0 6px 18px rgba(13,23,37,.045);transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease,background .2s ease}.state-link:hover,.state-link:focus-visible{transform:translateY(-2px);border-color:#36b7ff;background:#fbfdff;box-shadow:0 10px 24px rgba(13,23,37,.08)}.state-link strong{display:grid;place-items:center;min-width:42px;height:34px;border-radius:9px;background:#0d1725;color:#fff;font-size:.82rem;letter-spacing:.08em}.state-link span{font-weight:800;color:#26384a}.states-more{margin-top:22px}@media(max-width:900px){.state-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:520px){.state-grid{grid-template-columns:1fr}}

/* FINAL RESPONSIVE + SEO CONTENT UX */
.menu-toggle{display:none;border:1px solid var(--line);background:rgba(255,255,255,.04);color:#fff;border-radius:8px;padding:10px 12px;font:inherit;font-size:12px;font-weight:800;cursor:pointer;min-height:44px}.menu-toggle span{display:inline-block;margin-left:6px}.mobile-menu{display:none;position:absolute;top:100%;left:0;right:0;background:#08111d;border-bottom:1px solid var(--line);padding:12px 20px 18px}.mobile-menu a{display:block;color:#d7e4ee;text-decoration:none;padding:12px 4px;border-bottom:1px solid var(--line);font-size:14px}.mobile-menu a:last-child{border-bottom:0}.mobile-menu.open{display:block}.site-header{isolation:isolate}.site-header .container{position:relative}
.authority-strip{display:grid;grid-template-columns:.7fr 1.3fr;gap:60px;align-items:start}.authority-card{border:1px solid #d7e0e7;border-radius:16px;padding:26px;background:#fff}.authority-card h3{font-family:Manrope;margin:0 0 8px;font-size:24px}.authority-card p{color:#657789;font-size:14px}.authority-card .mini{font-size:11px;color:#6f8091}.trust-list{display:grid;grid-template-columns:repeat(2,1fr);border-top:1px solid #d8e0e7;border-left:1px solid #d8e0e7}.trust-list div{padding:20px;border-right:1px solid #d8e0e7;border-bottom:1px solid #d8e0e7}.trust-list strong{display:block;font-family:Manrope;font-size:15px;margin-bottom:5px}.trust-list span{font-size:12px;color:#6a7a8b}
.article-wrap{max-width:880px}.article-wrap h2{font-family:Manrope;font-size:clamp(28px,3vw,42px);line-height:1.1;margin:48px 0 15px}.article-wrap h3{font-family:Manrope;font-size:22px;margin:34px 0 10px}.article-wrap p,.article-wrap li{color:#5f7184;font-size:16px;line-height:1.75}.article-wrap ul{padding-left:22px}.article-meta{display:flex;flex-wrap:wrap;gap:10px;margin:20px 0 28px}.article-meta span{font-size:11px;border:1px solid #d8e0e7;border-radius:999px;padding:7px 10px;color:#607385;background:#fff}.toc{border-left:3px solid #2796c8;padding:8px 0 8px 18px;margin:28px 0}.toc a{display:block;color:#177eac;text-decoration:none;font-size:13px;padding:4px 0}.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:36px}.resource-card{border:1px solid #d8e0e7;border-radius:16px;padding:24px;background:#fff;display:flex;flex-direction:column;min-height:250px}.resource-card .eyebrow{margin-bottom:10px}.resource-card h3{font-family:Manrope;font-size:21px;line-height:1.2;margin:8px 0 10px}.resource-card p{color:#687a8c;font-size:13px}.resource-card a{margin-top:auto;color:#167eac;text-decoration:none;font-size:12px;font-weight:800}.scenario-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin-top:34px}.scenario-card{border:1px solid #d7e0e7;border-radius:16px;padding:26px;background:#fff}.scenario-card h3{font-family:Manrope;font-size:22px;margin:8px 0 10px}.scenario-card p{color:#68798a;font-size:14px}.scenario-card dl{margin:20px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:12px}.scenario-card dt{font-size:9px;text-transform:uppercase;letter-spacing:.12em;color:#7b8b9a}.scenario-card dd{margin:2px 0 0;font-size:13px;font-weight:700;color:#253445}.note-box{border:1px solid #d8e0e7;border-radius:14px;background:#f8fafb;padding:18px 20px;color:#607284;font-size:13px;margin:26px 0}.breadcrumb{font-size:11px;color:#778899;margin-bottom:20px}.breadcrumb a{color:#167eac;text-decoration:none}
input,select,textarea,.btn,.phone-card{min-height:44px}img{max-width:100%}
@media(max-width:1100px){.nav-wrap{gap:18px}.nav-wrap nav{gap:16px}.nav-wrap nav a{font-size:12px}.brand-logo{width:165px}}
@media(max-width:980px){.nav-wrap nav{display:none}.menu-toggle{display:inline-flex;align-items:center}.site-header .btn-small{margin-left:auto}.authority-strip{grid-template-columns:1fr}.resource-grid{grid-template-columns:repeat(2,1fr)}.hero-grid{padding-top:68px}.hero h1{max-width:780px}}
@media(max-width:760px){.site-header .btn-small{display:none}.menu-toggle{margin-left:auto}.scenario-grid,.resource-grid,.trust-list{grid-template-columns:1fr}.scenario-card dl{grid-template-columns:1fr 1fr}.article-wrap p,.article-wrap li{font-size:15px}.hero h1{font-size:clamp(38px,10.5vw,50px)}.hero-card h2{font-size:28px}.section-heading h2,.process-grid h2,.intake-copy h2,.seo-grid h2{font-size:clamp(32px,8vw,44px)}}
@media(max-width:420px){.container{width:min(100% - 22px,1180px)}.brand-logo{width:128px}.menu-toggle span{display:none}.hero h1{font-size:38px}.hero-grid{padding-top:52px}.hero-card{padding:20px}.intake-form{padding:17px}.form-header{align-items:flex-start;gap:10px}.form-header span{font-size:21px}.scenario-card dl{grid-template-columns:1fr}.mobile-cta{padding-left:10px;padding-right:10px}}

/* 2026-08 visual polish: additive only; preserves SEO structure and intake integration */
.blueprint-edge{position:relative;overflow:hidden;background:#f5f7f9;color:var(--dark);border-top:1px solid #d8e0e7}
.blueprint-edge:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(13,23,37,.035) 1px,transparent 1px),linear-gradient(rgba(13,23,37,.035) 1px,transparent 1px);background-size:54px 54px;mask-image:linear-gradient(to bottom,#000,transparent 92%);pointer-events:none}
.blueprint-edge .container{position:relative;z-index:1}
.edge-heading{display:grid;grid-template-columns:1.08fr .72fr;gap:82px;align-items:end;margin-bottom:42px}.edge-heading h2{font-family:Manrope;font-size:clamp(38px,4.5vw,60px);line-height:1.02;letter-spacing:-.047em;margin:0;max-width:760px}.edge-heading>p{color:#637488;margin:0 0 4px;line-height:1.75}
.underwriting-board{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid #cfd9e2;border-left:1px solid #cfd9e2;background:rgba(255,255,255,.45);box-shadow:0 24px 60px rgba(13,23,37,.055)}
.underwriting-board article{position:relative;min-height:245px;padding:28px;border-right:1px solid #cfd9e2;border-bottom:1px solid #cfd9e2;background:rgba(255,255,255,.5);transition:transform .2s ease,background .2s ease,box-shadow .2s ease;overflow:hidden}.underwriting-board article:hover{transform:translateY(-3px);background:#fff;box-shadow:0 18px 35px rgba(13,23,37,.07);z-index:2}.board-index{position:absolute;right:20px;top:18px;font-size:9px;letter-spacing:.16em;color:#8292a1}.board-icon{width:52px;height:52px;display:grid;place-items:center;border:1px solid #b8d9e9;border-radius:12px;background:#edf8fd;color:#147ba9;font-family:Manrope;font-size:11px;font-weight:800;letter-spacing:.05em}.underwriting-board h3{font-family:Manrope;font-size:22px;margin:34px 0 9px;letter-spacing:-.025em}.underwriting-board p{font-size:13px;color:#687a8c;margin:0;line-height:1.65}.edge-footer{display:grid;grid-template-columns:.5fr 1.2fr auto;gap:28px;align-items:center;padding:22px 0 0}.edge-footer>span{font-size:9px;letter-spacing:.18em;font-weight:800;color:#2f8fbb}.edge-footer p{margin:0;color:#5f7184;font-size:13px}.edge-footer .text-link{color:#167eac;font-weight:800;white-space:nowrap}
.deal-readiness{position:relative;padding:84px 0;background:radial-gradient(circle at 10% 0%,rgba(54,183,255,.14),transparent 30%),linear-gradient(135deg,#0d1b2b,#07111d);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.readiness-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:78px;align-items:center}.readiness-copy h2{font-family:Manrope;font-size:clamp(38px,4vw,56px);line-height:1.04;letter-spacing:-.047em;margin:0}.readiness-copy p{color:#9fb0c4;max-width:470px;margin:20px 0 28px}.readiness-list{border-top:1px solid var(--line)}.readiness-list>div{display:grid;grid-template-columns:54px 1fr;gap:18px;padding:20px 0;border-bottom:1px solid var(--line);align-items:start}.readiness-list>div>span{color:var(--accent2);font-size:10px;font-weight:800;letter-spacing:.12em;padding-top:4px}.readiness-list p{margin:0;color:#8fa3b6;font-size:13px}.readiness-list strong{display:block;color:#f2f7fb;font-family:Manrope;font-size:16px;margin-bottom:4px}
@media(max-width:980px){.edge-heading,.readiness-grid{grid-template-columns:1fr;gap:32px}.underwriting-board{grid-template-columns:repeat(2,1fr)}.edge-footer{grid-template-columns:1fr;gap:8px}}
@media(max-width:640px){.underwriting-board{grid-template-columns:1fr}.underwriting-board article{min-height:auto}.blueprint-edge{padding-top:68px;padding-bottom:68px}.deal-readiness{padding:68px 0}.readiness-list>div{grid-template-columns:42px 1fr}}
@media(prefers-reduced-motion:reduce){.underwriting-board article{transition:none}}

/* 2026-08 V2 institutional polish: internal-link rich financing paths; no URL/schema/form changes */
.structure-paths{position:relative;overflow:hidden;background:#0a1523;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.structure-paths:before{content:"";position:absolute;inset:auto -140px -260px auto;width:620px;height:620px;border-radius:50%;border:1px solid rgba(54,183,255,.09);box-shadow:0 0 0 90px rgba(54,183,255,.025),0 0 0 180px rgba(54,183,255,.012);pointer-events:none}
.structure-paths .container{position:relative;z-index:1}.structure-paths-head{display:grid;grid-template-columns:1.05fr .75fr;gap:80px;align-items:end;margin-bottom:38px}.structure-paths-head h2{font-family:Manrope;font-size:clamp(38px,4.4vw,58px);line-height:1.03;letter-spacing:-.047em;margin:0;max-width:760px}.structure-paths-head>p{margin:0 0 4px;color:#9fb0c4;line-height:1.75}
.structure-path-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.structure-path-card{position:relative;display:flex;flex-direction:column;min-height:330px;padding:28px;border:1px solid rgba(255,255,255,.12);border-radius:16px;background:linear-gradient(180deg,rgba(255,255,255,.065),rgba(255,255,255,.025));color:#fff;text-decoration:none;overflow:hidden;transition:transform .22s ease,border-color .22s ease,background .22s ease,box-shadow .22s ease}.structure-path-card:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(54,183,255,.08),transparent 48%);opacity:0;transition:opacity .22s ease}.structure-path-card:hover,.structure-path-card:focus-visible{transform:translateY(-4px);border-color:rgba(54,183,255,.48);background:linear-gradient(180deg,rgba(255,255,255,.085),rgba(255,255,255,.035));box-shadow:0 26px 54px rgba(0,0,0,.2)}.structure-path-card:hover:before,.structure-path-card:focus-visible:before{opacity:1}.path-no{position:absolute;right:22px;top:20px;color:#6f879c;font-size:9px;letter-spacing:.16em}.path-tag{position:relative;z-index:1;width:max-content;padding:6px 8px;border:1px solid rgba(154,223,255,.3);border-radius:6px;color:var(--accent2);font-size:9px;letter-spacing:.16em;font-weight:800}.structure-path-card h3{position:relative;z-index:1;font-family:Manrope;font-size:27px;line-height:1.12;letter-spacing:-.03em;margin:44px 0 12px}.structure-path-card p{position:relative;z-index:1;color:#9fb0c4;font-size:13px;line-height:1.7;margin:0}.path-link{position:relative;z-index:1;margin-top:auto;padding-top:26px;color:#bfeaff;font-size:12px;font-weight:800}.structure-note{display:grid;grid-template-columns:.35fr 1.3fr auto;gap:26px;align-items:center;padding-top:24px}.structure-note>span{font-size:9px;letter-spacing:.18em;font-weight:800;color:var(--accent2)}.structure-note p{margin:0;color:#8ea1b4;font-size:12px}.structure-note .text-link{white-space:nowrap;color:#c9efff;font-weight:800}
:where(a,button,input,select,textarea):focus-visible{outline:3px solid rgba(54,183,255,.42);outline-offset:3px}
@media(max-width:980px){.structure-paths-head{grid-template-columns:1fr;gap:26px}.structure-path-grid{grid-template-columns:1fr 1fr}.structure-path-card:last-child{grid-column:1/-1}.structure-note{grid-template-columns:1fr;gap:8px}}
@media(max-width:640px){.structure-path-grid{grid-template-columns:1fr}.structure-path-card:last-child{grid-column:auto}.structure-path-card{min-height:285px}.structure-note .text-link{white-space:normal}}
@media(prefers-reduced-motion:reduce){.structure-path-card,.structure-path-card:before{transition:none}}

.field-help{display:block;margin-top:6px;color:#7a8a9a;font-size:9px;font-weight:500;line-height:1.45}.conditional-fields{margin-top:4px;padding:16px;border:1px solid #d9e5ed;border-radius:9px;background:#f1f7fa}.conditional-fields[hidden]{display:none!important}.conditional-heading{margin-bottom:12px}.conditional-heading strong,.conditional-heading span{display:block}.conditional-heading strong{font-family:Manrope;font-size:12px;color:#233447}.conditional-heading span{margin-top:4px;color:#718296;font-size:9px;line-height:1.45}


/* 2026-08 Commercial Deal Analyzer: isolated tool styles */
.analyzer-hero .breadcrumb{color:#6f8798}.analyzer-hero .breadcrumb a{color:#8ecfec}.analyzer-hero-card .metric-list span{color:#c1cfdb}
.deal-analyzer{margin-top:46px;border:1px solid #d4dee7;border-radius:20px;background:#fff;box-shadow:0 30px 70px rgba(13,23,37,.09);overflow:hidden}
.analyzer-tabs{display:grid;grid-template-columns:repeat(4,1fr);background:#0b1725;border-bottom:1px solid rgba(255,255,255,.12)}.analyzer-tab{appearance:none;border:0;border-right:1px solid rgba(255,255,255,.1);background:transparent;color:#899db0;padding:18px 16px;font:800 11px Inter,sans-serif;letter-spacing:.08em;text-transform:uppercase;cursor:pointer;transition:background .2s ease,color .2s ease}.analyzer-tab:last-child{border-right:0}.analyzer-tab:hover{color:#fff;background:rgba(255,255,255,.035)}.analyzer-tab.active{color:#bfeaff;background:linear-gradient(180deg,rgba(54,183,255,.15),rgba(54,183,255,.04));box-shadow:inset 0 -2px #36b7ff}
.analyzer-shell{display:grid;grid-template-columns:1.22fr .78fr;min-height:660px}.analyzer-inputs{padding:34px}.analyzer-results{padding:34px;background:radial-gradient(circle at 100% 0%,rgba(54,183,255,.13),transparent 34%),linear-gradient(150deg,#0d1c2d,#07111d);color:#fff;border-left:1px solid rgba(255,255,255,.08)}
.analyzer-panel[hidden]{display:none!important}.analyzer-panel-head{display:flex;justify-content:space-between;gap:24px;align-items:flex-start;padding-bottom:24px;border-bottom:1px solid #e0e6ec;margin-bottom:26px}.analyzer-kicker{display:block;color:#2589b5;font-size:9px;font-weight:800;letter-spacing:.16em}.analyzer-panel-head h3{font-family:Manrope;font-size:28px;line-height:1.15;letter-spacing:-.03em;margin:6px 0 0;color:#1a2938}.analyzer-actions{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}.analyzer-ghost{border:1px solid #cfdbe4;border-radius:7px;background:#f8fafb;color:#486073;padding:9px 11px;font:700 10px Inter,sans-serif;cursor:pointer}.analyzer-ghost:hover{background:#eef7fb;border-color:#abd5e8;color:#157ba7}
.analyzer-form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:19px}.analyzer-form-grid label{font-size:11px;font-weight:800;color:#405064}.analyzer-form-grid input,.analyzer-form-grid select{background:#fbfcfd}.analyzer-form-grid .field-help{font-weight:500}.results-top{display:flex;justify-content:space-between;gap:14px;padding-bottom:18px;border-bottom:1px solid rgba(255,255,255,.12);font-size:9px;font-weight:800;letter-spacing:.14em;color:#72c7ed}.results-top span:last-child{color:#71879a;text-align:right}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:22px}.result-card{min-height:130px;padding:18px;border:1px solid rgba(255,255,255,.11);border-radius:12px;background:rgba(255,255,255,.045)}.result-card>span{display:block;font-size:8px;font-weight:800;letter-spacing:.13em;text-transform:uppercase;color:#8197aa}.result-card strong{display:block;font-family:Manrope;font-size:29px;line-height:1;margin:14px 0 8px;color:#f3f8fb;letter-spacing:-.035em}.result-card small{display:block;color:#7890a5;font-size:9px;line-height:1.4}.result-insight{margin-top:16px;padding:18px;border-radius:12px;background:rgba(54,183,255,.09);border:1px solid rgba(54,183,255,.2)}.result-insight strong{display:block;color:#d7f2ff;font-family:Manrope;font-size:17px}.result-insight p{margin:7px 0 0;color:#9fb2c4;font-size:11px;line-height:1.6}.results-disclaimer{margin-top:18px;color:#667d91;font-size:8px;line-height:1.55}
.analyzer-explainer{padding:88px 0}.analyzer-definition-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:42px}.analyzer-definition-grid article{padding:25px;border:1px solid rgba(255,255,255,.11);border-radius:14px;background:rgba(255,255,255,.035)}.analyzer-definition-grid article>span{color:var(--accent2);font-size:10px;font-weight:800;letter-spacing:.14em}.analyzer-definition-grid h3{font-family:Manrope;font-size:20px;margin:24px 0 8px}.analyzer-definition-grid p{color:#94a7ba;font-size:12px;line-height:1.65}.analyzer-definition-grid a{color:#a7e3ff;text-decoration:none;font-size:10px;font-weight:800}
.resource-card.tool-card{background:linear-gradient(145deg,#0d1d2e,#0a1523);border-color:#17354d}.resource-card.tool-card .eyebrow{color:#69c7f2}.resource-card.tool-card h3{color:#fff}.resource-card.tool-card p{color:#9eb0c1}.resource-card.tool-card a{color:#a9e4ff}
.inline-tool-cta{margin:30px 0;padding:20px 22px;border:1px solid #cae2ee;border-radius:14px;background:linear-gradient(135deg,#eff9fd,#f8fbfd);display:flex;align-items:center;justify-content:space-between;gap:22px}.inline-tool-cta strong{display:block;font-family:Manrope;font-size:16px;color:#1d3041}.inline-tool-cta span{display:block;color:#607589;font-size:11px;margin-top:3px}.inline-tool-cta a{white-space:nowrap;color:#147ba9;text-decoration:none;font-weight:800;font-size:11px}
@media(max-width:980px){.analyzer-shell{grid-template-columns:1fr}.analyzer-results{border-left:0;border-top:1px solid rgba(255,255,255,.08)}.analyzer-definition-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:680px){.analyzer-tabs{grid-template-columns:1fr}.analyzer-tab{border-right:0;border-bottom:1px solid rgba(255,255,255,.09);text-align:left}.analyzer-shell{min-height:0}.analyzer-inputs,.analyzer-results{padding:22px}.analyzer-panel-head{display:block}.analyzer-actions{justify-content:flex-start;margin-top:16px}.analyzer-form-grid,.result-grid,.analyzer-definition-grid{grid-template-columns:1fr}.result-card{min-height:105px}.inline-tool-cta{display:block}.inline-tool-cta a{display:inline-block;margin-top:12px}}
@media(prefers-reduced-motion:reduce){.analyzer-tab{transition:none}}


/* V10 DEAL ANALYZER HANDOFF */
.analyzer-result-actions{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:12px;align-items:center;margin-top:18px;padding-top:18px;border-top:1px solid rgba(255,255,255,.12)}
.analyzer-result-actions .btn{width:100%;justify-content:center;text-align:center}
.analyzer-result-actions small{grid-column:1/-1;display:block;opacity:.72;line-height:1.55}
.analyzer-prefill-banner{display:flex;justify-content:space-between;gap:20px;align-items:center;margin:0 0 22px;padding:16px 18px;border:1px solid rgba(67,139,202,.28);border-radius:14px;background:linear-gradient(135deg,rgba(44,110,170,.10),rgba(44,110,170,.04))}
.analyzer-prefill-banner[hidden]{display:none!important}
.analyzer-prefill-banner div{display:grid;gap:4px}
.analyzer-prefill-banner strong{font-size:.96rem;color:#10263a}
.analyzer-prefill-banner span{font-size:.88rem;line-height:1.45;color:#516171}
.analyzer-prefill-clear{appearance:none;border:1px solid rgba(16,38,58,.18);background:#fff;color:#17314a;border-radius:999px;padding:9px 13px;font:inherit;font-size:.8rem;font-weight:700;white-space:nowrap;cursor:pointer}
.analyzer-prefill-clear:hover{border-color:rgba(44,110,170,.5)}
@media(max-width:760px){.analyzer-result-actions{grid-template-columns:1fr}.analyzer-result-actions .analyzer-ghost{width:100%}.analyzer-prefill-banner{align-items:flex-start;flex-direction:column}.analyzer-prefill-clear{width:100%}}

/* V13 FINAL ADVANCED DEAL STRUCTURING */
.advanced-structuring{border-top:1px solid #d8e2e9;background:#f7fafc}.advanced-structuring>summary{list-style:none;display:flex;justify-content:space-between;gap:24px;align-items:center;padding:22px 28px;cursor:pointer;background:linear-gradient(90deg,#f8fbfd,#eef7fb)}.advanced-structuring>summary::-webkit-details-marker{display:none}.advanced-structuring>summary span:first-child{display:grid;gap:4px}.advanced-structuring>summary b{font-size:10px;letter-spacing:.13em;color:#174767}.advanced-structuring>summary small{font-size:11px;color:#718596}.advanced-toggle{font-size:10px;font-weight:800;color:#167fae;white-space:nowrap}.advanced-structuring[open] .advanced-toggle{font-size:0}.advanced-structuring[open] .advanced-toggle:after{content:"Close advanced analysis −";font-size:10px}.advanced-body{padding:30px}.advanced-intro{display:grid;grid-template-columns:1fr .9fr;gap:32px;align-items:end;margin-bottom:24px}.advanced-intro h3{font-family:Manrope;font-size:26px;line-height:1.15;letter-spacing:-.03em;margin:6px 0 0;color:#183047}.advanced-intro p{font-size:11px;line-height:1.65;color:#667d90;margin:0}.advanced-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.advanced-card{border:1px solid #d6e2ea;border-radius:15px;background:#fff;padding:20px;box-shadow:0 14px 32px rgba(20,47,67,.045)}.advanced-card-head{display:flex;gap:12px;align-items:flex-start;padding-bottom:15px;margin-bottom:17px;border-bottom:1px solid #e4ebf0}.advanced-card-head>span{display:grid;place-items:center;width:28px;height:28px;border-radius:8px;background:#eaf6fb;color:#157ba8;font-size:9px;font-weight:800}.advanced-card-head div{display:grid;gap:4px}.advanced-card-head b{font-family:Manrope;font-size:15px;color:#173149}.advanced-card-head small{font-size:9px;color:#74899a}.advanced-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.advanced-card label,.sources-uses-grid label{display:grid;gap:6px;color:#4a6174;font-size:9px;font-weight:800}.advanced-card input,.advanced-card select,.sources-uses-grid input{width:100%;min-width:0;border:1px solid #d3dee6;border-radius:7px;background:#fbfcfd;padding:10px 10px;color:#1b3143;font:600 11px Inter,sans-serif}.sources-uses-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.sources-uses-grid>div{display:grid;gap:9px;align-content:start}.sources-uses-grid em{font-style:normal;font-size:8px;letter-spacing:.14em;color:#1681b0;font-weight:800}.advanced-output{margin-top:17px;border:1px solid #d6e2ea;border-radius:10px;background:#f6f9fb;padding:14px}.advanced-output strong{display:block;font-family:Manrope;font-size:14px;color:#1b3448}.advanced-output span{display:block;margin-top:6px;color:#63798a;font-size:9px;line-height:1.55}.advanced-output.good{border-color:#b9dfd1;background:#f2fbf7}.advanced-output.good strong{color:#17684e}.advanced-output.warn{border-color:#f0d3aa;background:#fff9f0}.advanced-output.warn strong{color:#8a5518}.snapshot-bar{display:flex;justify-content:space-between;gap:26px;align-items:center;margin-top:20px;padding:20px;border-radius:14px;background:linear-gradient(135deg,#0e2235,#0a1725);color:#fff}.snapshot-bar div{display:grid;gap:5px}.snapshot-bar b{font-family:Manrope;font-size:16px}.snapshot-bar span{color:#9eb0c0;font-size:10px;line-height:1.5}.snapshot-bar .btn{white-space:nowrap}
@media(max-width:1100px){.advanced-grid{grid-template-columns:1fr 1fr}.advanced-card:last-child{grid-column:1/-1}.advanced-intro{grid-template-columns:1fr}}
@media(max-width:760px){.advanced-structuring>summary{align-items:flex-start;padding:18px 20px}.advanced-toggle{white-space:normal;text-align:right}.advanced-body{padding:20px}.advanced-grid,.advanced-form-grid,.sources-uses-grid{grid-template-columns:1fr}.advanced-card:last-child{grid-column:auto}.snapshot-bar{align-items:stretch;flex-direction:column}.snapshot-bar .btn{width:100%}}
@media(prefers-reduced-motion:reduce){.advanced-structuring>summary{scroll-behavior:auto}}

/* V14 FINAL CALCULATOR POLISH: leverage slider + scenario comparison */
.leverage-control{margin-top:22px;padding:17px 18px;border:1px solid #d5e4ec;border-radius:12px;background:linear-gradient(135deg,#f4fbfe,#f9fbfc)}
.leverage-control>div:first-child{display:flex;justify-content:space-between;gap:18px;align-items:baseline}.leverage-control b{font-family:Manrope;font-size:14px;color:#18364c}.leverage-control span,.leverage-control small{color:#6d8293;font-size:9px;line-height:1.5}.leverage-slider-row{display:grid;grid-template-columns:1fr 92px;gap:14px;align-items:center;margin-top:14px}.leverage-slider-row input[type=range]{width:100%;accent-color:#1684b3}.leverage-slider-row output{font-family:Manrope;font-size:12px;font-weight:800;color:#167da9;text-align:right}.leverage-control small{display:block;margin-top:7px}
.scenario-tools{margin-top:17px;padding:16px;border:1px solid rgba(255,255,255,.12);border-radius:12px;background:rgba(255,255,255,.035)}.scenario-tool-head{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}.scenario-tool-head>div{display:grid;gap:3px}.scenario-tool-head b{font-family:Manrope;font-size:14px;color:#e7f4fa}.scenario-tool-head span{font-size:9px;line-height:1.45;color:#8299ab}.scenario-buttons{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:12px}.scenario-tools .analyzer-ghost{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.15);color:#b9d7e6}.scenario-tools .analyzer-ghost:hover{background:rgba(54,183,255,.1);color:#d9f3ff}.scenario-compare{margin-top:12px;color:#8299ab;font-size:9px;line-height:1.5}.scenario-table{width:100%;border-collapse:collapse}.scenario-table th,.scenario-table td{padding:7px 5px;border-top:1px solid rgba(255,255,255,.08);text-align:right;font-size:9px}.scenario-table th:first-child,.scenario-table td:first-child{text-align:left;color:#8da3b4}.scenario-table th{color:#69c7f2;font-weight:800}.scenario-table td{color:#e6f1f6;font-weight:700}.scenario-delta{color:#9cb2c1!important;font-weight:600!important}
.analyzer-result-actions{grid-template-columns:minmax(0,1fr) auto auto}
@media(max-width:760px){.leverage-control>div:first-child,.scenario-tool-head{display:grid}.leverage-slider-row{grid-template-columns:1fr 82px}.scenario-buttons{grid-template-columns:1fr}.analyzer-result-actions{grid-template-columns:1fr}.scenario-tool-head>button{width:100%}}

/* About page credibility photography */
.about-headshot-wrap{margin:0 0 22px}.about-headshot{display:block;width:100%;aspect-ratio:760/743;object-fit:cover;object-position:center 28%;border-radius:14px;border:1px solid #d7e0e7;background:#e8edf2;box-shadow:0 12px 30px rgba(13,23,37,.08)}
.about-career-section{border-top:1px solid #dbe3ea}.about-career-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:start}.about-career-copy .section-heading{margin-bottom:26px}.about-career-copy .seo-copy{max-width:650px}.about-career-media{display:grid;grid-template-columns:1.28fr .72fr;gap:16px;align-items:end}.career-photo{margin:0;background:#fff;border:1px solid #d8e0e7;border-radius:16px;overflow:hidden;box-shadow:0 14px 34px rgba(13,23,37,.08)}.career-photo img{display:block;width:100%;height:auto}.career-photo-primary img{aspect-ratio:1/1;object-fit:cover;object-position:center 28%}.career-photo-secondary img{aspect-ratio:1.05/1;object-fit:cover;object-position:center}.career-photo figcaption{padding:12px 14px;color:#6a7b8c;font-size:10px;line-height:1.5}.career-photo-secondary{transform:translateY(28px)}
@media(max-width:980px){.about-career-grid{grid-template-columns:1fr;gap:40px}.about-career-media{max-width:820px}.career-photo-secondary{transform:none}}
@media(max-width:640px){.about-career-media{grid-template-columns:1fr}.career-photo-secondary{max-width:none}.about-headshot{max-height:420px}.career-photo figcaption{font-size:9px}}

/* Blueprint AI Commercial Loan Assistant */
.bp-ai-root {
  --bp-ai-navy: #0b2343;
  --bp-ai-blue: #1677ff;
  --bp-ai-line: #dce6f2;
  --bp-ai-text: #11233b;
  --bp-ai-muted: #64748b;
  position: fixed;
  right: 22px;
  bottom: 22px;
  z-index: 9999;
  font-family: inherit;
}
.bp-ai-root * { box-sizing: border-box; }
.bp-ai-launcher {
  appearance: none;
  border: 0;
  border-radius: 999px;
  background: var(--bp-ai-navy);
  color: #fff;
  min-height: 54px;
  padding: 0 19px 0 13px;
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font: inherit;
  font-weight: 800;
  cursor: pointer;
  box-shadow: 0 14px 36px rgba(8, 34, 67, .24);
}
.bp-ai-launcher:hover { transform: translateY(-1px); }
.bp-ai-launcher:focus-visible,
.bp-ai-close:focus-visible,
.bp-ai-send:focus-visible,
.bp-ai-chip:focus-visible,
.bp-ai-action-primary:focus-visible,
.bp-ai-action-secondary:focus-visible,
.bp-ai-input:focus-visible {
  outline: 3px solid rgba(22, 119, 255, .28);
  outline-offset: 2px;
}
.bp-ai-launcher-icon {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #fff;
  color: var(--bp-ai-navy);
  font-size: 18px;
}
.bp-ai-panel {
  width: min(390px, calc(100vw - 28px));
  height: min(650px, calc(100vh - 105px));
  margin-bottom: 12px;
  background: #fff;
  border: 1px solid rgba(11, 35, 67, .12);
  border-radius: 20px;
  overflow: hidden;
  box-shadow: 0 24px 70px rgba(8, 34, 67, .24);
  display: grid;
  grid-template-rows: auto 1fr auto auto auto;
}
.bp-ai-panel[hidden] { display: none !important; }
.bp-ai-header {
  background: var(--bp-ai-navy);
  color: #fff;
  padding: 15px 16px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
}
.bp-ai-header-text { display: grid; gap: 2px; }
.bp-ai-header-text strong { font-size: 15px; line-height: 1.2; }
.bp-ai-header-text span { font-size: 11px; opacity: .82; }
.bp-ai-close {
  appearance: none;
  border: 0;
  background: rgba(255,255,255,.12);
  color: #fff;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  font: inherit;
  font-size: 25px;
  line-height: 1;
  cursor: pointer;
}
.bp-ai-messages {
  overflow-y: auto;
  padding: 16px;
  background: #f7f9fc;
  overscroll-behavior: contain;
}
.bp-ai-welcome {
  background: #fff;
  border: 1px solid var(--bp-ai-line);
  border-radius: 15px;
  padding: 14px;
  color: var(--bp-ai-text);
}
.bp-ai-welcome strong { display: block; font-size: 14px; margin-bottom: 5px; }
.bp-ai-welcome p { margin: 0; color: var(--bp-ai-muted); font-size: 12px; line-height: 1.5; }
.bp-ai-chips { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 12px; }
.bp-ai-chip {
  appearance: none;
  border: 1px solid #cfe0f6;
  background: #f5f9ff;
  color: #174572;
  border-radius: 999px;
  padding: 7px 9px;
  font: inherit;
  font-size: 11px;
  font-weight: 750;
  cursor: pointer;
}
.bp-ai-chip:hover { background: #ebf4ff; }
.bp-ai-message { display: flex; margin-top: 12px; }
.bp-ai-user { justify-content: flex-end; }
.bp-ai-assistant, .bp-ai-system { justify-content: flex-start; }
.bp-ai-bubble {
  max-width: 88%;
  border-radius: 15px;
  padding: 10px 12px;
  font-size: 12.5px;
  line-height: 1.5;
  overflow-wrap: anywhere;
}
.bp-ai-bubble p { margin: 0 0 7px; }
.bp-ai-bubble p:last-child { margin-bottom: 0; }
.bp-ai-user .bp-ai-bubble {
  background: var(--bp-ai-navy);
  color: #fff;
  border-bottom-right-radius: 5px;
}
.bp-ai-assistant .bp-ai-bubble {
  background: #fff;
  color: var(--bp-ai-text);
  border: 1px solid var(--bp-ai-line);
  border-bottom-left-radius: 5px;
}
.bp-ai-system .bp-ai-bubble {
  background: #fff8e6;
  color: #73510a;
  border: 1px solid #f3dfa9;
  font-size: 11px;
}
.bp-ai-typing {
  margin-top: 12px;
  color: var(--bp-ai-muted);
  font-size: 11px;
  padding-left: 2px;
}
.bp-ai-composer {
  border-top: 1px solid var(--bp-ai-line);
  background: #fff;
  padding: 11px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 8px;
  align-items: end;
}
.bp-ai-input {
  width: 100%;
  resize: none;
  min-height: 42px;
  max-height: 110px;
  padding: 10px 11px;
  border: 1px solid #ccd9e8;
  border-radius: 12px;
  background: #fff;
  color: var(--bp-ai-text);
  font: inherit;
  font-size: 13px;
  line-height: 1.4;
}
.bp-ai-input::placeholder { color: #8291a6; }
.bp-ai-send {
  min-height: 42px;
  border: 0;
  border-radius: 12px;
  padding: 0 14px;
  background: var(--bp-ai-blue);
  color: #fff;
  font: inherit;
  font-weight: 800;
  cursor: pointer;
}
.bp-ai-send:disabled { opacity: .6; cursor: wait; }
.bp-ai-actions {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 8px;
  padding: 0 11px 10px;
  background: #fff;
}
.bp-ai-action-primary,
.bp-ai-action-secondary {
  min-height: 37px;
  border-radius: 10px;
  display: grid;
  place-items: center;
  text-decoration: none;
  font-size: 11.5px;
  font-weight: 850;
}
.bp-ai-action-primary { background: var(--bp-ai-navy); color: #fff; }
.bp-ai-action-secondary { border: 1px solid #cbd9e8; color: var(--bp-ai-navy); background: #fff; }
.bp-ai-notice {
  border-top: 1px solid #edf1f6;
  background: #fff;
  color: #738197;
  padding: 9px 12px 11px;
  font-size: 9.5px;
  line-height: 1.4;
}
.bp-ai-notice a { color: #335e8d; }
@media (max-width: 640px) {
  .bp-ai-root { right: 12px; bottom: 12px; }
  .bp-ai-panel {
    width: calc(100vw - 24px);
    height: min(680px, calc(100vh - 82px));
    border-radius: 17px;
  }
  .bp-ai-launcher { min-height: 50px; padding-right: 15px; }
  .bp-ai-launcher-text { font-size: 13px; }
}
@media (prefers-reduced-motion: reduce) {
  .bp-ai-launcher:hover { transform: none; }
}

/* ==========================================================
   V36 — Institutional visual system
   Premium private-credit / capital-advisory polish.
   CSS-only performance-safe upgrade; no heavy media.
   ========================================================== */

:root{
  --v36-navy:#07111e;
  --v36-navy-2:#0a1727;
  --v36-panel:#0d1c2e;
  --v36-cyan:#58c7ff;
  --v36-cyan-soft:#a7e4ff;
  --v36-paper:#f5f8fb;
  --v36-paper-2:#eef3f7;
  --v36-border:#d7e1e9;
  --v36-ink:#102136;
  --v36-muted:#687b8e;
  --v36-shadow:0 18px 48px rgba(10,30,50,.09);
  --v36-shadow-deep:0 32px 90px rgba(0,0,0,.34);
}

/* Global rhythm + sharper premium type rendering */
body{background:#07111e}
.container{width:min(1220px,calc(100% - 44px))}
h1,h2,h3{font-feature-settings:"kern" 1,"liga" 1}
.section-heading p,.seo-copy,.lead-sm,.feature-stack p{line-height:1.72}

/* Header: institutional glass bar with active interaction language */
.site-header{
  background:linear-gradient(180deg,rgba(6,15,26,.94),rgba(8,18,31,.86));
  border-bottom:1px solid rgba(173,216,239,.12);
  box-shadow:0 8px 30px rgba(0,0,0,.16);
}
.site-header:before{
  content:"";
  position:absolute;
  inset:0 0 auto;
  height:1px;
  background:linear-gradient(90deg,transparent 3%,rgba(88,199,255,.52) 35%,rgba(167,228,255,.18) 70%,transparent 97%);
  pointer-events:none;
}
.nav-wrap{height:80px}
.brand-logo{filter:drop-shadow(0 8px 18px rgba(0,0,0,.16))}
.nav-wrap nav a{
  position:relative;
  color:#b6c7d8;
  font-weight:650;
  letter-spacing:.01em;
  transition:color .2s ease;
}
.nav-wrap nav a:after{
  content:"";
  position:absolute;
  left:0;right:0;bottom:-10px;
  height:1px;
  background:linear-gradient(90deg,var(--v36-cyan),var(--v36-cyan-soft));
  transform:scaleX(0);
  transform-origin:left;
  transition:transform .2s ease;
}
.nav-wrap nav a:hover:after,.nav-wrap nav a:focus-visible:after{transform:scaleX(1)}
.nav-wrap .btn-small{
  border-radius:999px;
  padding:11px 17px;
  box-shadow:0 10px 26px rgba(54,183,255,.17);
}

/* Buttons: less "landing page", more premium fintech */
.btn{
  border-radius:11px;
  border:1px solid rgba(168,229,255,.5);
  background:linear-gradient(135deg,#b6eaff 0%,#5bcaff 48%,#33aff1 100%);
  box-shadow:0 12px 32px rgba(37,164,229,.18),inset 0 1px rgba(255,255,255,.52);
}
.btn:hover{transform:translateY(-2px);box-shadow:0 18px 42px rgba(37,164,229,.26)}
.text-link{font-weight:700}

/* Hero: geometric capital-markets environment */
.hero{
  min-height:720px;
  background:
    radial-gradient(circle at 9% 12%,rgba(36,128,192,.34),transparent 30%),
    radial-gradient(circle at 86% 22%,rgba(88,199,255,.12),transparent 27%),
    radial-gradient(circle at 62% 92%,rgba(22,75,121,.18),transparent 34%),
    linear-gradient(140deg,#06101b 0%,#091728 52%,#071321 100%);
}
.hero:before{
  background:
    linear-gradient(rgba(159,216,246,.026) 1px,transparent 1px),
    linear-gradient(90deg,rgba(159,216,246,.026) 1px,transparent 1px);
  background-size:52px 52px;
  mask-image:linear-gradient(to bottom,#000 0%,rgba(0,0,0,.78) 58%,transparent 96%);
}
.hero:after{
  width:740px;height:740px;
  right:-250px;top:-360px;
  border-color:rgba(151,216,249,.075);
  box-shadow:
    0 0 0 120px rgba(159,220,252,.018),
    0 0 0 245px rgba(159,220,252,.01),
    0 0 120px rgba(40,162,226,.04);
}
.hero-grid{grid-template-columns:minmax(0,1.16fr) minmax(360px,.68fr);gap:78px;padding:116px 0 104px}
.hero-copy{position:relative}
.hero-copy:before{
  content:"";
  position:absolute;
  left:-28px;top:3px;
  width:2px;height:72px;
  background:linear-gradient(to bottom,var(--v36-cyan),rgba(88,199,255,0));
}
.hero .eyebrow{
  color:#a9e5ff;
  letter-spacing:.25em;
  text-shadow:0 0 28px rgba(88,199,255,.18);
}
.hero h1{font-size:clamp(54px,6.2vw,84px);max-width:900px}
.hero h1 span{
  background:linear-gradient(90deg,#c2d5e4,#829eb6);
  -webkit-background-clip:text;background-clip:text;color:transparent;
}
.lead{max-width:760px;color:#b6c5d3;font-size:18px}
.hero-actions{margin-top:3px}
.hero-proof{margin-top:42px;gap:9px}
.hero-proof span{
  border-radius:999px;
  padding:8px 12px;
  background:rgba(255,255,255,.026);
  border-color:rgba(167,228,255,.13);
  color:#97adc1;
}

/* Hero underwriting console */
.hero-card{
  position:relative;
  overflow:hidden;
  padding:30px;
  border-radius:20px;
  border:1px solid rgba(170,226,255,.21);
  background:
    linear-gradient(180deg,rgba(17,37,59,.92),rgba(10,24,40,.9)),
    rgba(255,255,255,.04);
  box-shadow:var(--v36-shadow-deep);
  backdrop-filter:blur(22px);
}
.hero-card:before{
  content:"";
  position:absolute;
  left:0;top:0;right:0;height:2px;
  background:linear-gradient(90deg,#60cfff 0%,rgba(96,207,255,.18) 58%,transparent 100%);
}
.hero-card:after{
  content:"";
  position:absolute;
  width:190px;height:190px;
  right:-92px;bottom:-92px;
  border:1px solid rgba(137,215,255,.08);
  border-radius:50%;
  box-shadow:0 0 0 34px rgba(137,215,255,.018),0 0 0 68px rgba(137,215,255,.012);
  pointer-events:none;
}
.card-topline{position:relative;z-index:1;color:#a8e3ff}
.status-dot{color:#b8f4cd}
.hero-card h2{position:relative;z-index:1;font-size:30px;margin-top:18px}
.hero-card>p{position:relative;z-index:1;color:#9fb1c1}
.hero-signal-row{
  position:relative;z-index:1;
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:7px;
  margin:20px 0 2px;
}
.hero-signal-row span{
  display:flex;align-items:center;gap:7px;
  min-height:32px;
  padding:7px 9px;
  border:1px solid rgba(174,227,255,.1);
  border-radius:8px;
  color:#8fa6b9;
  background:rgba(255,255,255,.025);
  font-size:9px;
  letter-spacing:.12em;
  text-transform:uppercase;
  font-weight:800;
}
.hero-signal-row i{
  width:5px;height:5px;border-radius:50%;
  background:#64cdff;
  box-shadow:0 0 0 4px rgba(100,205,255,.075);
}
.metric-list{position:relative;z-index:1;margin:18px 0 24px}
.metric-list:before{
  content:"";
  position:absolute;left:12px;top:22px;bottom:22px;
  width:1px;background:linear-gradient(to bottom,rgba(88,199,255,.5),rgba(88,199,255,.06));
}
.metric-list div{
  grid-template-columns:34px 1fr;
  border-top-color:rgba(255,255,255,.095);
}
.metric-list b{position:relative;color:#a9e5ff}
.metric-list b:after{
  content:"";
  position:absolute;
  left:9px;top:50%;transform:translateY(-50%);
  width:7px;height:7px;border-radius:50%;
  background:#0e2941;border:1px solid #5ec9fb;
}
.hero-card .btn-full{position:relative;z-index:1}
.hero-card small{position:relative;z-index:1}

/* Signal bar: institutional market strip */
.signal-bar{
  background:linear-gradient(90deg,#050d16,#081421 50%,#050d16);
  border-color:rgba(164,219,249,.1);
}
.signal-inner{gap:0;padding:0}
.signal-inner>*{padding:16px 18px;border-right:1px solid rgba(164,219,249,.08)}
.signal-inner strong{margin-right:0;color:#c6e9fa}
.signal-inner span{color:#728ca1;transition:color .2s ease}
.signal-inner span:hover{color:#b4d9ea}

/* Light sections: subtle financial-report grid */
.light{background:linear-gradient(180deg,#f7f9fb,#f2f6f9)}
.section.light{position:relative}
.section.light:before{
  content:"";
  position:absolute;inset:0;
  pointer-events:none;
  background:linear-gradient(90deg,rgba(17,53,79,.025) 1px,transparent 1px);
  background-size:82px 100%;
  mask-image:linear-gradient(to right,transparent,#000 14%,#000 86%,transparent);
}
.section.light>.container{position:relative;z-index:1}

/* Programs: premium card portfolio instead of spreadsheet grid */
.program-grid{
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:14px;
  margin-top:48px;
  border:0;
}
.program-grid article{
  position:relative;
  overflow:hidden;
  min-height:282px;
  padding:28px;
  border:1px solid var(--v36-border);
  border-radius:16px;
  background:rgba(255,255,255,.9);
  box-shadow:0 12px 30px rgba(16,43,66,.045);
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease;
}
.program-grid article:before{
  content:"";
  position:absolute;left:28px;right:28px;top:0;height:2px;
  background:linear-gradient(90deg,#41baf4,rgba(65,186,244,0));
  transform:scaleX(.34);transform-origin:left;
  transition:transform .22s ease;
}
.program-grid article:hover{
  transform:translateY(-4px);
  background:#fff;
  border-color:#b6dcec;
  box-shadow:0 22px 46px rgba(16,43,66,.09);
}
.program-grid article:hover:before{transform:scaleX(1)}
.program-grid article>span{
  display:grid;place-items:center;
  width:35px;height:35px;
  border-radius:10px;
  background:#eaf7fd;
  border:1px solid #cae6f2;
  color:#177ba6;
}
.program-grid h3{font-size:23px;margin:34px 0 11px}
.program-grid p{color:#677b8e;line-height:1.7}
.program-grid a{display:inline-flex;align-items:center;gap:6px;color:#157eaa}

/* Process: connected capital execution sequence */
.dark-panel{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(circle at 94% 5%,rgba(77,194,249,.12),transparent 28%),
    linear-gradient(145deg,#0d1d30,#07121f);
}
.dark-panel:before{
  content:"";
  position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(174,228,255,.028) 1px,transparent 1px);
  background-size:86px 100%;
  pointer-events:none;
}
.process-grid{position:relative;z-index:1;gap:74px}
.steps{
  position:relative;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:12px;
  border:0;
}
.steps:before{
  content:"";
  position:absolute;left:50%;top:48%;width:1px;height:52%;
  background:linear-gradient(rgba(102,203,249,.3),transparent);
  pointer-events:none;
}
.steps div{
  position:relative;
  min-height:196px;
  padding:27px;
  border:1px solid rgba(184,226,247,.12);
  border-radius:14px;
  background:linear-gradient(180deg,rgba(255,255,255,.055),rgba(255,255,255,.022));
}
.steps div:before{
  content:"";
  position:absolute;left:0;top:26px;width:2px;height:38px;
  background:linear-gradient(#5bc8fb,rgba(91,200,251,0));
}
.steps b{color:#a8e4ff}
.steps h3{font-size:22px}

/* Why Blueprint: compact credibility cards */
.feature-stack{border-top:0;display:grid;gap:10px}
.feature-stack>div{
  position:relative;
  padding:20px 22px 20px 24px;
  border:1px solid #d7e1e8;
  border-radius:13px;
  background:rgba(255,255,255,.72);
}
.feature-stack>div:before{
  content:"";
  position:absolute;left:0;top:18px;bottom:18px;width:2px;
  background:linear-gradient(#40baf5,rgba(64,186,245,.16));
}
.feature-stack strong{font-size:18px}

/* Existing premium modules: refine visual hierarchy */
.bp-capital,.bp-ready,.bp-paths{scroll-margin-top:82px}
.bp-factor,.bp-path-card,.bp-ready-step{border-radius:18px}
.bp-factor{box-shadow:0 16px 38px rgba(13,23,37,.055)}
.bp-factor-code{border-radius:12px}
.bp-path-card{box-shadow:0 16px 40px rgba(0,0,0,.08)}
.bp-ready-step{box-shadow:0 12px 30px rgba(6,25,41,.07)}

/* Intake: premium application console */
.intake-section{
  background:
    radial-gradient(circle at 96% 2%,rgba(75,193,248,.13),transparent 30%),
    radial-gradient(circle at 7% 95%,rgba(33,100,151,.16),transparent 30%),
    #091522;
}
.intake-form{
  border:1px solid rgba(191,225,241,.5);
  border-radius:20px;
  box-shadow:0 30px 80px rgba(0,0,0,.28);
}
.form-header{padding-bottom:22px}
.form-header span{font-size:26px}
input,select,textarea{border-radius:9px}
.phone-card{border-radius:12px;background:rgba(255,255,255,.035)}

/* Generic cards across deeper pages */
.keyword-grid div,.info-card,.resource-card,.deal-card{
  border-radius:15px;
}
.closing-cta{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(circle at 80% 0%,rgba(78,197,252,.14),transparent 30%),
    linear-gradient(135deg,#0a192a,#07121f);
}
.closing-cta:before{
  content:"";
  position:absolute;inset:0;
  background:linear-gradient(90deg,rgba(167,228,255,.022) 1px,transparent 1px);
  background-size:78px 100%;
  pointer-events:none;
}
.closing-cta .container{position:relative;z-index:1}

/* Footer: stronger capital-advisory finish */
footer{
  background:#050d16;
  border-top:1px solid rgba(166,221,249,.1);
}
.footer-grid{padding-top:8px}

/* AI assistant now matches the institutional UI */
.bp-ai-launcher{
  border:1px solid rgba(162,221,250,.2);
  background:linear-gradient(135deg,#102943,#08182a);
  box-shadow:0 18px 44px rgba(0,0,0,.26);
}
.bp-ai-launcher-icon{
  background:linear-gradient(135deg,#c6efff,#66ceff);
  color:#082038;
}
.bp-ai-panel{
  border-radius:18px;
  border-color:rgba(15,53,83,.16);
  box-shadow:0 30px 80px rgba(4,21,36,.28);
}
.bp-ai-header{background:linear-gradient(135deg,#102b47,#091a2d)}
.bp-ai-send{background:linear-gradient(135deg,#40b7f3,#178bca)}

/* Accessibility + motion discipline */
@media(hover:hover){
  .feature-stack>div{transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease}
  .feature-stack>div:hover{transform:translateX(3px);border-color:#baddeb;box-shadow:0 16px 34px rgba(14,43,64,.055)}
}
@media(max-width:1080px){
  .hero-grid{grid-template-columns:1fr .72fr;gap:48px}
  .program-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:900px){
  .hero{min-height:0}
  .hero-grid{grid-template-columns:1fr;padding:90px 0 80px}
  .hero-copy:before{display:none}
  .hero-card{max-width:680px}
  .program-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:700px){
  .container{width:min(100% - 28px,1220px)}
  .nav-wrap{height:72px}
  .hero-grid{padding:72px 0 64px}
  .hero h1{font-size:clamp(46px,13vw,64px)}
  .lead{font-size:16px}
  .hero-actions{align-items:flex-start;flex-direction:column}
  .hero-proof{margin-top:32px}
  .hero-card{padding:24px}
  .hero-signal-row{grid-template-columns:1fr 1fr}
  .program-grid{grid-template-columns:1fr;gap:10px}
  .program-grid article{min-height:auto}
  .steps{grid-template-columns:1fr}
  .steps:before{display:none}
}
@media(prefers-reduced-motion:reduce){
  .program-grid article,.feature-stack>div,.nav-wrap nav a:after{transition:none!important}
}

/* ==========================================================
   V37 — Legal pages layout and readability
   Fixes Privacy / Terms spacing and provides a dedicated
   legal-content system instead of the general SEO grid.
   ========================================================== */
.legal-page{background:#f4f7fa;color:#102136}
.legal-hero{
  position:relative;
  overflow:hidden;
  padding:88px 0 58px;
  background:
    radial-gradient(circle at 88% 10%,rgba(69,182,238,.11),transparent 30%),
    linear-gradient(180deg,#f8fafc,#f2f6f9);
  border-bottom:1px solid #dbe4eb;
}
.legal-hero:before{
  content:"";
  position:absolute;inset:0;
  pointer-events:none;
  background:
    linear-gradient(rgba(27,78,113,.025) 1px,transparent 1px),
    linear-gradient(90deg,rgba(27,78,113,.025) 1px,transparent 1px);
  background-size:84px 84px;
  mask-image:linear-gradient(to bottom,#000,transparent 94%);
}
.legal-shell{position:relative;z-index:1;max-width:1040px}
.legal-kicker{
  color:#167da9;
  font-size:10px;
  line-height:1.2;
  letter-spacing:.22em;
  font-weight:850;
  text-transform:uppercase;
}
.legal-hero h1{
  margin:14px 0 18px;
  max-width:900px;
  color:#0e1a2a;
  font-family:Manrope,Inter,system-ui,sans-serif;
  font-size:clamp(46px,6vw,72px);
  line-height:.98;
  letter-spacing:-.05em;
}
.legal-lead{
  max-width:780px;
  margin:0;
  color:#5e7285;
  font-size:17px;
  line-height:1.72;
}
.legal-meta{
  display:flex;
  align-items:center;
  gap:10px;
  margin-top:24px;
  color:#718394;
  font-size:11px;
  letter-spacing:.04em;
}
.legal-meta strong{color:#24384a}
.legal-content-wrap{
  padding:64px 0 86px;
  background:linear-gradient(180deg,#f3f7fa,#f7f9fb);
}
.legal-layout{
  display:grid;
  grid-template-columns:minmax(250px,.62fr) minmax(0,1.38fr);
  gap:36px;
  align-items:start;
  max-width:1120px;
}
.legal-summary{position:sticky;top:106px}
.legal-summary-card{
  position:relative;
  overflow:hidden;
  padding:28px;
  border:1px solid #d7e2ea;
  border-radius:18px;
  background:#fff;
  box-shadow:0 16px 40px rgba(11,42,65,.06);
}
.legal-summary-card:before{
  content:"";
  position:absolute;left:0;right:0;top:0;height:2px;
  background:linear-gradient(90deg,#3bbaf5,rgba(59,186,245,0));
}
.legal-summary-card h2{
  margin:16px 0 14px;
  color:#142538;
  font-family:Manrope,Inter,system-ui,sans-serif;
  font-size:25px;
  line-height:1.16;
  letter-spacing:-.035em;
}
.legal-summary-card p{
  margin:0 0 18px;
  color:#65798b;
  font-size:13px;
  line-height:1.7;
}
.legal-summary-card a{
  color:#137ca9;
  text-decoration:none;
  font-size:12px;
  font-weight:800;
}
.legal-sections{display:grid;gap:12px}
.legal-card{
  display:grid;
  grid-template-columns:42px minmax(0,1fr);
  gap:20px;
  padding:28px 30px;
  border:1px solid #d9e3eb;
  border-radius:18px;
  background:rgba(255,255,255,.92);
  box-shadow:0 10px 30px rgba(10,41,64,.035);
}
.legal-card-no{
  display:grid;
  place-items:center;
  width:34px;height:34px;
  border:1px solid #c8dfeb;
  border-radius:10px;
  background:#edf8fd;
  color:#177fa9;
  font-size:9px;
  letter-spacing:.08em;
  font-weight:850;
}
.legal-card h2{
  margin:0 0 10px;
  color:#132538;
  font-family:Manrope,Inter,system-ui,sans-serif;
  font-size:24px;
  line-height:1.16;
  letter-spacing:-.025em;
}
.legal-card p{
  margin:0 0 13px;
  color:#5f7386;
  font-size:14px;
  line-height:1.76;
}
.legal-card p:last-child{margin-bottom:0}
.legal-card a{color:#147ea9}
.legal-card-ai{
  border-color:#bdddea;
  background:
    radial-gradient(circle at 100% 0%,rgba(78,197,252,.08),transparent 34%),
    #fff;
}
.legal-card-ai .legal-kicker{margin-bottom:9px}
@media(max-width:900px){
  .legal-hero{padding:72px 0 46px}
  .legal-content-wrap{padding:42px 0 68px}
  .legal-layout{grid-template-columns:1fr}
  .legal-summary{position:static}
}
@media(max-width:640px){
  .legal-hero{padding:58px 0 38px}
  .legal-hero h1{font-size:clamp(42px,13vw,58px)}
  .legal-lead{font-size:15px}
  .legal-content-wrap{padding:30px 0 58px}
  .legal-summary-card{padding:22px;border-radius:15px}
  .legal-summary-card h2{font-size:22px}
  .legal-card{
    grid-template-columns:1fr;
    gap:12px;
    padding:22px;
    border-radius:15px;
  }
  .legal-card h2{font-size:21px}
  .legal-card p{font-size:13px}
}

/* ==========================================================
   V38 — Global SEO-grid alignment correction
   Prevents tall right-hand copy from pushing left headings
   toward the bottom of the section and creating dead space.
   ========================================================== */
.seo-grid{
  align-items:start;
}
.seo-grid > *{
  align-self:start;
}

/* Referral page: keep professional-expectations content compact and balanced. */
body:has(form[name="commercial-referral-partner"]) .seo-grid{
  gap:64px;
}
body:has(form[name="commercial-referral-partner"]) .seo-copy{
  padding-top:2px;
}
body:has(form[name="commercial-referral-partner"]) .seo-copy p{
  margin-top:0;
  margin-bottom:20px;
}
body:has(form[name="commercial-referral-partner"]) .seo-copy p:last-child{
  margin-bottom:0;
}

@media(max-width:900px){
  body:has(form[name="commercial-referral-partner"]) .seo-grid{
    gap:28px;
  }
}

/* ==========================================================
   V39 — Sitewide content alignment + section rhythm
   Explicitly fixes every shared SEO two-column section.
   ========================================================== */

/* Belt-and-suspenders: HTML now also carries align-start. */
.seo-grid.align-start{
  align-items:start !important;
}
.seo-grid.align-start > *{
  align-self:start !important;
}

/* Make informational two-column sections feel editorial, not full-screen. */
.section.light > .container.seo-grid{
  padding-top:0;
  padding-bottom:0;
}

/* Desktop rhythm: enough breathing room without oversized dead zones. */
@media(min-width:981px){
  .section.light:has(> .container.seo-grid){
    padding-top:72px;
    padding-bottom:72px;
  }
  .section.light > .container.seo-grid{
    gap:clamp(42px,5vw,72px);
  }
  .section.light > .container.seo-grid > div:first-child{
    padding-top:2px;
  }
  .section.light > .container.seo-grid .seo-copy{
    max-width:640px;
  }
}

/* Consecutive light editorial sections should read as one flowing page,
   not isolated screen-height panels. */
.section.light:has(> .container.seo-grid) + .section.light{
  border-top:1px solid rgba(24,64,91,.045);
}

/* Improve paragraph rhythm in shared SEO copy. */
.seo-grid .seo-copy p{
  margin-top:0;
  margin-bottom:18px;
}
.seo-grid .seo-copy p:last-child{
  margin-bottom:0;
}
.seo-grid .text-link{
  display:inline-flex;
  margin-top:2px;
}

/* Keep large headings from creating disproportionate column height. */
.seo-grid > div:first-child h2{
  max-width:720px;
  text-wrap:balance;
}

/* Tablet/mobile: compact, predictable stacked flow. */
@media(max-width:980px){
  .section.light:has(> .container.seo-grid){
    padding-top:60px;
    padding-bottom:60px;
  }
  .section.light > .container.seo-grid{
    gap:28px;
  }
  .seo-grid .seo-copy{
    max-width:none;
  }
}
@media(max-width:640px){
  .section.light:has(> .container.seo-grid){
    padding-top:48px;
    padding-bottom:48px;
  }
  .section.light > .container.seo-grid{
    gap:22px;
  }
  .seo-grid > div:first-child h2{
    text-wrap:pretty;
  }
}

/* ==========================================================
   V40 — Coverage card action
   Adds a subtle next-step link without turning the card into
   a heavy conversion block.
   ========================================================== */
.coverage-card-link{
  position:relative;
  z-index:2;
  display:inline-flex;
  align-items:center;
  gap:7px;
  margin-top:20px;
  padding-top:16px;
  border-top:1px solid rgba(174,227,255,.11);
  color:#9edfff;
  text-decoration:none;
  font-size:11px;
  line-height:1.2;
  letter-spacing:.08em;
  text-transform:uppercase;
  font-weight:850;
  transition:color .18s ease,gap .18s ease;
}
.coverage-card-link span{
  font-size:14px;
  line-height:1;
}
.coverage-card-link:hover,
.coverage-card-link:focus-visible{
  color:#d6f3ff;
  gap:10px;
}
@media(prefers-reduced-motion:reduce){
  .coverage-card-link{transition:none}
}

/* ==========================================================
   V41 — Header brand lockup polish
   Dedicated horizontal header logo built from official artwork.
   ========================================================== */
.site-header .brand-logo{
  width:218px;
  height:auto;
  max-height:56px;
  object-fit:contain;
  background:#fff;
  border:1px solid rgba(189,213,229,.34);
  border-radius:10px;
  padding:7px 11px;
  box-shadow:
    0 8px 24px rgba(0,0,0,.12),
    inset 0 1px 0 rgba(255,255,255,.7);
  filter:none;
}
.site-header .brand-logo:hover{
  box-shadow:
    0 10px 28px rgba(0,0,0,.16),
    inset 0 1px 0 rgba(255,255,255,.75);
}
.footer-logo{
  width:165px;
  max-height:none;
}
@media(max-width:760px){
  .site-header .brand-logo{
    width:186px;
    max-height:50px;
    padding:6px 9px;
    border-radius:9px;
  }
}
@media(max-width:420px){
  .site-header .brand-logo{
    width:164px;
    max-height:46px;
    padding:5px 8px;
  }
}


/* V43 — Blueprint Deal Screen */
.bp-ai-chip-primary {
  flex-basis: 100%;
  justify-content: center;
  background: linear-gradient(135deg,#0b2343,#135a9e);
  color: #fff;
  border-color: transparent;
  font-weight: 800;
  min-height: 40px;
}
.bp-ai-chip-primary:hover {
  background: linear-gradient(135deg,#102f58,#176ab8);
  color: #fff;
}
.bp-ai-modebar {
  margin: 10px 0 2px;
  padding: 8px 10px;
  border: 1px solid #b9d7f4;
  background: #eef7ff;
  border-radius: 10px;
  color: #174c7c;
  font-size: 11px;
  line-height: 1.35;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
}
.bp-ai-modebar[hidden] { display: none !important; }
.bp-ai-mode-exit {
  appearance: none;
  border: 1px solid #b9d7f4;
  background: #fff;
  color: #174c7c;
  border-radius: 999px;
  padding: 4px 9px;
  font: inherit;
  font-weight: 800;
  cursor: pointer;
}
.bp-ai-root.is-deal-screen .bp-ai-panel {
  box-shadow: 0 24px 70px rgba(4,32,62,.28);
}
.bp-ai-root.is-deal-screen .bp-ai-header {
  background: linear-gradient(135deg,#0b2343,#114f87);
}
.deal-screen-prefill-banner {
  display: grid;
  gap: 3px;
  margin: 0 0 22px;
  padding: 14px 16px;
  border: 1px solid #b9d7f4;
  border-radius: 12px;
  background: #eef7ff;
  color: #173b63;
}
.deal-screen-prefill-banner strong {
  font-size: 14px;
}
.deal-screen-prefill-banner span {
  font-size: 12px;
  line-height: 1.5;
  color: #526b84;
}


/* V44 — Package Intake */
.package-intake { position:relative; }
.package-readiness {
  margin-bottom:18px; padding:16px 18px; border:1px solid #c8d8e7;
  background:#f7fbff; border-radius:14px;
}
.package-readiness-head { display:flex; align-items:flex-end; justify-content:space-between; gap:16px; }
.package-readiness-head > div { display:flex; align-items:baseline; gap:10px; }
.package-readiness .eyebrow, .package-upload-wrap .eyebrow, .package-summary-panel .eyebrow {
  display:block; font-size:10px; line-height:1.2; font-weight:800; letter-spacing:.11em; text-transform:uppercase; color:#4e6a84;
}
.package-readiness strong[data-package-score] { font-size:26px; line-height:1; color:#0b2343; }
.package-readiness [data-package-status] { font-size:12px; font-weight:800; color:#27557e; text-align:right; }
.package-progress { height:7px; margin:12px 0 9px; border-radius:999px; background:#e2ebf3; overflow:hidden; }
.package-progress span { display:block; height:100%; width:0; border-radius:inherit; background:#1d6fae; transition:width .25s ease; }
.package-readiness p { margin:0; font-size:11px; line-height:1.5; color:#62768a; }
.package-grid { display:grid; grid-template-columns:1fr 1fr; gap:16px; margin-bottom:18px; }
.package-card { border:1px solid #d5e0ea; border-radius:14px; padding:16px; background:#fff; }
.package-card-head { display:flex; justify-content:space-between; gap:10px; align-items:baseline; margin-bottom:12px; }
.package-card-head span { font-size:14px; font-weight:850; color:#0b2343; }
.package-card-head small { font-size:10px; color:#718396; }
.package-checklist { list-style:none; margin:0; padding:0; display:grid; gap:8px; }
.package-checklist li { display:flex; gap:8px; align-items:flex-start; font-size:12px; line-height:1.4; color:#53697d; }
.package-checklist li > span:first-child { width:17px; height:17px; border:1px solid #cad7e3; border-radius:50%; display:inline-flex; align-items:center; justify-content:center; flex:0 0 17px; font-size:10px; }
.package-checklist li.is-complete { color:#214f42; }
.package-checklist li.is-complete > span:first-child { border-color:#8fc5ad; background:#edf8f2; }
.compact-grid { gap:10px !important; }
.mini-consent { margin-top:2px !important; }
.package-upload-wrap { margin:18px 0; padding:18px; border-radius:14px; border:1px solid #d5e0ea; background:#fbfcfe; }
.package-upload-head, .package-summary-head { display:flex; align-items:flex-end; justify-content:space-between; gap:18px; margin-bottom:14px; }
.package-upload-head h3, .package-summary-head h3 { margin:4px 0 0; font-size:17px; line-height:1.2; color:#0b2343; }
.package-upload-head > small { max-width:310px; text-align:right; color:#718396; font-size:10px; line-height:1.4; }
.package-files input[type="file"] { padding:9px; min-height:44px; font-size:11px; background:#fff; }
.upload-total { margin-top:10px; padding:8px 10px; border-radius:8px; background:#eef5fb; color:#47637d; font-size:11px; font-weight:700; }
.upload-total.is-over { background:#fff2f2; color:#9a3131; }
.package-file-help { margin:9px 0 0; }
.package-summary-panel { margin:18px 0; padding:18px; border:1px solid #d5e0ea; border-radius:14px; background:#fff; }
.package-preview-btn { min-height:36px; padding:8px 12px; font-size:11px; }
.package-summary-output {
  white-space:pre-wrap; max-height:360px; overflow:auto; margin-top:12px; padding:14px;
  border-radius:10px; background:#081d34; color:#eaf3fb; font:11px/1.55 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
}
.draft-actions { display:flex; flex-wrap:wrap; gap:10px; align-items:center; padding-top:2px; }
.draft-actions .btn { min-height:36px; padding:8px 12px; font-size:11px; }
.draft-clear { border:0; background:transparent; color:#58718a; text-decoration:underline; cursor:pointer; font-size:11px; }
.draft-actions > span { flex:1 1 100%; font-size:10px; line-height:1.4; color:#718396; }
@media (max-width:760px) {
  .package-grid { grid-template-columns:1fr; }
  .package-readiness-head, .package-upload-head, .package-summary-head { align-items:flex-start; flex-direction:column; }
  .package-readiness [data-package-status], .package-upload-head > small { text-align:left; }
}

/* V45 — Compliance-conscious intake */
.compliance-intake-note {
  display:grid; gap:4px; margin:16px 0 14px; padding:13px 15px;
  border:1px solid #cbd9e6; border-radius:11px; background:#f7fafc; color:#53697d;
}
.compliance-intake-note strong { color:#173b63; font-size:12px; }
.compliance-intake-note span { font-size:11px; line-height:1.5; }
.compliance-policy-card { scroll-margin-top:100px; }

/* V46 — final package-compliance polish */
.package-files label .field-help {
  display:block;
  margin-top:5px;
  font-size:10px;
  line-height:1.4;
  color:#6c7f91;
}


/* V47 — UX polish */
.intake-progress {
  position:sticky;
  top:76px;
  z-index:4;
  display:grid;
  grid-template-columns:repeat(6,1fr);
  gap:6px;
  margin:0 0 18px;
  padding:8px;
  border:1px solid #d7e2ec;
  border-radius:14px;
  background:rgba(255,255,255,.95);
  backdrop-filter:blur(12px);
}
.intake-step {
  appearance:none;
  border:0;
  background:transparent;
  display:flex;
  align-items:center;
  justify-content:center;
  gap:7px;
  padding:7px 5px;
  color:#6b7f92;
  cursor:pointer;
  border-radius:9px;
  font:inherit;
}
.intake-step span {
  width:22px;height:22px;border-radius:50%;
  display:inline-flex;align-items:center;justify-content:center;
  border:1px solid #c7d4df;font-size:10px;font-weight:800;
}
.intake-step small { font-size:10px;font-weight:750; }
.intake-step.is-active { background:#edf6ff;color:#153f68; }
.intake-step.is-active span { background:#145f9f;color:#fff;border-color:#145f9f; }
.intake-step.is-complete span { background:#eef8f2;color:#245942;border-color:#a8cfba; }

.mobile-step-controls { display:none; }

.intake-review {
  border-color:#c7d9ea !important;
  background:linear-gradient(180deg,#fbfdff,#f7fafc);
}
.review-head {
  display:flex;justify-content:space-between;gap:16px;align-items:flex-end;margin-bottom:16px;
}
.review-head .eyebrow { font-size:10px;letter-spacing:.1em;text-transform:uppercase;font-weight:800;color:#61778b; }
.review-head h3 { margin:3px 0 0;font-size:20px;color:#0b2343; }
.review-status { max-width:320px;text-align:right;font-size:11px;font-weight:700;color:#60758a; }
.review-grid { display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px; }
.review-item { padding:11px 12px;border:1px solid #d9e3ec;border-radius:10px;background:#fff;display:grid;gap:3px; }
.review-item span { font-size:9px;letter-spacing:.08em;text-transform:uppercase;color:#718396;font-weight:800; }
.review-item strong { font-size:12px;color:#173b63;word-break:break-word; }
.review-docs { margin-top:12px;padding:12px;border-radius:10px;background:#0c223a;color:#eaf2f8;font-size:11px; }
.review-docs strong { display:block;margin-bottom:5px; }
.review-docs span { color:#b8c8d7; }
.review-docs ul { margin:4px 0 0;padding-left:18px; }
.review-actions { margin-top:12px;display:flex;align-items:center;gap:12px; }
.review-actions span { font-size:10px;line-height:1.45;color:#6a7d8f; }

.deal-screen-prefill-banner {
  display:grid;gap:3px;margin:0 0 16px;padding:12px 14px;border:1px solid #b8d7f2;
  border-radius:11px;background:#eef7ff;color:#174c7c;
}
.deal-screen-prefill-banner strong { font-size:12px; }
.deal-screen-prefill-banner span { font-size:10px;line-height:1.45; }

.receipt-main { background:#f5f8fb;min-height:68vh; }
.receipt-hero { padding:68px 0 82px; }
.receipt-shell { max-width:860px; }
.receipt-badge {
  display:inline-flex;padding:7px 11px;border-radius:999px;background:#eaf7ef;color:#276047;
  font-size:11px;font-weight:850;letter-spacing:.04em;text-transform:uppercase;
}
.receipt-hero h1 { margin:14px 0 8px;font-size:clamp(34px,5vw,54px);line-height:1.02;color:#0b2343; }
.receipt-hero > .container > p { max-width:700px;color:#5a6f83;line-height:1.65; }
.receipt-card { margin-top:26px;border:1px solid #d3dfe9;border-radius:18px;background:#fff;overflow:hidden;box-shadow:0 18px 42px rgba(24,53,82,.08); }
.receipt-card-head { display:flex;justify-content:space-between;gap:16px;align-items:flex-start;padding:18px 20px;border-bottom:1px solid #e1e9f0; }
.receipt-card-head div { display:grid;gap:3px; }
.receipt-card-head span { font-size:9px;text-transform:uppercase;letter-spacing:.1em;color:#708397;font-weight:800; }
.receipt-card-head strong { font-size:16px;color:#0b2343; }
.receipt-card-head small { color:#718396;font-size:10px; }
.receipt-metrics { display:grid;grid-template-columns:repeat(3,1fr); }
.receipt-metrics > div { padding:18px 20px;border-right:1px solid #e6edf3;display:grid;gap:4px; }
.receipt-metrics > div:last-child { border-right:0; }
.receipt-metrics span { font-size:9px;text-transform:uppercase;letter-spacing:.08em;color:#718396;font-weight:800; }
.receipt-metrics strong { color:#173b63;font-size:15px; }
.receipt-next { margin-top:28px; }
.receipt-next h2 { margin:0 0 14px;color:#0b2343;font-size:22px; }
.receipt-steps { display:grid;gap:10px; }
.receipt-steps article { display:flex;gap:12px;padding:15px 16px;border:1px solid #d8e3ec;border-radius:13px;background:#fff; }
.receipt-steps article > span { width:28px;height:28px;flex:0 0 28px;border-radius:50%;background:#0d4f86;color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:11px;font-weight:800; }
.receipt-steps strong { display:block;color:#173b63;font-size:13px;margin-bottom:3px; }
.receipt-steps p { margin:0;color:#61768a;font-size:11px;line-height:1.5; }
.receipt-cta { margin-top:20px;padding:17px 18px;border-radius:14px;background:#0b2343;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:20px; }
.receipt-cta div { display:grid;gap:3px; }
.receipt-cta span { font-size:10px;color:#b9c9d8;text-transform:uppercase;letter-spacing:.08em;font-weight:750; }
.receipt-cta strong { font-size:15px; }

@media (max-width:760px) {
  .intake-progress {
    position:static;
    grid-template-columns:repeat(6,1fr);
    overflow:hidden;
    padding:6px;
  }
  .intake-step { padding:6px 2px; }
  .intake-step small { display:none; }
  .mobile-step-controls {
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:10px;
    margin:16px 0 14px;
    padding:10px 0;
    border-top:1px solid #e0e8ef;
  }
  .mobile-step-controls span { font-size:10px;font-weight:800;color:#6b7f92; }
  .mobile-step-controls .btn { min-height:38px;padding:8px 12px;font-size:11px; }
  .review-grid { grid-template-columns:1fr; }
  .review-head { flex-direction:column;align-items:flex-start; }
  .review-status { text-align:left;max-width:none; }
  .review-actions { flex-direction:column;align-items:flex-start; }
  .receipt-hero { padding:44px 0 58px; }
  .receipt-metrics { grid-template-columns:1fr; }
  .receipt-metrics > div { border-right:0;border-bottom:1px solid #e6edf3; }
  .receipt-metrics > div:last-child { border-bottom:0; }
  .receipt-card-head, .receipt-cta { flex-direction:column;align-items:flex-start; }
}


/* V48 — Privacy / Terms readability polish */
.legal-card.compliance-policy-card {
  max-width: 1180px;
  margin-left: auto;
  margin-right: auto;
  display: grid;
  grid-template-columns: 44px minmax(0,1fr);
  gap: 22px;
  align-items: start;
  padding: 30px 34px;
}
.legal-card.compliance-policy-card .legal-number {
  width: 34px;
  height: 34px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 9px;
  background: #eef5fb;
  border: 1px solid #d5e1ec;
  color: #244f75;
  font-size: 10px;
  line-height: 1;
  font-weight: 850;
  letter-spacing: .05em;
}
.legal-card.compliance-policy-card .legal-content {
  max-width: 980px;
}
.legal-card.compliance-policy-card .legal-kicker {
  display: block;
  margin: 1px 0 7px;
  color: #49708f;
  font-size: 10px;
  font-weight: 850;
  text-transform: uppercase;
  letter-spacing: .12em;
}
.legal-card.compliance-policy-card h2 {
  margin: 0 0 12px;
  font-size: clamp(22px,2.4vw,30px);
  line-height: 1.15;
  letter-spacing: -.02em;
  color: #0b2343;
}
.legal-card.compliance-policy-card .legal-lead {
  max-width: 850px;
  margin: 0 0 20px;
  font-size: 14px;
  line-height: 1.7;
  color: #526c82;
}
.legal-detail-grid {
  display: grid;
  grid-template-columns: repeat(2,minmax(0,1fr));
  gap: 14px;
  margin-top: 14px;
}
.legal-detail {
  padding: 15px 16px;
  border: 1px solid #e0e8ef;
  border-radius: 11px;
  background: #fbfcfd;
}
.legal-detail strong,
.legal-alert strong {
  display: block;
  margin-bottom: 6px;
  color: #173b63;
  font-size: 12px;
}
.legal-detail p,
.legal-alert p {
  margin: 0;
  font-size: 12px;
  line-height: 1.65;
  color: #5d7489;
}
.legal-alert {
  margin: 16px 0 2px;
  padding: 15px 17px;
  border: 1px solid #c5d9ea;
  border-left: 4px solid #245f8f;
  border-radius: 10px;
  background: #f3f8fc;
}
@media (max-width: 760px) {
  .legal-card.compliance-policy-card {
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 22px 18px;
  }
  .legal-detail-grid {
    grid-template-columns: 1fr;
  }
}
\n\n/* V50 — final UX audit fixes */\n[data-intake-step] { scroll-margin-top: 150px; }\n.final-submit-panel { margin-top: 2px; }\n.package-safety-note {\n  margin: 12px 0 0;\n  padding: 13px 15px;\n  border: 1px solid #cbdce9;\n  border-left: 4px solid #2a648f;\n  border-radius: 10px;\n  background: #f5f9fc;\n}\n.package-safety-note strong {\n  display:block;\n  margin-bottom:6px;\n  color:#173b63;\n  font-size:11px;\n}\n.package-safety-note p {\n  margin:0 0 6px;\n  color:#5e7488;\n  font-size:10px;\n  line-height:1.55;\n}\n.package-safety-note p:last-child { margin-bottom:0; }\n@media (max-width:760px) {\n  .final-submit-panel[hidden] { display:none !important; }\n  [data-intake-step] { scroll-margin-top: 20px; }\n}\n

/* ==========================================================
   V51 — Mobile CTA + Blueprint Assistant collision fix
   Keeps both conversion controls visible and tappable.
   ========================================================== */
@media (max-width: 640px) {
  /* Sticky Call / Submit bar remains the primary bottom action. */
  .mobile-cta {
    z-index: 9996;
    padding-bottom: calc(9px + env(safe-area-inset-bottom));
  }

  /* Move the assistant completely above the sticky CTA. */
  .bp-ai-root {
    right: 12px;
    bottom: calc(88px + env(safe-area-inset-bottom));
    z-index: 9998;
  }

  /* Compact launcher on phones so it cannot cover form CTAs. */
  .bp-ai-launcher {
    width: 54px;
    min-width: 54px;
    height: 54px;
    min-height: 54px;
    padding: 0;
    justify-content: center;
    gap: 0;
  }
  .bp-ai-launcher-text { display: none; }
  .bp-ai-launcher-icon {
    width: 36px;
    height: 36px;
    flex: 0 0 36px;
  }

  /* Account for the higher anchor when the assistant panel is open. */
  .bp-ai-panel {
    width: calc(100vw - 24px);
    height: min(650px, calc(100vh - 170px));
    height: min(650px, calc(100dvh - 170px));
    max-height: calc(100vh - 170px);
    max-height: calc(100dvh - 170px);
  }

  /* Prevent final page content from sitting behind the fixed CTA bar. */
  body { padding-bottom: calc(82px + env(safe-area-inset-bottom)); }
}

@media (max-width: 390px) {
  .bp-ai-root {
    right: 10px;
    bottom: calc(92px + env(safe-area-inset-bottom));
  }
  .bp-ai-launcher {
    width: 52px;
    min-width: 52px;
    height: 52px;
    min-height: 52px;
  }
  .bp-ai-panel {
    width: calc(100vw - 20px);
    height: min(620px, calc(100dvh - 172px));
    max-height: calc(100dvh - 172px);
  }
}


/* V52 — Ahrefs audit: compact contextual state links */
.additional-state-guides .section-head.compact{max-width:760px;margin-bottom:18px}
.state-guide-links{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.state-guide-links a{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 14px;border:1px solid #dbe5ed;border-radius:10px;background:#fff;color:#173b63;font-size:11px;font-weight:750;text-decoration:none;transition:transform .18s ease,border-color .18s ease}
.state-guide-links a:hover{border-color:#b9d0e2;transform:translateY(-1px)}
@media(max-width:760px){.state-guide-links{grid-template-columns:1fr}}


/* V54 — Submit a Deal hero spacing refinement */
.submit-deal-page .sub-hero {
  min-height: 520px;
  padding-top: 92px;
  padding-bottom: 86px;
  display:flex;
  align-items:flex-start;
}
.submit-deal-page .sub-hero .container {
  width:100%;
}
.submit-deal-page .sub-hero-copy {
  max-width: 820px;
}
.submit-deal-page .sub-hero h1 {
  margin-bottom: 22px;
}
.submit-deal-page .sub-hero p {
  margin-bottom: 0;
}
.submit-deal-page .intake-section,
.submit-deal-page .deal-intake-section {
  padding-top: 72px;
}

@media (max-width: 1100px) {
  .submit-deal-page .sub-hero {
    min-height: 460px;
    padding-top: 80px;
    padding-bottom: 70px;
  }
}

@media (max-width: 760px) {
  .submit-deal-page .sub-hero {
    min-height: auto;
    padding-top: 56px;
    padding-bottom: 54px;
  }
  .submit-deal-page .intake-section,
  .submit-deal-page .deal-intake-section {
    padding-top: 48px;
  }
}


/* V55 — Mobile chat + sticky CTA final polish */
@media (max-width: 760px) {
  :root {
    --mobile-cta-height: 92px;
    --mobile-chat-size: 58px;
    --mobile-edge-gap: 14px;
  }

  /* Keep the sticky conversion bar primary and fully tappable. */
  .mobile-cta {
    z-index: 12000;
    padding-left: 14px;
    padding-right: 14px;
    padding-bottom: calc(12px + env(safe-area-inset-bottom));
  }

  .mobile-cta .btn,
  .mobile-cta a,
  .mobile-cta button {
    min-height: 54px;
  }

  /* Reserve page space so content never disappears behind the fixed CTA. */
  body {
    padding-bottom: calc(var(--mobile-cta-height) + env(safe-area-inset-bottom));
  }

  /* Chat launcher becomes a clean icon-only floating action on phones. */
  .bp-ai-root {
    right: calc(var(--mobile-edge-gap) + env(safe-area-inset-right));
    bottom: calc(var(--mobile-cta-height) + 18px + env(safe-area-inset-bottom));
    z-index: 12010;
  }

  .bp-ai-launcher {
    width: var(--mobile-chat-size);
    min-width: var(--mobile-chat-size);
    height: var(--mobile-chat-size);
    padding: 0;
    border-radius: 999px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    box-shadow: 0 14px 32px rgba(0, 0, 0, .30);
  }

  /* Hide text label on mobile so the button never gets clipped at the right edge. */
  .bp-ai-launcher .bp-ai-launcher-label,
  .bp-ai-launcher .bp-ai-label,
  .bp-ai-launcher span:not(.bp-ai-icon):not(.bp-ai-launcher-icon) {
    display: none !important;
  }

  /* Ensure the icon remains centered and touch-friendly. */
  .bp-ai-launcher .bp-ai-icon,
  .bp-ai-launcher .bp-ai-launcher-icon,
  .bp-ai-launcher svg {
    margin: 0 !important;
    flex: 0 0 auto;
  }

  /* Open chat panel: fit between header/top inset and sticky CTA. */
  .bp-ai-panel,
  .bp-ai-chat,
  .bp-ai-window {
    right: calc(10px + env(safe-area-inset-right));
    left: calc(10px + env(safe-area-inset-left));
    bottom: calc(var(--mobile-cta-height) + 16px + env(safe-area-inset-bottom));
    width: auto;
    max-width: none;
    max-height: calc(100dvh - var(--mobile-cta-height) - 105px - env(safe-area-inset-top) - env(safe-area-inset-bottom));
  }
}

/* Slightly roomier treatment for larger phones / small tablets. */
@media (min-width: 761px) and (max-width: 900px) {
  .bp-ai-root {
    right: 18px;
    bottom: 96px;
  }
}


/* ==========================================================
   V56 — Final responsive normalization
   Phone / tablet / desktop rules are deliberately separated.
   ========================================================== */

/* Desktop: normal floating pill; no sticky conversion bar. */
@media (min-width: 981px) {
  .bp-ai-root {
    right: 22px;
    bottom: 22px;
  }
  .bp-ai-launcher {
    width: auto;
    min-width: 0;
    height: auto;
    min-height: 54px;
    padding: 0 19px 0 13px;
    gap: 9px;
    overflow: visible;
  }
  .bp-ai-launcher-text {
    display: inline !important;
    white-space: nowrap;
  }
  .bp-ai-panel {
    width: min(390px, calc(100vw - 44px));
    height: min(650px, calc(100dvh - 105px));
    max-height: calc(100dvh - 105px);
  }
  body {
    padding-bottom: 0;
  }
}

/* Tablet: navigation may be compact, but there is no bottom CTA.
   Keep the full Ask Blueprint pill in the lower-right corner. */
@media (min-width: 641px) and (max-width: 980px) {
  .bp-ai-root {
    right: 18px;
    bottom: 18px;
    z-index: 12010;
  }
  .bp-ai-launcher {
    width: auto;
    min-width: 0;
    height: auto;
    min-height: 52px;
    max-width: calc(100vw - 36px);
    padding: 0 17px 0 12px;
    gap: 8px;
    border-radius: 999px;
    overflow: visible;
  }
  .bp-ai-launcher-text {
    display: inline !important;
    white-space: nowrap;
  }
  .bp-ai-panel {
    width: min(390px, calc(100vw - 36px));
    height: min(650px, calc(100dvh - 92px));
    max-height: calc(100dvh - 92px);
  }
  body {
    padding-bottom: 0;
  }
}

/* Phone: sticky Call / Submit bar is active, so the assistant becomes
   a compact floating action button above it. */
@media (max-width: 640px) {
  :root {
    --phone-cta-clearance: 86px;
    --phone-chat-size: 56px;
    --phone-edge-gap: 16px;
  }

  .mobile-cta {
    z-index: 12000;
    padding-left: 12px;
    padding-right: 12px;
    padding-bottom: calc(9px + env(safe-area-inset-bottom));
  }
  .mobile-cta .btn,
  .mobile-cta a,
  .mobile-cta button {
    min-height: 54px;
  }

  body {
    padding-bottom: calc(var(--phone-cta-clearance) + env(safe-area-inset-bottom));
  }

  .bp-ai-root {
    right: calc(var(--phone-edge-gap) + env(safe-area-inset-right));
    bottom: calc(var(--phone-cta-clearance) + 14px + env(safe-area-inset-bottom));
    z-index: 12010;
  }

  .bp-ai-launcher {
    width: var(--phone-chat-size);
    min-width: var(--phone-chat-size);
    height: var(--phone-chat-size);
    min-height: var(--phone-chat-size);
    padding: 0;
    gap: 0;
    border-radius: 999px;
    justify-content: center;
    overflow: hidden;
  }
  .bp-ai-launcher-text {
    display: none !important;
  }
  .bp-ai-launcher-icon {
    width: 38px;
    height: 38px;
    flex: 0 0 38px;
    margin: 0 !important;
  }

  /* Size the open assistant to the available viewport above the CTA. */
  .bp-ai-panel {
    width: calc(100vw - 24px);
    height: calc(100dvh - var(--phone-cta-clearance) - 92px - env(safe-area-inset-top) - env(safe-area-inset-bottom));
    max-height: calc(100dvh - var(--phone-cta-clearance) - 92px - env(safe-area-inset-top) - env(safe-area-inset-bottom));
    min-height: 360px;
    margin-bottom: 12px;
  }
}

/* Very small phones: preserve edge clearance and usable assistant height. */
@media (max-width: 390px) {
  :root {
    --phone-cta-clearance: 88px;
    --phone-chat-size: 54px;
    --phone-edge-gap: 12px;
  }
  .bp-ai-panel {
    width: calc(100vw - 20px);
    min-height: 330px;
  }
}


/* V57 — Past client feedback / social proof */
.client-feedback {
  position: relative;
  overflow: hidden;
}
.client-feedback-home {
  border-top: 1px solid #e4ebf1;
  border-bottom: 1px solid #e4ebf1;
}
.client-feedback-heading {
  margin-bottom: 24px;
}
.client-feedback-intro {
  max-width: 620px;
  color: #5d7286;
}
.client-feedback-intro p {
  margin: 0;
  line-height: 1.7;
}
.client-feedback-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 16px;
}
.client-feedback-card {
  position: relative;
  margin: 0;
  min-height: 260px;
  padding: 28px 26px 22px;
  border: 1px solid #dbe5ed;
  border-radius: 16px;
  background: #fff;
  box-shadow: 0 12px 30px rgba(24,53,82,.07);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.client-feedback-card::before {
  content: "“";
  display: block;
  margin-bottom: 12px;
  color: #1676c9;
  font-family: Georgia, serif;
  font-size: 48px;
  line-height: .72;
}
.client-feedback-card blockquote {
  margin: 0;
  color: #17324f;
  font-size: 16px;
  line-height: 1.62;
  letter-spacing: -.01em;
}
.client-feedback-card figcaption {
  display: grid;
  gap: 2px;
  margin-top: 24px;
  padding-top: 16px;
  border-top: 1px solid #edf1f5;
}
.client-feedback-card figcaption strong {
  color: #0b2343;
  font-size: 13px;
}
.client-feedback-card figcaption span {
  color: #728498;
  font-size: 10px;
  text-transform: uppercase;
  letter-spacing: .08em;
  font-weight: 750;
}
.client-feedback-foot {
  margin-top: 18px;
  padding: 14px 16px;
  border: 1px solid #dfe8ef;
  border-radius: 12px;
  background: #f7fafc;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
}
.client-feedback-foot p {
  margin: 0;
  max-width: 840px;
  color: #6b7d8e;
  font-size: 10px;
  line-height: 1.55;
}
.client-feedback-foot .text-link {
  flex: 0 0 auto;
  white-space: nowrap;
}
.client-feedback-about {
  background:
    radial-gradient(circle at 92% 8%, rgba(43,132,205,.07), transparent 30%),
    #f7fafc;
}
.client-feedback-foot-about {
  margin-top: 22px;
}
.client-feedback-foot-about .btn {
  flex: 0 0 auto;
}

@media (min-width: 641px) and (max-width: 980px) {
  .client-feedback-grid {
    grid-template-columns: repeat(2, minmax(0,1fr));
  }
  .client-feedback-grid-home .client-feedback-card:last-child {
    grid-column: 1 / -1;
    max-width: 620px;
  }
}

@media (max-width: 640px) {
  .client-feedback-heading {
    margin-bottom: 18px;
  }
  .client-feedback-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }
  .client-feedback-card {
    min-height: 0;
    padding: 22px 20px 18px;
  }
  .client-feedback-card blockquote {
    font-size: 15px;
    line-height: 1.58;
  }
  .client-feedback-card::before {
    font-size: 42px;
  }
  .client-feedback-foot {
    align-items: flex-start;
    flex-direction: column;
    gap: 10px;
  }
  .client-feedback-foot .text-link,
  .client-feedback-foot .btn {
    white-space: normal;
    width: 100%;
  }
}

/* V58 — Search Console opportunity content */
.seo-opportunity-section{border-top:1px solid #e5ecf2}
.seo-opportunity-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:22px}
.seo-opportunity-grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.seo-opportunity-grid article{padding:18px;border:1px solid #dbe5ed;border-radius:14px;background:#fff;box-shadow:0 9px 24px rgba(24,53,82,.05)}
.seo-opportunity-grid strong{display:block;margin-bottom:7px;color:#0b2343;font-size:14px}
.seo-opportunity-grid p{margin:0 0 9px;color:#5f7487;font-size:12px;line-height:1.6}
.seo-opportunity-grid a,.seo-opportunity-links a{color:#145f9f;font-size:11px;font-weight:800}
.seo-opportunity-links{display:flex;flex-wrap:wrap;gap:18px;margin-top:18px}
.underwriting-table-wrap{margin:16px 0 24px;overflow-x:auto;border:1px solid #dce5ec;border-radius:12px}
.underwriting-table{width:100%;min-width:700px;border-collapse:collapse;background:#fff}
.underwriting-table th,.underwriting-table td{padding:13px 14px;text-align:left;vertical-align:top;border-bottom:1px solid #e8eef3;font-size:12px;line-height:1.55}
.underwriting-table th{background:#f4f8fb;color:#173b63;font-weight:800}
.underwriting-table tr:last-child td{border-bottom:0}
.underwriting-checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:16px 0 24px}
.underwriting-checklist>div{padding:14px 15px;border:1px solid #dfe7ee;border-radius:10px;background:#f9fbfc;display:grid;gap:4px}
.underwriting-checklist strong{color:#173b63;font-size:12px}
.underwriting-checklist span{color:#63788b;font-size:11px;line-height:1.55}
@media (min-width:641px) and (max-width:980px){.seo-opportunity-grid,.seo-opportunity-grid.four{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.seo-opportunity-grid,.seo-opportunity-grid.four,.underwriting-checklist{grid-template-columns:1fr}.seo-opportunity-links{display:grid;gap:9px}}

/* V59 — bridge/refi SEO polish */
.seo-opportunity-section h2 + .underwriting-checklist{margin-top:14px}
.seo-opportunity-section .underwriting-checklist + .seo-opportunity-links{margin-top:10px}
@media(max-width:640px){.seo-opportunity-section .seo-opportunity-grid article{padding:16px}}

/* V60 — REO/multifamily SEO polish */
@media(min-width:981px){
  .seo-opportunity-grid.four:has(article:nth-child(5)){grid-template-columns:repeat(5,minmax(0,1fr))}
}

/* V61 — CA/TX/WA authority cluster */
.priority-market-authority .seo-opportunity-grid,
.priority-state-authority .seo-opportunity-grid,
.priority-markets-links .seo-opportunity-grid{margin-top:20px}
.deal-structuring-authority .underwriting-table-wrap{margin:22px 0}
@media(max-width:640px){
  .priority-market-authority .seo-opportunity-links,
  .priority-state-authority .seo-opportunity-links{display:grid;gap:8px}
}


/* V63 — Premium UX polish */
.deal-architecture{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(circle at 88% 12%,rgba(29,118,181,.10),transparent 26%),
    linear-gradient(180deg,#f8fafc 0%,#eef4f8 100%);
  border-top:1px solid #d9e2ea;
  border-bottom:1px solid #d9e2ea
}
.deal-architecture:before{
  content:"";position:absolute;inset:0;pointer-events:none;opacity:.42;
  background-image:linear-gradient(rgba(14,36,56,.045) 1px,transparent 1px),linear-gradient(90deg,rgba(14,36,56,.045) 1px,transparent 1px);
  background-size:44px 44px
}
.deal-architecture>.container{position:relative;z-index:1}
.deal-architecture-head{
  display:grid;grid-template-columns:minmax(0,1fr) auto;gap:42px;align-items:end;margin-bottom:38px
}
.deal-architecture-head>div:first-child{max-width:760px}
.deal-architecture-head h2{margin-bottom:14px}
.deal-architecture-head p{max-width:720px;color:#607286}
.deal-architecture-badge{
  min-width:210px;padding:16px 18px;border:1px solid #cbd9e4;border-radius:14px;background:rgba(255,255,255,.74);
  box-shadow:0 14px 30px rgba(13,23,37,.05);backdrop-filter:blur(10px)
}
.deal-architecture-badge span{display:block;font-size:10px;letter-spacing:.18em;font-weight:800;color:#1680bd;margin-bottom:6px}
.deal-architecture-badge strong{font-family:Manrope,Inter,sans-serif;font-size:14px;color:#142639}

.deal-architecture-stage{
  position:relative;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px;margin:0 0 28px
}
.deal-rail{
  position:absolute;left:8%;right:8%;top:43px;height:1px;background:linear-gradient(90deg,rgba(22,128,189,.15),rgba(22,128,189,.7),rgba(22,128,189,.15));
  z-index:0
}
.deal-node{
  position:relative;z-index:1;padding:20px 18px 22px;border:1px solid #d4dfe8;border-radius:16px;background:rgba(255,255,255,.92);
  box-shadow:0 12px 28px rgba(13,23,37,.045);transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease
}
.deal-node:hover,.deal-node:focus-within{transform:translateY(-5px);border-color:#9ec9e0;box-shadow:0 18px 38px rgba(13,23,37,.09)}
.deal-node-num{display:block;font-size:10px;letter-spacing:.16em;font-weight:800;color:#7f93a5;margin-bottom:9px}
.deal-node-icon{
  width:44px;height:44px;display:grid;place-items:center;border-radius:14px;margin-bottom:18px;
  border:1px solid #bcd7e6;background:linear-gradient(145deg,#fff,#eaf4f9);color:#117cb8;font-size:22px;font-weight:800;
  box-shadow:0 8px 20px rgba(20,101,146,.08)
}
.deal-node h3{margin:0 0 8px;font-size:18px}
.deal-node p{margin:0;color:#607286;font-size:13px;line-height:1.62}
.deal-node-final{border-color:#9ac8df;background:linear-gradient(180deg,#fff,#f1f9fc)}
.deal-node-final .deal-node-icon{background:#0e2438;color:white;border-color:#0e2438}

.deal-snapshot{
  display:grid;grid-template-columns:minmax(0,.8fr) minmax(430px,1.2fr);gap:34px;align-items:center;
  padding:28px;border:1px solid #cfdbe5;border-radius:20px;background:rgba(255,255,255,.74);box-shadow:0 16px 42px rgba(13,23,37,.055)
}
.deal-snapshot-copy{padding:6px 8px}
.deal-snapshot-copy h3{font-size:clamp(25px,2.4vw,34px);margin:7px 0 12px}
.deal-snapshot-copy p{color:#607286;max-width:540px}
.deal-snapshot-card{
  border:1px solid #27465d;border-radius:18px;padding:22px;background:
    radial-gradient(circle at 95% 0,rgba(39,155,213,.18),transparent 34%),
    linear-gradient(160deg,#0c1b2a,#10283b);
  color:#fff;box-shadow:0 22px 48px rgba(7,21,33,.22)
}
.deal-snapshot-top{display:flex;justify-content:space-between;align-items:center;padding-bottom:15px;border-bottom:1px solid rgba(255,255,255,.12);font-size:10px;letter-spacing:.16em;font-weight:800;color:#a9c7d9}
.snapshot-status{display:flex;align-items:center;gap:7px;color:#d7edf8}
.snapshot-status i{display:block;width:7px;height:7px;border-radius:999px;background:#55c6eb;box-shadow:0 0 0 5px rgba(85,198,235,.09)}
.snapshot-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;margin:18px 0;background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.08);border-radius:12px;overflow:hidden}
.snapshot-grid div{background:#10283b;padding:15px 14px}
.snapshot-grid span{display:block;font-size:10px;letter-spacing:.09em;text-transform:uppercase;color:#8eb0c4;margin-bottom:5px}
.snapshot-grid strong{font-family:Manrope,Inter,sans-serif;font-size:14px;color:#fff}
.snapshot-footer{display:flex;align-items:center;justify-content:center;gap:9px;padding-top:3px;font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:#9ebbc9}
.snapshot-footer b{color:#4ebce9}

/* Program cards: premium tactile feedback without heavy animation */
.program-grid article{
  transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease,background .22s ease
}
.program-grid article:hover{
  transform:translateY(-4px);box-shadow:0 18px 36px rgba(13,23,37,.08);border-color:#b9cfdd
}
.program-grid article a{display:inline-flex;align-items:center;gap:5px}
.program-grid article a:hover{gap:9px}
.program-card-land{background:linear-gradient(180deg,#fff,#f5fafc)!important}

/* Priority-market bento */
.priority-market-showcase{
  position:relative;background:linear-gradient(180deg,#f6f9fb 0%,#eef4f7 100%);
  border-top:1px solid #d7e0e7;border-bottom:1px solid #d7e0e7
}
.priority-market-head{
  display:grid;grid-template-columns:minmax(0,.9fr) minmax(360px,1.1fr);gap:56px;align-items:end;margin-bottom:32px
}
.priority-market-head p{max-width:680px;color:#607286;margin:0}
.priority-market-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.priority-market-card{
  position:relative;min-height:360px;display:flex;flex-direction:column;overflow:hidden;
  padding:26px;border:1px solid #cbd9e3;border-radius:20px;text-decoration:none!important;color:#17293b!important;
  background:linear-gradient(160deg,#fff 0%,#f5f9fb 100%);box-shadow:0 16px 38px rgba(13,23,37,.055);
  transition:transform .24s ease,box-shadow .24s ease,border-color .24s ease
}
.priority-market-card:before{
  content:"";position:absolute;right:-50px;top:-45px;width:180px;height:180px;border-radius:50%;
  background:radial-gradient(circle,rgba(37,151,207,.15),rgba(37,151,207,0) 70%);pointer-events:none
}
.priority-market-card:hover{transform:translateY(-6px);box-shadow:0 24px 48px rgba(13,23,37,.10);border-color:#9bc6dc}
.priority-market-code{
  position:absolute;right:22px;top:16px;font-family:Manrope,Inter,sans-serif;font-size:62px;line-height:1;font-weight:800;
  color:rgba(14,36,56,.055);letter-spacing:-.04em
}
.priority-market-kicker{font-size:10px;letter-spacing:.19em;font-weight:800;color:#1680bd;margin-bottom:62px}
.priority-market-card h3{font-size:25px;line-height:1.12;max-width:300px;margin-bottom:13px}
.priority-market-card p{font-size:13px;line-height:1.68;color:#607286;margin:0 0 18px}
.priority-market-cities{display:flex;flex-wrap:wrap;gap:7px;margin-top:auto;margin-bottom:20px}
.priority-market-cities span{padding:7px 9px;border:1px solid #d4e1e9;border-radius:999px;background:rgba(255,255,255,.78);font-size:10px;font-weight:700;color:#51697b}
.priority-market-card>strong{font-size:12px;color:#0e79b3}
.priority-resource-row{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:14px}
.priority-resource-row a{
  display:grid;grid-template-columns:1fr auto;grid-template-areas:"label arrow" "title arrow";gap:2px 14px;align-items:center;
  padding:18px 20px;border:1px solid #d2dde6;border-radius:14px;background:#fff;text-decoration:none!important;
  transition:border-color .2s ease,transform .2s ease,box-shadow .2s ease
}
.priority-resource-row a:hover{transform:translateY(-2px);border-color:#a7ccde;box-shadow:0 12px 28px rgba(13,23,37,.055)}
.priority-resource-row span{grid-area:label;font-size:9px;letter-spacing:.16em;font-weight:800;color:#1680bd}
.priority-resource-row strong{grid-area:title;font-size:13px;color:#21364a}
.priority-resource-row b{grid-area:arrow;font-size:20px;color:#1680bd}

/* Mobile testimonial UX: swipeable cards */
@media(max-width:640px){
  .client-feedback-grid-home{
    display:flex!important;overflow-x:auto;scroll-snap-type:x mandatory;gap:12px;padding:0 2px 12px;
    scrollbar-width:none;-webkit-overflow-scrolling:touch
  }
  .client-feedback-grid-home::-webkit-scrollbar{display:none}
  .client-feedback-grid-home .client-feedback-card{
    flex:0 0 min(86vw,340px);scroll-snap-align:start;margin:0
  }
  .client-feedback-grid-home:after{
    content:"Swipe for more feedback →";flex:0 0 auto;align-self:center;padding:0 18px;color:#64798a;font-size:11px;font-weight:700
  }
}

/* Focus treatment for keyboard users */
.priority-market-card:focus-visible,
.priority-resource-row a:focus-visible,
.deal-architecture a:focus-visible,
.program-grid article a:focus-visible{
  outline:3px solid rgba(24,130,189,.35);outline-offset:4px
}

@media(max-width:980px){
  .deal-architecture-head,.deal-snapshot,.priority-market-head{grid-template-columns:1fr}
  .deal-architecture-badge{width:max-content;max-width:100%}
  .deal-architecture-stage{grid-template-columns:repeat(2,1fr)}
  .deal-rail{display:none}
  .deal-node-final{grid-column:span 2}
  .priority-market-grid{grid-template-columns:1fr 1fr}
  .priority-market-wa{grid-column:auto}
  .priority-resource-row{grid-template-columns:1fr}
}
@media(max-width:640px){
  .deal-architecture{padding-top:64px;padding-bottom:64px}
  .deal-architecture-head{gap:20px;margin-bottom:24px}
  .deal-architecture-stage{grid-template-columns:1fr;gap:10px}
  .deal-node-final{grid-column:auto}
  .deal-node{display:grid;grid-template-columns:auto 1fr;grid-template-areas:"icon num" "icon title" "desc desc";column-gap:14px;padding:17px}
  .deal-node-num{grid-area:num;margin:2px 0 0}
  .deal-node-icon{grid-area:icon;width:42px;height:42px;margin:0}
  .deal-node h3{grid-area:title;margin:0}
  .deal-node p{grid-area:desc;margin-top:12px}
  .deal-snapshot{padding:18px;gap:18px}
  .snapshot-grid{grid-template-columns:1fr 1fr}
  .snapshot-footer{flex-wrap:wrap}
  .priority-market-head{gap:14px}
  .priority-market-grid{grid-template-columns:1fr}
  .priority-market-wa{grid-column:auto}
  .priority-market-card{min-height:330px}
  .priority-market-kicker{margin-bottom:48px}
}
@media(prefers-reduced-motion:reduce){
  .deal-node,.program-grid article,.priority-market-card,.priority-resource-row a{transition:none!important}
}

/* V65 — Yacht financing SEO page */
.formula-card{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;gap:14px;align-items:center;padding:20px;margin:22px 0;border:1px solid rgba(255,255,255,.14);border-radius:16px;background:rgba(255,255,255,.04)}.formula-card div{padding:16px;border:1px solid rgba(255,255,255,.10);border-radius:12px;background:rgba(255,255,255,.04)}.formula-card span{display:block;font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:#9eb7c7;margin-bottom:6px}.formula-card strong{display:block;color:#fff;font-size:14px}.formula-card>b{color:#4ebce9;font-size:22px}.program-card-yacht{background:linear-gradient(180deg,#fff,#f4f9fc)!important}@media(max-width:720px){.formula-card{grid-template-columns:1fr}.formula-card>b{text-align:center;transform:rotate(90deg)}}


/* ==========================================================
   V66 — Blueprint Navigator / sitewide premium interaction
   ========================================================== */
.bp-scroll-progress{
  position:fixed;left:0;right:0;top:0;height:3px;z-index:10020;
  pointer-events:none;background:transparent
}
.bp-scroll-progress i{
  display:block;width:100%;height:100%;transform:scaleX(0);transform-origin:0 50%;
  background:linear-gradient(90deg,#1a84be,#60c8ee,#1a84be);
  box-shadow:0 0 12px rgba(39,157,213,.28);will-change:transform
}
.bp-nav-trigger{
  position:fixed;left:20px;bottom:22px;z-index:10000;
  display:flex;align-items:center;gap:9px;height:44px;padding:0 12px 0 9px;
  border:1px solid rgba(104,144,169,.35);border-radius:999px;
  background:rgba(10,28,43,.91);color:#fff;box-shadow:0 14px 38px rgba(3,17,28,.20);
  backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);
  font:700 12px/1 Manrope,Inter,sans-serif;letter-spacing:.01em;cursor:pointer;
  transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease
}
.bp-nav-trigger:hover{transform:translateY(-2px);border-color:rgba(93,198,235,.72);box-shadow:0 18px 44px rgba(3,17,28,.27)}
.bp-nav-trigger-mark{
  display:grid;place-items:center;width:28px;height:28px;border-radius:999px;
  background:linear-gradient(145deg,#1b84be,#54bfe7);font-size:14px
}
.bp-nav-trigger kbd{
  display:grid;place-items:center;min-width:22px;height:22px;padding:0 5px;border:1px solid rgba(255,255,255,.16);
  border-radius:6px;background:rgba(255,255,255,.07);color:#bed4e0;font:700 10px/1 Manrope,Inter,sans-serif
}

.bp-nav-overlay{position:fixed;inset:0;z-index:10030}
.bp-nav-backdrop{position:absolute;inset:0;background:rgba(3,13,22,.60);backdrop-filter:blur(7px);-webkit-backdrop-filter:blur(7px)}
.bp-nav-dialog{
  position:absolute;left:50%;top:8vh;transform:translateX(-50%);width:min(760px,calc(100vw - 32px));max-height:84vh;
  overflow:hidden;border:1px solid rgba(122,162,184,.30);border-radius:24px;
  background:
    radial-gradient(circle at 100% 0,rgba(44,155,208,.14),transparent 34%),
    linear-gradient(160deg,#0b1c2b 0%,#0d2334 56%,#102c40 100%);
  color:#fff;box-shadow:0 34px 90px rgba(0,0,0,.42)
}
.bp-nav-top{display:flex;justify-content:space-between;gap:30px;padding:26px 28px 18px}
.bp-nav-eyebrow{display:block;color:#62c3e9;font-size:9px;letter-spacing:.21em;font-weight:800;margin-bottom:8px}
.bp-nav-top h2{margin:0;max-width:520px;color:#fff;font-size:clamp(23px,3vw,34px);line-height:1.08}
.bp-nav-close{
  width:38px;height:38px;flex:0 0 auto;border:1px solid rgba(255,255,255,.12);border-radius:999px;
  background:rgba(255,255,255,.05);color:#d8e7ef;font-size:25px;cursor:pointer
}
.bp-nav-search{
  display:flex;align-items:center;gap:10px;margin:0 28px;padding:0 14px;height:50px;
  border:1px solid rgba(119,167,193,.32);border-radius:14px;background:rgba(255,255,255,.075)
}
.bp-nav-search>span{font-size:22px;color:#79c9ec}
.bp-nav-search input{
  flex:1;min-width:0;border:0!important;outline:0!important;background:transparent!important;color:#fff!important;
  box-shadow:none!important;font:600 14px/1.2 Manrope,Inter,sans-serif
}
.bp-nav-search input::placeholder{color:#8fa9b8}
.bp-nav-search kbd{
  padding:5px 7px;border:1px solid rgba(255,255,255,.13);border-radius:6px;background:rgba(255,255,255,.06);
  color:#9eb9c8;font:700 9px/1 Manrope,Inter,sans-serif
}
.bp-nav-context{
  display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;
  margin:14px 28px 4px;padding:14px 16px;border:1px solid rgba(76,186,232,.22);border-radius:14px;
  background:linear-gradient(90deg,rgba(59,173,221,.11),rgba(255,255,255,.035))
}
.bp-nav-context span{display:block;color:#5bc0e9;font-size:8px;letter-spacing:.18em;font-weight:800;margin-bottom:5px}
.bp-nav-context strong{display:block;color:#d9e8ef;font-size:12px;line-height:1.45}
.bp-nav-context a{
  white-space:nowrap;padding:9px 11px;border-radius:9px;background:#fff;color:#102638!important;text-decoration:none!important;
  font:800 10px/1 Manrope,Inter,sans-serif
}
.bp-nav-results{max-height:48vh;overflow:auto;padding:10px 20px 18px;scrollbar-width:thin;scrollbar-color:#3d6478 transparent}
.bp-nav-group{
  padding:13px 8px 7px;color:#6f93a6;font-size:8px;letter-spacing:.19em;font-weight:800;text-transform:uppercase
}
.bp-nav-item{
  display:flex;align-items:center;justify-content:space-between;gap:14px;padding:12px 13px;margin:2px 0;
  border:1px solid transparent;border-radius:11px;color:#dce9ef!important;text-decoration:none!important;
  font:700 12px/1.2 Manrope,Inter,sans-serif
}
.bp-nav-item b{color:#559fc2;font-size:15px}
.bp-nav-item.is-active,.bp-nav-item:hover{
  border-color:rgba(87,177,218,.26);background:rgba(255,255,255,.065)
}
.bp-nav-item.is-accent{color:#fff!important;background:linear-gradient(90deg,rgba(32,139,191,.25),rgba(47,177,224,.10))}
.bp-nav-empty{padding:26px 12px;color:#9eb3bf;font-size:12px}
.bp-nav-footer{
  display:flex;gap:18px;padding:12px 28px;border-top:1px solid rgba(255,255,255,.08);
  color:#6f8e9f;font-size:9px;letter-spacing:.06em
}
html.bp-nav-open,html.bp-nav-open body{overflow:hidden}

/* Refined sitewide card motion. Purely visual; no content is hidden. */
.program-grid article,.client-feedback-card,.feature-card,.resource-card{
  transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease
}
.program-grid article:hover,.client-feedback-card:hover,.feature-card:hover,.resource-card:hover{
  transform:translateY(-3px)
}

/* Make in-page anchor jumps feel intentional beneath sticky navigation. */
[id]{scroll-margin-top:100px}

@media(max-width:980px){
  .bp-nav-trigger{left:14px;bottom:18px}
}
@media(max-width:640px){
  .bp-nav-trigger{
    left:12px;bottom:82px;height:40px;padding-right:10px
  }
  .bp-nav-trigger>span:nth-child(2){display:none}
  .bp-nav-trigger kbd{display:none}
  .bp-nav-dialog{top:5vh;width:calc(100vw - 20px);max-height:88vh;border-radius:20px}
  .bp-nav-top{padding:20px 18px 14px}
  .bp-nav-search{margin:0 18px}
  .bp-nav-context{grid-template-columns:1fr;margin:12px 18px 2px;gap:10px}
  .bp-nav-context a{width:max-content}
  .bp-nav-results{padding-left:12px;padding-right:12px;max-height:50vh}
  .bp-nav-footer{padding:10px 18px;gap:10px;justify-content:space-between}
}
@media(prefers-reduced-motion:reduce){
  .bp-nav-trigger,.program-grid article,.client-feedback-card,.feature-card,.resource-card{transition:none!important}
  .bp-scroll-progress i{transition:none!important}
}


/* ==========================================================
   V67 — Yacht Financing page polish
   Visual-only; no SEO copy or form logic changes
   ========================================================== */
.page-yacht-financing .yacht-hero{
  padding-top:86px;
  padding-bottom:78px
}
.page-yacht-financing .yacht-hero .hero-grid{
  align-items:center;
  gap:56px
}
.page-yacht-financing .yacht-hero h1{
  max-width:900px;
  line-height:1.03
}
.page-yacht-financing .yacht-hero .lead{
  max-width:780px
}
.page-yacht-financing .yacht-hero .capital-screen{
  max-width:520px;
  justify-self:end;
  padding:22px 24px
}
.page-yacht-financing .yacht-hero .screen-row{
  display:grid;
  grid-template-columns:120px 1fr;
  gap:12px;
  align-items:start;
  padding:10px 0
}
.page-yacht-financing .yacht-hero .screen-row span{
  color:#8da9ba
}
.page-yacht-financing .yacht-hero .screen-row strong{
  text-align:left;
  line-height:1.35
}

.page-yacht-financing .yacht-capital,
.page-yacht-financing .yacht-underwriting,
.page-yacht-financing .yacht-proceeds,
.page-yacht-financing .yacht-docs,
.page-yacht-financing .yacht-faq,
.page-yacht-financing .yacht-intake,
.page-yacht-financing .yacht-related-links{
  padding-top:74px;
  padding-bottom:74px
}
.page-yacht-financing .yacht-equity,
.page-yacht-financing .yacht-final-cta{
  padding-top:76px;
  padding-bottom:76px
}

.page-yacht-financing .yacht-capital .two-col,
.page-yacht-financing .yacht-proceeds .two-col,
.page-yacht-financing .yacht-docs .two-col,
.page-yacht-financing .yacht-equity .two-col{
  grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);
  gap:48px
}
.page-yacht-financing .yacht-capital .section-heading,
.page-yacht-financing .yacht-proceeds .section-heading,
.page-yacht-financing .yacht-docs .section-heading,
.page-yacht-financing .yacht-equity .section-heading{
  max-width:600px
}

.page-yacht-financing .yacht-capital .program-grid{
  margin-top:34px;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:16px
}
.page-yacht-financing .yacht-capital .program-grid article{
  min-height:220px;
  padding:24px
}

.page-yacht-financing .yacht-equity .formula-card{
  margin-top:18px;
  margin-bottom:18px
}
.page-yacht-financing .yacht-equity .formula-card div{
  min-height:112px
}

.page-yacht-financing .yacht-underwriting .section-heading{
  max-width:920px;
  margin-bottom:28px
}
.page-yacht-financing .yacht-underwriting .three-col{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:18px
}
.page-yacht-financing .yacht-underwriting .three-col article{
  padding:26px;
  border:1px solid #d5e1e9;
  border-radius:18px;
  background:linear-gradient(180deg,#ffffff,#f7fafc);
  box-shadow:0 14px 34px rgba(13,23,37,.05)
}
.page-yacht-financing .yacht-underwriting .three-col h3{
  margin-top:0;
  margin-bottom:14px
}
.page-yacht-financing .yacht-underwriting .three-col ul{
  margin:0;
  padding-left:18px
}
.page-yacht-financing .yacht-underwriting .three-col li{
  margin:0 0 8px;
  line-height:1.5
}

.page-yacht-financing .yacht-proceeds .program-grid.compact{
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:14px;
  align-items:stretch
}
.page-yacht-financing .yacht-proceeds .program-grid.compact article{
  min-height:180px;
  padding:22px
}
.page-yacht-financing .yacht-proceeds .program-grid.compact h3{
  font-size:22px;
  line-height:1.08;
  margin-bottom:10px
}

.page-yacht-financing .yacht-docs .two-col>div:last-child{
  padding:26px 28px;
  border:1px solid rgba(255,255,255,.12);
  border-radius:18px;
  background:rgba(255,255,255,.045)
}
.page-yacht-financing .yacht-docs .checklist{
  margin:0 0 18px
}

.page-yacht-financing .yacht-faq .section-heading{
  display:grid;
  grid-template-columns:minmax(0,.8fr) minmax(320px,1.2fr);
  gap:40px;
  align-items:end;
  max-width:none;
  margin-bottom:24px
}
.page-yacht-financing .yacht-faq .section-heading p{
  color:#607286;
  margin:0
}
.page-yacht-financing .yacht-faq .faq-list{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:10px 14px
}
.page-yacht-financing .yacht-faq details{
  border:1px solid #d5e1e9;
  border-radius:14px;
  background:#fff;
  padding:0 18px;
  box-shadow:0 8px 22px rgba(13,23,37,.035)
}
.page-yacht-financing .yacht-faq summary{
  padding:16px 0;
  font-weight:700;
  cursor:pointer
}
.page-yacht-financing .yacht-faq details p{
  padding:0 0 16px;
  margin:0;
  color:#607286
}

.page-yacht-financing .yacht-intake .deal-snapshot{
  padding:24px;
  gap:26px
}
.page-yacht-financing .yacht-final-cta .cta-panel{
  align-items:center;
  gap:30px
}

.page-yacht-financing .yacht-related-head{
  display:grid;
  grid-template-columns:minmax(0,.85fr) minmax(340px,1.15fr);
  gap:44px;
  align-items:end;
  margin-bottom:22px
}
.page-yacht-financing .yacht-related-head p{
  margin:0;
  color:#607286
}
.page-yacht-financing .yacht-related-grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:12px
}
.page-yacht-financing .yacht-related-grid a{
  display:grid;
  grid-template-columns:1fr auto;
  grid-template-areas:"label arrow" "title arrow";
  gap:3px 14px;
  align-items:center;
  padding:18px 20px;
  border:1px solid #d4e0e8;
  border-radius:14px;
  background:#fff;
  text-decoration:none!important;
  transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease
}
.page-yacht-financing .yacht-related-grid a:hover{
  transform:translateY(-2px);
  border-color:#9fc8dd;
  box-shadow:0 12px 28px rgba(13,23,37,.05)
}
.page-yacht-financing .yacht-related-grid span{
  grid-area:label;
  color:#1480b9;
  font-size:9px;
  letter-spacing:.16em;
  font-weight:800
}
.page-yacht-financing .yacht-related-grid strong{
  grid-area:title;
  color:#193047;
  font-size:13px
}
.page-yacht-financing .yacht-related-grid b{
  grid-area:arrow;
  color:#1680bd;
  font-size:19px
}

/* Slightly de-emphasize the Navigator on this long-form specialty page */
.page-yacht-financing .bp-nav-trigger{
  opacity:.88
}
.page-yacht-financing .bp-nav-trigger:hover{
  opacity:1
}

@media(max-width:980px){
  .page-yacht-financing .yacht-hero{padding-top:72px;padding-bottom:66px}
  .page-yacht-financing .yacht-hero .capital-screen{justify-self:stretch;max-width:none}
  .page-yacht-financing .yacht-capital .two-col,
  .page-yacht-financing .yacht-proceeds .two-col,
  .page-yacht-financing .yacht-docs .two-col,
  .page-yacht-financing .yacht-equity .two-col,
  .page-yacht-financing .yacht-faq .section-heading,
  .page-yacht-financing .yacht-related-head{
    grid-template-columns:1fr
  }
  .page-yacht-financing .yacht-underwriting .three-col,
  .page-yacht-financing .yacht-capital .program-grid,
  .page-yacht-financing .yacht-proceeds .program-grid.compact,
  .page-yacht-financing .yacht-faq .faq-list,
  .page-yacht-financing .yacht-related-grid{
    grid-template-columns:1fr 1fr
  }
}
@media(max-width:640px){
  .page-yacht-financing .yacht-hero{padding-top:54px;padding-bottom:52px}
  .page-yacht-financing .yacht-hero .hero-grid{gap:30px}
  .page-yacht-financing .yacht-hero .screen-row{grid-template-columns:1fr;gap:4px}
  .page-yacht-financing .yacht-capital,
  .page-yacht-financing .yacht-underwriting,
  .page-yacht-financing .yacht-proceeds,
  .page-yacht-financing .yacht-docs,
  .page-yacht-financing .yacht-faq,
  .page-yacht-financing .yacht-intake,
  .page-yacht-financing .yacht-related-links,
  .page-yacht-financing .yacht-equity,
  .page-yacht-financing .yacht-final-cta{
    padding-top:54px;
    padding-bottom:54px
  }
  .page-yacht-financing .yacht-underwriting .three-col,
  .page-yacht-financing .yacht-capital .program-grid,
  .page-yacht-financing .yacht-proceeds .program-grid.compact,
  .page-yacht-financing .yacht-faq .faq-list,
  .page-yacht-financing .yacht-related-grid{
    grid-template-columns:1fr
  }
  .page-yacht-financing .yacht-capital .program-grid article,
  .page-yacht-financing .yacht-proceeds .program-grid.compact article{
    min-height:0
  }
}
@media(prefers-reduced-motion:reduce){
  .page-yacht-financing .yacht-related-grid a{transition:none!important}
}


/* ==========================================================
   V68 — Yacht page final tightening
   ========================================================== */
.page-yacht-financing .yacht-hero{
  padding-top:72px;
  padding-bottom:66px
}
.page-yacht-financing .yacht-hero .hero-grid{
  gap:48px
}
.page-yacht-financing .yacht-hero .hero-actions{
  margin-top:24px
}

/* Better horizontal balance in Use of Proceeds */
.page-yacht-financing .yacht-proceeds .two-col{
  grid-template-columns:minmax(260px,.72fr) minmax(0,1.28fr);
  gap:40px;
  align-items:start
}
.page-yacht-financing .yacht-proceeds-copy{
  max-width:440px
}
.page-yacht-financing .yacht-proceeds-gridwrap{
  width:100%
}
.page-yacht-financing .yacht-proceeds .program-grid.compact{
  width:100%
}
.page-yacht-financing .yacht-proceeds .program-grid.compact article{
  min-height:168px
}

/* Stronger close without adding noise */
.page-yacht-financing .yacht-final-cta{
  position:relative;
  border-top:1px solid rgba(90,188,231,.14)
}
.page-yacht-financing .yacht-cta-kickerline{
  width:54px;
  height:3px;
  margin-bottom:18px;
  border-radius:999px;
  background:linear-gradient(90deg,#55c3eb,#1680bd)
}
.page-yacht-financing .yacht-final-cta h2{
  max-width:820px;
  font-size:clamp(27px,2.5vw,38px);
  line-height:1.08
}
.page-yacht-financing .yacht-final-cta p{
  max-width:980px
}
.page-yacht-financing .yacht-related-links{
  border-top:1px solid #dbe5eb
}

/* Slightly lighter visual weight for floating tools on this page */
.page-yacht-financing .bp-nav-trigger,
.page-yacht-financing .blueprint-assistant-trigger,
.page-yacht-financing [data-assistant-trigger]{
  opacity:.84
}
.page-yacht-financing .bp-nav-trigger:hover,
.page-yacht-financing .blueprint-assistant-trigger:hover,
.page-yacht-financing [data-assistant-trigger]:hover{
  opacity:1
}

@media(max-width:980px){
  .page-yacht-financing .yacht-hero{
    padding-top:64px;
    padding-bottom:58px
  }
  .page-yacht-financing .yacht-proceeds .two-col{
    grid-template-columns:1fr;
    gap:26px
  }
  .page-yacht-financing .yacht-proceeds-copy{
    max-width:620px
  }
}
@media(max-width:640px){
  .page-yacht-financing .yacht-hero{
    padding-top:48px;
    padding-bottom:46px
  }
  .page-yacht-financing .yacht-final-cta h2{
    font-size:28px
  }
}

/* V70 — four-state priority market architecture */
.priority-market-or:before{background:radial-gradient(circle,rgba(37,151,207,.13),rgba(37,151,207,0) 70%)}
@media(min-width:1200px){
  .priority-market-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
  .priority-market-card{min-height:390px}
}
@media(max-width:980px){
  .priority-market-grid{grid-template-columns:1fr 1fr}
  .priority-market-wa,.priority-market-or{grid-column:auto}
}
@media(max-width:640px){
  .priority-market-grid{grid-template-columns:1fr}
}


/* ==========================================================
   V72 — Priority City Pages Premium Experience
   Eugene • Bellevue • Tacoma • Spokane
   ========================================================== */

/* HERO */
.page-priority-city .city-hero{
  position:relative;
  overflow:hidden;
  padding-top:78px;
  padding-bottom:76px
}
.page-priority-city .city-hero:before{
  content:"";
  position:absolute;
  inset:0;
  pointer-events:none;
  background:
    radial-gradient(circle at 84% 12%,rgba(79,190,235,.16),transparent 34%),
    linear-gradient(120deg,rgba(255,255,255,.025),transparent 38%)
}
.page-priority-city .city-hero:after{
  content:"";
  position:absolute;
  width:460px;
  height:460px;
  border-radius:50%;
  border:1px solid rgba(99,201,239,.11);
  right:-120px;
  top:-190px;
  box-shadow:
    0 0 0 80px rgba(99,201,239,.025),
    0 0 0 160px rgba(99,201,239,.015);
  pointer-events:none
}
.page-priority-city .city-hero-grid{
  position:relative;
  z-index:1;
  align-items:center;
  gap:64px
}
.page-priority-city .city-hero-copy h1{
  max-width:780px;
  line-height:.98;
  letter-spacing:-.025em
}
.page-priority-city .city-hero-copy .lead{
  max-width:760px;
  line-height:1.62
}
.page-priority-city .city-hero .hero-actions{
  margin-top:26px
}

/* HERO DEAL SCREEN */
.page-priority-city .city-capital-screen{
  max-width:520px;
  justify-self:end;
  padding:26px;
  border:1px solid rgba(116,204,238,.17);
  box-shadow:0 28px 70px rgba(0,0,0,.22)
}
.page-priority-city .city-screen-top{
  display:grid;
  grid-template-columns:minmax(0,1fr) auto;
  gap:18px;
  align-items:start;
  padding-bottom:13px;
  border-bottom:1px solid rgba(255,255,255,.08)
}
.page-priority-city .city-screen-top span,
.page-priority-city .city-screen-top strong{
  display:block;
  line-height:1.35
}
.page-priority-city .city-screen-top span{color:#98c3d7}
.page-priority-city .city-screen-top strong{
  color:#fff;
  text-align:right
}
.page-priority-city .city-screen-grid{
  display:grid;
  grid-template-columns:repeat(2,minmax(0,1fr));
  gap:10px;
  margin:18px 0 17px
}
.page-priority-city .city-screen-grid>div{
  display:grid;
  grid-template-columns:30px minmax(0,1fr);
  gap:9px;
  align-items:start;
  padding:11px 12px;
  min-height:58px;
  border:1px solid rgba(255,255,255,.10);
  border-radius:12px;
  background:rgba(255,255,255,.035);
  transition:transform .18s ease,border-color .18s ease,background .18s ease
}
.page-priority-city .city-screen-grid>div:hover{
  transform:translateY(-2px);
  border-color:rgba(92,202,242,.28);
  background:rgba(255,255,255,.055)
}
.page-priority-city .city-screen-grid b{color:#61c9ef;line-height:1.45}
.page-priority-city .city-screen-grid span{color:#d6e4ec;line-height:1.45}
.page-priority-city .city-capital-screen>a{
  color:#6ed2f4!important;
  font-weight:800;
  text-decoration:none!important
}

/* GLOBAL RHYTHM */
.page-priority-city .section{
  padding-top:70px;
  padding-bottom:70px
}
.page-priority-city .section-heading{
  margin-bottom:28px
}
.page-priority-city .two-col{
  gap:48px
}

/* CONTEXT */
.page-priority-city .city-context{
  position:relative
}
.page-priority-city .city-context .two-col{
  align-items:center
}
.page-priority-city .city-context p{
  line-height:1.66
}

/* PROPERTY CARDS */
.page-priority-city .city-property-grid{
  display:grid!important;
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:16px
}
.page-priority-city .city-property-card{
  position:relative;
  min-height:225px;
  padding:26px!important;
  overflow:hidden;
  background:linear-gradient(180deg,#fff,#f7fafc)!important;
  border:1px solid #d7e5ec!important;
  border-radius:18px!important;
  box-shadow:0 15px 34px rgba(0,0,0,.11);
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease
}
.page-priority-city .city-property-card:after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  top:0;
  height:2px;
  background:linear-gradient(90deg,#48bdeb,transparent 70%)
}
.page-priority-city .city-property-card:hover{
  transform:translateY(-4px);
  border-color:#a9d5e8!important;
  box-shadow:0 20px 42px rgba(0,0,0,.14)
}
.page-priority-city .city-property-card h3{
  color:#112538!important;
  margin:16px 0 10px!important;
  line-height:1.12
}
.page-priority-city .city-property-card p{
  color:#61798b!important;
  line-height:1.58
}

/* COVERAGE CHIPS */
.page-priority-city .city-local-coverage{
  padding-top:60px;
  padding-bottom:60px
}
.page-priority-city .city-market-chips{
  display:flex!important;
  flex-wrap:wrap!important;
  gap:10px!important;
  margin-top:26px
}
.page-priority-city .city-market-chips .market-chip{
  display:inline-flex!important;
  align-items:center;
  min-height:38px;
  padding:8px 13px!important;
  border:1px solid #d5e2e9;
  border-radius:999px;
  background:#fff;
  color:#29455a;
  font-size:13px;
  font-weight:750;
  box-shadow:0 6px 15px rgba(13,23,37,.035);
  transition:transform .16s ease,border-color .16s ease
}
.page-priority-city .city-market-chips .market-chip:hover{
  transform:translateY(-2px);
  border-color:#9fcfe3
}

/* SCENARIOS */
.page-priority-city .city-scenario-grid{
  display:grid!important;
  grid-template-columns:repeat(4,minmax(0,1fr))!important;
  gap:14px;
  margin-top:30px
}
.page-priority-city .city-scenario-card{
  min-height:220px;
  padding:24px;
  border:1px solid rgba(255,255,255,.11);
  border-radius:18px;
  background:linear-gradient(180deg,rgba(255,255,255,.052),rgba(255,255,255,.026));
  transition:transform .18s ease,border-color .18s ease,background .18s ease
}
.page-priority-city .city-scenario-card:hover{
  transform:translateY(-3px);
  border-color:rgba(91,199,240,.25);
  background:rgba(255,255,255,.06)
}
.page-priority-city .city-scenario-card h3{
  margin:0 0 12px;
  color:#fff;
  font-size:20px;
  line-height:1.18
}
.page-priority-city .city-scenario-card p{
  margin:0;
  color:#b8cad6;
  line-height:1.56
}

/* POSITIONING */
.page-priority-city .city-position-grid{
  display:grid!important;
  grid-template-columns:repeat(3,minmax(0,1fr))!important;
  gap:16px;
  margin-top:28px
}
.page-priority-city .city-position-card{
  position:relative;
  padding:24px;
  border:1px solid #d8e4eb;
  border-radius:16px;
  background:#fff;
  box-shadow:0 12px 28px rgba(13,23,37,.045);
  transition:transform .18s ease,box-shadow .18s ease
}
.page-priority-city .city-position-card:hover{
  transform:translateY(-3px);
  box-shadow:0 18px 34px rgba(13,23,37,.065)
}
.page-priority-city .city-position-card h3{
  margin:0 0 10px;
  color:#152c42
}
.page-priority-city .city-position-card p{
  margin:0;
  color:#607487;
  line-height:1.58
}

/* PACKAGE */
.page-priority-city .city-package .two-col{
  align-items:center
}
.page-priority-city .city-number-list{
  margin:0;
  padding-left:22px
}
.page-priority-city .city-number-list li{
  padding:8px 0 8px 7px;
  color:#dce8ee;
  line-height:1.54
}

/* METRICS */
.page-priority-city .city-metrics-grid{
  display:grid!important;
  grid-template-columns:repeat(4,minmax(0,1fr))!important;
  gap:14px
}
.page-priority-city .city-metric-card{
  min-height:250px;
  padding:24px!important;
  transition:transform .18s ease,box-shadow .18s ease
}
.page-priority-city .city-metric-card:hover{
  transform:translateY(-3px);
  box-shadow:0 16px 32px rgba(13,23,37,.06)
}

/* FAQ */
.page-priority-city .city-faq{
  padding-top:64px;
  padding-bottom:64px
}
.page-priority-city .city-faq .faq-list{
  display:grid!important;
  grid-template-columns:repeat(2,minmax(0,1fr))!important;
  gap:10px 14px
}
.page-priority-city .city-faq details{
  border:1px solid #d7e3ea;
  border-radius:14px;
  background:#fff;
  padding:0 18px;
  box-shadow:0 8px 22px rgba(13,23,37,.035);
  transition:border-color .16s ease,box-shadow .16s ease
}
.page-priority-city .city-faq details[open]{
  border-color:#9fcfe3;
  box-shadow:0 12px 28px rgba(13,23,37,.055)
}
.page-priority-city .city-faq summary{
  padding:16px 0;
  font-weight:750;
  cursor:pointer
}

/* CTA */
.page-priority-city .city-closing-cta{
  position:relative;
  overflow:hidden;
  padding-top:70px;
  padding-bottom:70px
}
.page-priority-city .city-closing-cta:after{
  content:"";
  position:absolute;
  width:300px;
  height:300px;
  border-radius:50%;
  right:-110px;
  bottom:-180px;
  border:1px solid rgba(91,201,241,.11);
  box-shadow:0 0 0 70px rgba(91,201,241,.02)
}
.page-priority-city .city-closing-cta .container{
  position:relative;
  z-index:1;
  align-items:center
}

/* FLOATING UI */
.page-priority-city .bp-nav-trigger,
.page-priority-city .blueprint-assistant-trigger,
.page-priority-city [data-assistant-trigger]{
  opacity:.86
}
.page-priority-city .bp-nav-trigger:hover,
.page-priority-city .blueprint-assistant-trigger:hover,
.page-priority-city [data-assistant-trigger]:hover{
  opacity:1
}

@media(max-width:1100px){
  .page-priority-city .city-scenario-grid,
  .page-priority-city .city-metrics-grid{
    grid-template-columns:repeat(2,minmax(0,1fr))!important
  }
}
@media(max-width:980px){
  .page-priority-city .city-hero{padding-top:62px;padding-bottom:60px}
  .page-priority-city .city-capital-screen{justify-self:stretch;max-width:none}
  .page-priority-city .city-property-grid,
  .page-priority-city .city-position-grid{
    grid-template-columns:1fr 1fr!important
  }
}
@media(max-width:640px){
  .page-priority-city .city-hero{padding-top:48px;padding-bottom:48px}
  .page-priority-city .section{padding-top:52px;padding-bottom:52px}
  .page-priority-city .city-screen-grid,
  .page-priority-city .city-property-grid,
  .page-priority-city .city-scenario-grid,
  .page-priority-city .city-position-grid,
  .page-priority-city .city-metrics-grid,
  .page-priority-city .city-faq .faq-list{
    grid-template-columns:1fr!important
  }
  .page-priority-city .city-screen-top{
    grid-template-columns:1fr;
    gap:5px
  }
  .page-priority-city .city-screen-top strong{text-align:left}
  .page-priority-city .city-property-card,
  .page-priority-city .city-scenario-card,
  .page-priority-city .city-metric-card{
    min-height:0
  }
}
@media(prefers-reduced-motion:reduce){
  .page-priority-city .city-property-card,
  .page-priority-city .city-scenario-card,
  .page-priority-city .city-position-card,
  .page-priority-city .city-metric-card,
  .page-priority-city .city-market-chips .market-chip,
  .page-priority-city .city-screen-grid>div{
    transition:none!important
  }
}


/* ==========================================================
   V73 — Resources specialty-financing card
   ========================================================== */
.resource-grid .specialty-resource-card{
  position:relative;
  overflow:hidden;
  min-height:100%;
  padding:28px!important;
  background:
    radial-gradient(circle at 92% 8%,rgba(91,204,243,.18),transparent 34%),
    linear-gradient(145deg,#0c1f31 0%,#102c43 58%,#0d2336 100%)!important;
  border:1px solid rgba(103,204,241,.24)!important;
  border-radius:18px!important;
  box-shadow:0 18px 42px rgba(10,28,43,.16);
  color:#fff;
  transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease
}
.resource-grid .specialty-resource-card:before{
  content:"";
  position:absolute;
  width:190px;
  height:190px;
  border-radius:50%;
  border:1px solid rgba(116,214,248,.10);
  right:-70px;
  bottom:-96px;
  box-shadow:0 0 0 42px rgba(116,214,248,.02);
  pointer-events:none
}
.resource-grid .specialty-resource-card:after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  top:0;
  height:2px;
  background:linear-gradient(90deg,#66d1f4,rgba(102,209,244,0))
}
.resource-grid .specialty-resource-card:hover{
  transform:translateY(-4px);
  border-color:rgba(116,214,248,.42)!important;
  box-shadow:0 24px 52px rgba(10,28,43,.22)
}
.resource-grid .specialty-resource-card .specialty-kicker{
  color:#75d8f6!important;
  margin-bottom:18px
}
.resource-grid .specialty-resource-card h3{
  color:#fff!important;
  font-size:25px;
  line-height:1.12;
  margin:0 0 14px
}
.resource-grid .specialty-resource-card p{
  color:#bfd0dc!important;
  line-height:1.58;
  margin:16px 0 20px
}
.resource-grid .specialty-badges{
  display:flex;
  flex-wrap:wrap;
  gap:7px;
  margin:2px 0 8px
}
.resource-grid .specialty-badges span{
  display:inline-flex;
  align-items:center;
  min-height:26px;
  padding:5px 8px;
  border:1px solid rgba(113,213,248,.18);
  border-radius:999px;
  background:rgba(255,255,255,.055);
  color:#bdeaff;
  font-size:10px;
  font-weight:800;
  letter-spacing:.07em
}
.resource-grid .specialty-resource-link{
  position:relative;
  z-index:1;
  display:inline-flex;
  align-items:center;
  color:#6ed4f4!important;
  font-weight:800!important;
  text-decoration:none!important
}
.resource-grid .specialty-resource-link:hover{
  color:#a8ebff!important
}
@media(max-width:640px){
  .resource-grid .specialty-resource-card{
    padding:24px!important
  }
  .resource-grid .specialty-resource-card h3{
    font-size:23px
  }
}
@media(prefers-reduced-motion:reduce){
  .resource-grid .specialty-resource-card{
    transition:none!important
  }
}


/* ==========================================================
   V74 — Blueprint Experience Layer
   2026 interaction system: tactile depth, guided choice, utility-first motion
   ========================================================== */

/* Premium pointer aura — desktop only, non-blocking */
@media (hover:hover) and (pointer:fine){
  body:after{content:"";position:fixed;left:0;top:0;width:420px;height:420px;border-radius:50%;pointer-events:none;z-index:3;opacity:.28;transform:translate(calc(var(--bp-mx, -500px) - 210px),calc(var(--bp-my, -500px) - 210px));background:radial-gradient(circle,rgba(74,196,255,.12) 0%,rgba(74,196,255,.045) 34%,transparent 70%);mix-blend-mode:screen;transition:opacity .2s ease}
  body.bp-pointer-idle:after{opacity:0}
}

/* Tactile surfaces: controlled depth instead of decorative motion */
.bp-tilt{transform-style:preserve-3d;will-change:transform}
.bp-tilt>*{transform:translateZ(1px)}
.bp-magnetic{will-change:transform}

/* ---------- Deal Path Finder ---------- */
.bp-pathfinder{position:relative;overflow:hidden;background:#07111c;color:#f7fbff;border-top:1px solid rgba(255,255,255,.08);border-bottom:1px solid rgba(255,255,255,.08)}
.bp-pathfinder:before{content:"";position:absolute;inset:-30% -10%;background:radial-gradient(circle at 20% 30%,rgba(49,183,247,.17),transparent 30%),radial-gradient(circle at 82% 72%,rgba(89,218,255,.08),transparent 27%);pointer-events:none}
.bp-pathfinder .container{position:relative;z-index:1}
.bp-pathfinder-head{display:grid;grid-template-columns:1fr .82fr;gap:70px;align-items:end;margin-bottom:34px}
.bp-pathfinder-head h2{font-size:clamp(38px,4.5vw,60px);line-height:1.02;margin:0;letter-spacing:-.05em;font-family:Manrope}
.bp-pathfinder-head p{margin:0;color:#96aabd;max-width:560px}
.bp-pathfinder-shell{display:grid;grid-template-columns:.92fr 1.08fr;gap:18px;align-items:stretch}
.bp-path-options{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.bp-path-option{appearance:none;text-align:left;min-height:148px;border:1px solid rgba(255,255,255,.10);background:rgba(255,255,255,.035);color:#dce9f3;border-radius:17px;padding:21px;cursor:pointer;position:relative;overflow:hidden;transition:border-color .22s ease,background .22s ease,transform .22s ease,box-shadow .22s ease}
.bp-path-option:before{content:"";position:absolute;inset:0;background:linear-gradient(135deg,rgba(74,196,255,.10),transparent 55%);opacity:0;transition:opacity .22s ease}
.bp-path-option:hover{transform:translateY(-2px);border-color:rgba(84,200,255,.34)}
.bp-path-option.is-active{background:linear-gradient(145deg,rgba(40,155,209,.20),rgba(255,255,255,.045));border-color:rgba(91,206,255,.48);box-shadow:0 18px 50px rgba(0,0,0,.24),inset 0 0 35px rgba(52,179,237,.055)}
.bp-path-option.is-active:before{opacity:1}
.bp-path-option span,.bp-path-option strong,.bp-path-option small{position:relative;z-index:1;display:block}
.bp-path-option span{font:800 9px/1 Manrope;letter-spacing:.17em;color:#6fcfff;text-transform:uppercase;margin-bottom:20px}
.bp-path-option strong{font:800 19px/1.15 Manrope;color:#f7fbff}
.bp-path-option small{margin-top:9px;color:#8ea3b6;font-size:11px;line-height:1.45}
.bp-path-result{position:relative;min-height:308px;border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:34px;background:linear-gradient(155deg,rgba(255,255,255,.085),rgba(255,255,255,.025));box-shadow:0 30px 80px rgba(0,0,0,.25);overflow:hidden}
.bp-path-result:before{content:"";position:absolute;width:280px;height:280px;right:-110px;top:-100px;border-radius:50%;border:1px solid rgba(111,210,255,.18);box-shadow:0 0 0 55px rgba(111,210,255,.025),0 0 0 110px rgba(111,210,255,.014)}
.bp-path-result-kicker{font:800 9px/1 Manrope;letter-spacing:.18em;color:#72d0fb;text-transform:uppercase}
.bp-path-result h3{font:800 clamp(27px,3vw,39px)/1.04 Manrope;margin:16px 0 12px;letter-spacing:-.04em;max-width:610px}
.bp-path-result p{color:#9dafbf;max-width:650px;margin:0 0 23px}
.bp-path-result-links{display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.bp-path-result .bp-secondary-link{display:inline-flex;padding:12px 14px;border:1px solid rgba(255,255,255,.13);border-radius:9px;color:#d8e8f2;text-decoration:none;font-size:11px;font-weight:800;background:rgba(255,255,255,.03)}
.bp-path-meta{display:flex;gap:18px;flex-wrap:wrap;margin-top:26px;padding-top:20px;border-top:1px solid rgba(255,255,255,.10)}
.bp-path-meta span{font-size:9px;color:#7890a4;letter-spacing:.11em;text-transform:uppercase}
.bp-path-meta b{display:block;color:#cfe8f6;font-size:11px;letter-spacing:0;margin-top:4px;text-transform:none}

/* ---------- Resource Command Center + bento library ---------- */
.page-resources .resource-grid{grid-template-columns:repeat(12,1fr);gap:16px;margin-top:24px}
.page-resources .resource-card{grid-column:span 4;min-height:280px;border-radius:20px;padding:26px;border:1px solid #d4dee7;box-shadow:0 12px 34px rgba(27,51,70,.06);position:relative;overflow:hidden;isolation:isolate}
.page-resources .resource-card:nth-of-type(1),.page-resources .resource-card:nth-of-type(8){grid-column:span 6}
.page-resources .resource-card:nth-of-type(1){min-height:310px}
.page-resources .resource-card:before{content:"";position:absolute;inset:-1px;z-index:-1;border-radius:inherit;background:radial-gradient(340px circle at var(--card-x,50%) var(--card-y,50%),rgba(54,183,255,.12),transparent 42%);opacity:0;transition:opacity .2s ease}
.page-resources .resource-card:hover:before{opacity:1}
.page-resources .resource-card:not(.tool-card):not(.specialty-resource-card){background:linear-gradient(180deg,#fff,#fbfdff)}
.page-resources .resource-card.is-hidden{display:none}
.bp-resource-console{display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center;margin-top:38px;padding:12px;border:1px solid #d6e0e8;border-radius:18px;background:rgba(255,255,255,.76);box-shadow:0 14px 40px rgba(22,48,68,.07);backdrop-filter:blur(14px)}
.bp-resource-search{position:relative}
.bp-resource-search input{margin:0;height:52px;border:0;background:#f5f8fa;border-radius:12px;padding:0 48px 0 46px;font-size:13px;box-shadow:none}
.bp-resource-search:before{content:"⌕";position:absolute;left:17px;top:50%;transform:translateY(-52%);color:#2c88b4;font:700 22px/1 Manrope;z-index:2}
.bp-resource-count{position:absolute;right:13px;top:50%;transform:translateY(-50%);font:800 9px/1 Manrope;color:#7a8d9d;letter-spacing:.08em}
.bp-resource-filters{display:flex;gap:7px;flex-wrap:wrap;justify-content:flex-end}
.bp-resource-filter{border:1px solid #d5e0e8;background:#fff;color:#566a7b;border-radius:999px;padding:9px 11px;font:800 9px/1 Manrope;letter-spacing:.07em;cursor:pointer;transition:.18s ease}
.bp-resource-filter:hover,.bp-resource-filter.is-active{background:#0d2030;color:#fff;border-color:#0d2030}
.bp-resource-empty{display:none;grid-column:1/-1;text-align:center;padding:44px;border:1px dashed #cbd7e0;border-radius:18px;color:#6b7e8e;background:#fff}
.bp-resource-empty.is-visible{display:block}

/* ---------- Sitewide live affordances ---------- */
@media (hover:hover) and (pointer:fine){
  .program-grid article,.feature-card,.resource-card,.deal-snapshot-card,.hero-card,.seo-opportunity-grid article{will-change:transform}
}
.bp-action-ring{position:absolute;inset:-5px;border:1px solid rgba(91,204,255,.24);border-radius:inherit;opacity:0;transform:scale(.97);transition:.2s ease;pointer-events:none}
.btn:hover .bp-action-ring{opacity:1;transform:scale(1)}

@media(max-width:900px){
  .bp-pathfinder-head,.bp-pathfinder-shell{grid-template-columns:1fr;gap:28px}
  .page-resources .resource-card,.page-resources .resource-card:nth-of-type(1),.page-resources .resource-card:nth-of-type(8){grid-column:span 6}
  .bp-resource-console{grid-template-columns:1fr}.bp-resource-filters{justify-content:flex-start}
}
@media(max-width:640px){
  .bp-path-options{grid-template-columns:1fr 1fr}.bp-path-option{min-height:128px;padding:17px}.bp-path-option strong{font-size:16px}.bp-path-option small{display:none}.bp-path-result{padding:25px;min-height:0}
  .page-resources .resource-grid{display:grid;grid-template-columns:1fr}.page-resources .resource-card,.page-resources .resource-card:nth-of-type(1),.page-resources .resource-card:nth-of-type(8){grid-column:1;min-height:250px}
  .bp-resource-filters{overflow:auto;flex-wrap:nowrap;padding-bottom:2px;justify-content:flex-start;scrollbar-width:none}.bp-resource-filter{white-space:nowrap}
}
@media(prefers-reduced-motion:reduce){body:after{display:none!important}.bp-tilt,.bp-magnetic,.bp-path-option{transform:none!important;transition:none!important}}

/* V75 SEO MARKET DIRECTORY */
.market-directory{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:28px}.market-directory a{display:block;padding:18px;border:1px solid #d8e0e7;border-radius:14px;background:#fff;text-decoration:none;box-shadow:0 8px 24px rgba(14,36,56,.05);transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}.market-directory a:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(14,36,56,.10);border-color:#aebfcd}.market-directory strong{display:block;color:#0e2438;font-size:1rem}.market-directory span{display:block;color:#667786;font-size:.85rem;margin-top:4px}.cluster-note{margin-top:20px;padding:18px 20px;border-radius:14px;background:linear-gradient(135deg,#eef4f8,#fff);border:1px solid #d8e0e7}@media(max-width:900px){.market-directory{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:560px){.market-directory{grid-template-columns:1fr}}


/* ==========================================================
   V75.1 — MARKET AUTHORITY RELEASE CANDIDATE
   Guided navigation + responsive conversion layer
   ========================================================== */
:root{--bp-cyan:#55cfff;--bp-ink:#0b1d2b;--bp-line:#d8e2ea}
html{scroll-behavior:smooth}
.bp-scroll-rail{position:fixed;left:0;top:0;width:100%;height:3px;z-index:9999;pointer-events:none;background:transparent}.bp-scroll-rail>i{display:block;height:100%;width:var(--bp-scroll,0%);background:linear-gradient(90deg,#45bfe9,#9ae9ff);box-shadow:0 0 14px rgba(82,204,255,.45)}
.bp-section-kicker{font:800 10px/1 Manrope,sans-serif;letter-spacing:.16em;color:#2389b8;text-transform:uppercase;margin-bottom:14px}.bp-intel-head{display:grid;grid-template-columns:1fr auto;gap:28px;align-items:end;margin-bottom:30px}.bp-intel-head h2{margin:0;font-size:clamp(34px,4vw,52px);letter-spacing:-.045em;line-height:1.04}.bp-intel-head p{max-width:680px;color:#65798a;margin:12px 0 0}.bp-market-chip{align-self:start;border:1px solid #cfe0ea;border-radius:999px;padding:10px 13px;background:#f7fbfd;color:#1f789f;font:800 9px/1 Manrope;letter-spacing:.11em;white-space:nowrap}.bp-intel-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.bp-intel-grid article{position:relative;min-height:255px;padding:26px;border:1px solid var(--bp-line);border-radius:20px;background:linear-gradient(180deg,#fff,#f9fcfe);box-shadow:0 12px 36px rgba(12,35,52,.06);overflow:hidden}.bp-intel-grid article:before{content:"";position:absolute;inset:0;background:radial-gradient(420px circle at var(--card-x,50%) var(--card-y,50%),rgba(54,183,255,.13),transparent 42%);opacity:0;transition:opacity .2s}.bp-intel-grid article:hover:before{opacity:1}.bp-intel-grid article span{font:800 11px/1 Manrope;color:#2da7d9;letter-spacing:.12em}.bp-intel-grid h3{position:relative;margin:48px 0 12px;font-size:21px}.bp-intel-grid p{position:relative;color:#5f7281;font-size:14px;line-height:1.7;margin:0}.bp-deal-lab{margin-top:16px;padding:28px;border-radius:22px;background:linear-gradient(135deg,#071827,#102b40);color:#fff;display:grid;grid-template-columns:1fr auto;gap:34px;align-items:center;box-shadow:0 24px 60px rgba(8,27,42,.16)}.bp-deal-lab h3{font-size:clamp(25px,3vw,36px);margin:5px 0 8px}.bp-deal-lab p{color:#a8bbca;max-width:760px;margin:0}.bp-deal-lab .bp-section-kicker{color:#78ddff}.bp-deal-lab-actions{display:flex;gap:10px;flex-wrap:wrap;justify-content:flex-end}.bp-ghost-btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 16px;border-radius:10px;border:1px solid rgba(255,255,255,.18);color:#d9edf6;text-decoration:none;font-weight:800;font-size:11px;background:rgba(255,255,255,.04)}
.bp-command-head{display:grid;grid-template-columns:1fr auto;gap:26px;align-items:end}.bp-command-head h2{font-size:clamp(36px,4vw,54px);margin:7px 0 10px;letter-spacing:-.045em}.bp-command-head p{max-width:760px;color:#667b8b}.bp-live-dot{display:flex;align-items:center;gap:8px;border:1px solid #d2e2ea;border-radius:999px;padding:10px 13px;background:#fff;font:800 9px/1 Manrope;letter-spacing:.1em;color:#426071;white-space:nowrap}.bp-live-dot i{width:7px;height:7px;border-radius:50%;background:#31b7e8;box-shadow:0 0 0 5px rgba(49,183,232,.1)}.bp-command-bar{margin:28px 0 18px;display:grid;grid-template-columns:1fr auto;gap:12px;padding:10px;border:1px solid #d5e1e8;border-radius:17px;background:rgba(255,255,255,.86);box-shadow:0 14px 40px rgba(18,45,64,.07);backdrop-filter:blur(14px)}.bp-command-bar label{display:block}.bp-command-bar input{width:100%;height:50px;margin:0;border:0;border-radius:11px;background:#f4f8fa;padding:0 16px;font-size:14px;outline:none}.bp-command-bar input:focus{box-shadow:0 0 0 3px rgba(55,177,229,.15)}.bp-command-count{display:flex;align-items:center;padding:0 12px;color:#688091;font:800 10px/1 Manrope;letter-spacing:.07em;white-space:nowrap}.bp-market-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.bp-market-card{position:relative;display:flex!important;flex-direction:column;min-height:170px;padding:20px!important;border:1px solid #d8e2ea!important;border-radius:17px!important;background:linear-gradient(160deg,#fff,#f8fbfd)!important;text-decoration:none!important;box-shadow:0 10px 28px rgba(18,43,61,.055)!important;transition:transform .2s ease,border-color .2s ease,box-shadow .2s ease!important;overflow:hidden}.bp-market-card:before{content:"";position:absolute;width:150px;height:150px;border-radius:50%;right:-70px;top:-75px;background:rgba(76,196,244,.08);transition:transform .3s ease}.bp-market-card:hover{transform:translateY(-4px);border-color:#a9ccdc!important;box-shadow:0 20px 44px rgba(17,48,68,.11)!important}.bp-market-card:hover:before{transform:scale(1.25)}.bp-market-card>span{font:800 9px/1 Manrope!important;letter-spacing:.12em!important;color:#2e9ac8!important;text-transform:uppercase}.bp-market-card>strong{font:800 18px/1.15 Manrope!important;color:#0e2438!important;margin-top:34px}.bp-market-card>small{color:#758795!important;margin-top:5px}.bp-market-card>b{margin-top:auto;padding-top:18px;color:#237ca4;font-size:10px}.bp-market-card.is-hidden{display:none!important}.bp-market-empty{padding:35px;text-align:center;border:1px dashed #ccdbe4;border-radius:18px;color:#637b8d;background:#fff}.bp-market-empty[hidden]{display:none!important}
.bp-mobile-dealbar{display:none}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}
@media(max-width:980px){.bp-intel-grid{grid-template-columns:1fr 1fr}.bp-intel-grid article:last-child{grid-column:1/-1}.bp-market-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.bp-deal-lab{grid-template-columns:1fr}.bp-deal-lab-actions{justify-content:flex-start}}
@media(max-width:720px){.bp-intel-head,.bp-command-head{grid-template-columns:1fr}.bp-market-chip,.bp-live-dot{justify-self:start}.bp-intel-grid{grid-template-columns:1fr}.bp-intel-grid article:last-child{grid-column:auto}.bp-deal-lab{padding:23px}.bp-deal-lab-actions{display:grid;grid-template-columns:1fr;width:100%}.bp-deal-lab-actions .btn,.bp-ghost-btn{width:100%}.bp-market-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.bp-command-bar{grid-template-columns:1fr}.bp-command-count{padding:2px 6px 4px}.bp-mobile-dealbar{display:grid;grid-template-columns:1fr auto;align-items:center;gap:10px;position:fixed;left:10px;right:10px;bottom:max(10px,env(safe-area-inset-bottom));z-index:9998;padding:9px 9px 9px 14px;border:1px solid rgba(255,255,255,.14);border-radius:16px;background:rgba(7,21,33,.94);box-shadow:0 18px 50px rgba(0,0,0,.3);backdrop-filter:blur(16px);color:#fff}.bp-mobile-dealbar span{font:800 10px/1.2 Manrope;letter-spacing:.04em}.bp-mobile-dealbar a{padding:11px 13px!important;font-size:10px!important;white-space:nowrap}.bp-mobile-dealbar-close{position:absolute;right:4px;top:-27px;width:24px;height:24px;border:0;border-radius:50%;background:#0b2030;color:#fff;box-shadow:0 4px 14px rgba(0,0,0,.2)}body{padding-bottom:76px}}
@media(max-width:480px){.bp-market-grid{grid-template-columns:1fr}.bp-market-card{min-height:145px}.bp-market-card>strong{margin-top:26px}.bp-intel-head h2,.bp-command-head h2{font-size:34px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.bp-scroll-rail>i,.bp-intel-grid article,.bp-market-card{transition:none!important}.bp-market-card:hover{transform:none!important}}

.bp-local-deepdive details{border-top:1px solid #dbe4ea;padding:15px 0}.bp-local-deepdive details:last-of-type{border-bottom:1px solid #dbe4ea}.bp-local-deepdive summary{cursor:pointer;list-style:none;font:800 15px/1.35 Manrope;color:#15344a;padding-right:30px;position:relative}.bp-local-deepdive summary::-webkit-details-marker{display:none}.bp-local-deepdive summary:after{content:"+";position:absolute;right:2px;top:-2px;color:#289bcc;font-size:22px;font-weight:500}.bp-local-deepdive details[open] summary:after{content:"–"}.bp-local-deepdive details p{margin:10px 0 0;color:#657988;line-height:1.7}.bp-local-notes>p{font-size:16px;color:#425e70;line-height:1.75;margin-top:0}.bp-local-callout{margin-top:18px;padding:17px 18px;border-radius:14px;background:#0d2232;color:#fff}.bp-local-callout strong,.bp-local-callout span{display:block}.bp-local-callout strong{font:800 9px/1 Manrope;letter-spacing:.12em;text-transform:uppercase;color:#6ed9ff;margin-bottom:7px}.bp-local-callout span{color:#dceaf2;font-size:13px;line-height:1.5}

/* V75.1 market playbook — differentiated landing-page utility */
.bp-market-playbook{background:linear-gradient(180deg,#f7fbfd,#fff);border-top:1px solid #e3ebf0}.bp-market-playbook .container{max-width:1050px}.bp-market-playbook h2{font-size:clamp(30px,4vw,46px);line-height:1.05;letter-spacing:-.04em;max-width:820px;margin:0 0 18px}.bp-market-playbook p{font-size:16px;line-height:1.8;color:#526b7b;max-width:940px}.bp-market-playbook-callout{margin-top:22px;padding:16px 18px;border:1px solid #d4e3eb;border-radius:14px;background:#fff;color:#153a51;font:800 12px/1.5 Manrope;box-shadow:0 10px 28px rgba(16,47,68,.055)}@media(max-width:640px){.bp-market-playbook p{font-size:15px;line-height:1.72}.bp-market-playbook-callout{padding:14px}}

/* ==========================================================
   V75.2 — RESOURCES PAGE COMPOSITION FIX
   Balanced library, tighter section rhythm, premium deal desk
   ========================================================== */
.page-resources .section{padding:78px 0}
.page-resources .section.light + .section.light{border-top:1px solid #e3eaf0}
.page-resources .section-heading{margin-bottom:0}
.page-resources .resource-grid{grid-template-columns:repeat(12,minmax(0,1fr));gap:18px;margin-top:26px;align-items:stretch}
.page-resources .resource-card,
.page-resources .resource-card:nth-of-type(8){grid-column:span 4;min-height:270px}
.page-resources .resource-card:nth-of-type(1){grid-column:span 8;min-height:290px}
.page-resources .resource-card:nth-of-type(2){grid-column:span 4}
.page-resources .resource-card h3{max-width:28ch}
.page-resources .resource-card.tool-card h3{font-size:clamp(24px,2.1vw,31px);max-width:28ch}
.page-resources .resource-card.specialty-resource-card{min-height:270px!important;padding:26px!important}
.page-resources .resource-pathways{padding-top:72px;padding-bottom:72px}
.page-resources .resource-pathways .seo-opportunity-grid{margin-top:28px;gap:16px}
.page-resources .resource-pathways .seo-opportunity-grid article{min-height:168px;padding:22px;display:flex;flex-direction:column}
.page-resources .resource-pathways .seo-opportunity-grid a{margin-top:auto}
.page-resources .resource-section-head{align-items:end}
.page-resources .resource-deal-desk{background:linear-gradient(180deg,#f7fafc 0%,#eef4f8 100%);overflow:hidden}
.page-resources .resource-deal-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:30px}
.page-resources .resource-deal-grid article{position:relative;overflow:hidden;min-height:250px;padding:28px;border-radius:20px;background:linear-gradient(155deg,#0b1a2a,#0e263a);border:1px solid rgba(58,159,209,.2);box-shadow:0 18px 46px rgba(14,36,56,.12);display:flex;flex-direction:column}
.page-resources .resource-deal-grid article:after{content:"";position:absolute;width:180px;height:180px;border-radius:50%;right:-80px;top:-85px;border:1px solid rgba(86,205,255,.12);box-shadow:0 0 0 40px rgba(86,205,255,.025)}
.page-resources .resource-deal-grid span{font:800 9px/1 Manrope;letter-spacing:.18em;color:#67d0fb}
.page-resources .resource-deal-grid h3{position:relative;z-index:1;color:#fff;font:800 24px/1.12 Manrope;letter-spacing:-.025em;margin:24px 0 12px}
.page-resources .resource-deal-grid p{position:relative;z-index:1;color:#9fb2c3;font-size:13px;line-height:1.65;margin:0 0 24px}
.page-resources .resource-deal-grid a{position:relative;z-index:1;margin-top:auto;color:#71d5fb;text-decoration:none;font-size:12px;font-weight:800}
.page-resources .resource-market-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:32px}
.page-resources .resource-market-card{position:relative;overflow:hidden;min-height:240px;padding:30px;border:1px solid #d5e0e8;border-radius:20px;background:#fff;box-shadow:0 14px 38px rgba(18,48,69,.07);display:flex;flex-direction:column}
.page-resources .resource-market-card:before{content:"";position:absolute;inset:0;background:radial-gradient(360px circle at 100% 0%,rgba(76,193,245,.11),transparent 58%);pointer-events:none}
.page-resources .resource-market-card>span{position:relative;z-index:1;display:inline-flex;width:max-content;padding:7px 9px;border-radius:999px;background:#e9f7fd;color:#1681ae;font-size:9px;font-weight:800;letter-spacing:.11em}
.page-resources .resource-market-card h3{position:relative;z-index:1;font:800 27px/1.1 Manrope;letter-spacing:-.03em;margin:30px 0 10px;color:#102236}
.page-resources .resource-market-card p{position:relative;z-index:1;color:#66798b;font-size:14px;max-width:45ch;margin:0 0 22px}
.page-resources .resource-market-card a{position:relative;z-index:1;margin-top:auto;color:#167ead;text-decoration:none;font-size:12px;font-weight:800}
.page-resources .closing-cta{margin-top:0}
@media(max-width:900px){
  .page-resources .resource-card,.page-resources .resource-card:nth-of-type(1),.page-resources .resource-card:nth-of-type(2),.page-resources .resource-card:nth-of-type(8){grid-column:span 6;min-height:250px}
  .page-resources .resource-deal-grid{grid-template-columns:1fr 1fr}
  .page-resources .resource-deal-grid article:last-child{grid-column:1/-1;min-height:210px}
}
@media(max-width:640px){
  .page-resources .section{padding:58px 0}
  .page-resources .resource-grid{grid-template-columns:1fr;gap:14px}
  .page-resources .resource-card,.page-resources .resource-card:nth-of-type(1),.page-resources .resource-card:nth-of-type(2),.page-resources .resource-card:nth-of-type(8){grid-column:1;min-height:230px}
  .page-resources .resource-card.tool-card h3{font-size:24px}
  .page-resources .resource-deal-grid,.page-resources .resource-market-grid{grid-template-columns:1fr}
  .page-resources .resource-deal-grid article,.page-resources .resource-deal-grid article:last-child,.page-resources .resource-market-card{grid-column:auto;min-height:220px;padding:24px}
  .page-resources .resource-deal-grid h3,.page-resources .resource-market-card h3{font-size:23px}
}

/* ==========================================================
   V75.4 — SITEWIDE CONTRAST & LEGIBILITY SAFEGUARDS
   Explicit surface-aware text colors prevent inherited dark/light
   theme rules from washing out headings, body copy, links or cards.
   ========================================================== */

/* Light page surfaces */
.light,
.bp-local-deepdive,
.bp-market-playbook,
.page-resources .section.light {
  color:#0b1d2b;
}
.light h1,.light h2,.light h3,.light h4,.light h5,.light h6,
.bp-local-deepdive h1,.bp-local-deepdive h2,.bp-local-deepdive h3,.bp-local-deepdive h4,
.bp-market-playbook h1,.bp-market-playbook h2,.bp-market-playbook h3,.bp-market-playbook h4,
.page-resources .section.light h1,.page-resources .section.light h2,.page-resources .section.light h3 {
  color:#0b1d2b;
}
.light p,.light li,
.bp-local-deepdive p,.bp-local-deepdive li,
.bp-market-playbook p,.bp-market-playbook li,
.page-resources .section.light p,.page-resources .section.light li {
  color:#536a7b;
}
.light a:not(.btn),
.bp-local-deepdive a:not(.btn),
.bp-market-playbook a:not(.btn),
.page-resources .section.light a:not(.btn) {
  color:#0b6f9f;
}

/* White / pale cards: headings must never inherit white from a dark parent */
.bp-intel-grid article,
.resource-card,
.info-card,
.keyword-grid>div,
.market-directory a,
.bp-market-card,
.program-grid article,
.feature-card,
.seo-opportunity-grid article,
.advanced-card,
.package-card,
.receipt-card,
.legal-card:not(.legal-card-ai),
.client-feedback-card {
  color:#102638;
}
.bp-intel-grid article h1,.bp-intel-grid article h2,.bp-intel-grid article h3,.bp-intel-grid article h4,
.resource-card h1,.resource-card h2,.resource-card h3,.resource-card h4,
.info-card h1,.info-card h2,.info-card h3,.info-card h4,
.keyword-grid>div h1,.keyword-grid>div h2,.keyword-grid>div h3,.keyword-grid>div h4,
.market-directory a h1,.market-directory a h2,.market-directory a h3,.market-directory a h4,
.bp-market-card h1,.bp-market-card h2,.bp-market-card h3,.bp-market-card h4,
.program-grid article h1,.program-grid article h2,.program-grid article h3,.program-grid article h4,
.feature-card h1,.feature-card h2,.feature-card h3,.feature-card h4,
.seo-opportunity-grid article h1,.seo-opportunity-grid article h2,.seo-opportunity-grid article h3,.seo-opportunity-grid article h4,
.advanced-card h1,.advanced-card h2,.advanced-card h3,.advanced-card h4,
.package-card h1,.package-card h2,.package-card h3,.package-card h4,
.receipt-card h1,.receipt-card h2,.receipt-card h3,.receipt-card h4,
.client-feedback-card h1,.client-feedback-card h2,.client-feedback-card h3,.client-feedback-card h4 {
  color:#102638 !important;
}
.bp-intel-grid article p,
.resource-card p,
.info-card p,
.keyword-grid>div p,
.market-directory a p,
.bp-market-card p,
.program-grid article p,
.feature-card p,
.seo-opportunity-grid article p,
.advanced-card p,
.package-card p,
.receipt-card p,
.client-feedback-card p,
.client-feedback-card blockquote {
  color:#536a7b !important;
}

/* Critical market/yacht intelligence cards */
.bp-intel-grid article h3{color:#102638!important;text-shadow:none!important;opacity:1!important}
.bp-intel-grid article p{color:#536a7b!important;opacity:1!important}
.bp-intel-grid article>span{color:#147ea9!important;opacity:1!important}

/* Market playbook was susceptible to dark-parent heading inheritance */
.bp-market-playbook h2{color:#102638!important;opacity:1!important;text-shadow:none!important}
.bp-market-playbook .bp-section-kicker,.bp-market-playbook .eyebrow{color:#147ea9!important}
.bp-market-playbook-callout{color:#153a51!important;background:#fff!important}

/* Light deep-dive accordions */
.bp-local-deepdive h2{color:#102638!important}
.bp-local-deepdive .lead-sm{color:#607586!important}
.bp-local-notes>p{color:#425e70!important}
.bp-local-deepdive summary{color:#15344a!important}
.bp-local-deepdive details p{color:#536a7b!important}

/* Dark surfaces: keep strong, readable inverse contrast */
.hero,.dark-panel,.intake-section,.bp-market-intel,.bp-deal-lab,.closing-cta,footer {
  color:#f4f8fb;
}
.hero h1,.hero h2,.hero h3,.hero h4,
.dark-panel h1,.dark-panel h2,.dark-panel h3,.dark-panel h4,
.intake-section h1,.intake-section h2,.intake-section h3,.intake-section h4,
.bp-market-intel>.container>.bp-intel-head h2,
.bp-deal-lab h1,.bp-deal-lab h2,.bp-deal-lab h3,.bp-deal-lab h4,
.closing-cta h1,.closing-cta h2,.closing-cta h3,.closing-cta h4,
footer h1,footer h2,footer h3,footer h4 {
  color:#f4f8fb;
}
.bp-market-intel>.container>.bp-intel-head p,
.dark-panel p,.intake-section p,.bp-deal-lab p,.closing-cta p,footer p {
  color:#a9bdcc;
}

/* But pale cards nested inside dark sections stay dark-on-light */
.bp-market-intel .bp-intel-grid article{color:#102638;background:linear-gradient(180deg,#fff,#f9fcfe)}
.bp-market-intel .bp-intel-grid article h3{color:#102638!important}
.bp-market-intel .bp-intel-grid article p{color:#536a7b!important}

/* Pills and controls */
.bp-market-chip{color:#176f98!important;background:#f7fbfd!important}
.bp-ghost-btn{color:#e7f4fa!important}
.btn{color:#05101b!important}

/* Accessible focus visibility on both surface types */
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{
  outline:3px solid #37b7e5;
  outline-offset:3px;
}

/* Keep placeholder copy readable without overpowering entered text */
input::placeholder,textarea::placeholder{color:#708394;opacity:1}

/* Prevent opacity effects from making essential text disappear */
.bp-intel-grid h3,.bp-intel-grid p,.bp-market-playbook h2,.bp-local-deepdive h2,
.resource-card h3,.program-grid h3,.market-directory strong{opacity:1!important}

/* ==========================================================
   V75.5 — LIGHT CARD / DARK SECTION CONTRAST HARDENING
   A light card is always treated as a light surface, even when
   it lives inside a navy/dark parent section.
   ========================================================== */
.feature-stack > div{
  color:#102638 !important;
  background:linear-gradient(180deg,#ffffff 0%,#f7fafc 100%) !important;
  border-color:#cdd9e2 !important;
  box-shadow:0 14px 34px rgba(1,20,34,.10) !important;
}
.feature-stack > div strong,
.feature-stack > div h2,
.feature-stack > div h3,
.feature-stack > div h4{
  color:#102638 !important;
  opacity:1 !important;
  text-shadow:none !important;
}
.feature-stack > div p,
.feature-stack > div li,
.feature-stack > div span:not(.eyebrow):not([class*="code"]){
  color:#52697b !important;
  opacity:1 !important;
}
.feature-stack > div a:not(.btn){color:#0b6f9f !important}
.feature-stack > div:before{opacity:1}

/* Keep common pale card systems crisp even inside dark parents. */
.dark-panel .program-grid article,
.bp-market-intel .program-grid article,
.dark-panel .info-card,
.dark-panel .feature-card,
.dark-panel .keyword-grid > div,
.dark-panel .seo-opportunity-grid article{
  color:#102638 !important;
  background:linear-gradient(180deg,#ffffff 0%,#f7fafc 100%) !important;
  border-color:#cdd9e2 !important;
  box-shadow:0 14px 34px rgba(1,20,34,.10) !important;
}
.dark-panel .program-grid article h2,.dark-panel .program-grid article h3,.dark-panel .program-grid article h4,
.bp-market-intel .program-grid article h2,.bp-market-intel .program-grid article h3,.bp-market-intel .program-grid article h4,
.dark-panel .info-card h2,.dark-panel .info-card h3,.dark-panel .feature-card h2,.dark-panel .feature-card h3,
.dark-panel .keyword-grid > div h2,.dark-panel .keyword-grid > div h3,
.dark-panel .seo-opportunity-grid article h2,.dark-panel .seo-opportunity-grid article h3{
  color:#102638 !important;
  opacity:1 !important;
  text-shadow:none !important;
}
.dark-panel .program-grid article p,.bp-market-intel .program-grid article p,
.dark-panel .info-card p,.dark-panel .feature-card p,.dark-panel .keyword-grid > div p,
.dark-panel .seo-opportunity-grid article p{
  color:#52697b !important;
  opacity:1 !important;
}

/* Stronger separation for pale cards against premium navy sections. */
.dark-panel .feature-stack,
.bp-market-intel .bp-intel-grid{isolation:isolate}
.dark-panel .feature-stack > div:hover,
.bp-market-intel .bp-intel-grid article:hover{
  border-color:#a9c9d9 !important;
  box-shadow:0 18px 42px rgba(0,18,32,.16) !important;
}

/* V75.5 accessibility floor: never fade essential copy. */
.feature-stack > div strong,.feature-stack > div p,
.bp-intel-grid article h3,.bp-intel-grid article p,
.bp-market-playbook h2,.bp-market-playbook p{
  visibility:visible !important;
  filter:none !important;
}

/* ==========================================================
   V75.6 — TESTIMONIAL PROOF + FINAL CONTRAST POLISH
   ========================================================== */
.client-feedback-grid-home{
  grid-template-columns:repeat(4,minmax(0,1fr));
}
.client-feedback-proof{
  margin-top:32px;
  padding:24px;
  border:1px solid #d6e2e9;
  border-radius:22px;
  background:linear-gradient(180deg,#f9fcfe,#f3f8fb);
}
.client-feedback-proof-head{
  display:grid;
  grid-template-columns:minmax(0,1fr) minmax(320px,.9fr);
  gap:32px;
  align-items:end;
  margin-bottom:18px;
}
.client-feedback-proof-head h3{
  margin:6px 0 0;
  color:#102638;
  font-size:clamp(1.55rem,2.2vw,2.2rem);
}
.client-feedback-proof-head p{
  margin:0;
  color:#536a7b;
}
.client-feedback-proof-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:18px;
  align-items:start;
}
.client-feedback-proof-grid figure{
  margin:0;
  padding:12px;
  background:#071524;
  border:1px solid #1e3c52;
  border-radius:16px;
  box-shadow:0 15px 35px rgba(0,18,32,.12);
  overflow:hidden;
}
.client-feedback-proof-grid img{
  display:block;
  width:100%;
  height:auto;
  border-radius:10px;
}
.client-feedback-proof-grid figcaption{
  margin-top:9px;
  color:#cfe0ea;
  font-size:.78rem;
  letter-spacing:.04em;
}

/* Explicit surface ownership: dark cards on light sections stay inverse. */
.resource-card.resource-tool,
.resource-card.resource-yacht-card,
.dark-card,
.bp-dark-card{
  color:#f5f9fc !important;
}
.resource-card.resource-tool h1,.resource-card.resource-tool h2,.resource-card.resource-tool h3,.resource-card.resource-tool h4,
.resource-card.resource-yacht-card h1,.resource-card.resource-yacht-card h2,.resource-card.resource-yacht-card h3,.resource-card.resource-yacht-card h4,
.dark-card h1,.dark-card h2,.dark-card h3,.dark-card h4,
.bp-dark-card h1,.bp-dark-card h2,.bp-dark-card h3,.bp-dark-card h4{
  color:#f5f9fc !important;
  opacity:1 !important;
  text-shadow:none !important;
}
.resource-card.resource-tool p,.resource-card.resource-yacht-card p,.dark-card p,.bp-dark-card p{
  color:#b7c9d5 !important;
  opacity:1 !important;
}
.resource-card.resource-tool a,.resource-card.resource-yacht-card a,.dark-card a,.bp-dark-card a{
  color:#50c9f3 !important;
}

@media (max-width:1100px){
  .client-feedback-grid-home{grid-template-columns:repeat(2,minmax(0,1fr));}
}
@media (max-width:760px){
  .client-feedback-grid-home{grid-template-columns:1fr;}
  .client-feedback-proof-head,.client-feedback-proof-grid{grid-template-columns:1fr;}
  .client-feedback-proof{padding:16px;border-radius:18px;}
}

/* ==========================================================
   V75.8 — FINAL SURFACE OWNERSHIP / CONTRAST CASCADE
   Explicit dark-surface components override generic light-card rules.
   ========================================================== */

/* Resource library: interactive tool card is an intentional dark surface. */
.page-resources .resource-card.tool-card{
  color:#f5f9fc !important;
  background:linear-gradient(155deg,#0b1a2a 0%,#0e263a 100%) !important;
  border-color:#173b55 !important;
  box-shadow:0 18px 46px rgba(4,25,40,.16) !important;
}
.page-resources .resource-card.tool-card .eyebrow{color:#69d2fb !important;opacity:1 !important}
.page-resources .resource-card.tool-card h1,
.page-resources .resource-card.tool-card h2,
.page-resources .resource-card.tool-card h3,
.page-resources .resource-card.tool-card h4{
  color:#f5f9fc !important;
  opacity:1 !important;
  text-shadow:none !important;
}
.page-resources .resource-card.tool-card p{
  color:#b5c8d6 !important;
  opacity:1 !important;
}
.page-resources .resource-card.tool-card a{
  color:#63d2fb !important;
  opacity:1 !important;
}

/* Resource deal-desk cards are intentional navy cards on a light section. */
.page-resources .resource-deal-grid article{
  color:#f5f9fc !important;
  background:linear-gradient(155deg,#0b1a2a 0%,#0e263a 100%) !important;
}
.page-resources .resource-deal-grid article > span{color:#67d0fb !important;opacity:1 !important}
.page-resources .resource-deal-grid article h1,
.page-resources .resource-deal-grid article h2,
.page-resources .resource-deal-grid article h3,
.page-resources .resource-deal-grid article h4{
  color:#f5f9fc !important;
  opacity:1 !important;
  text-shadow:none !important;
}
.page-resources .resource-deal-grid article p{
  color:#b5c8d6 !important;
  opacity:1 !important;
}
.page-resources .resource-deal-grid article a{
  color:#63d2fb !important;
  opacity:1 !important;
}

/* Specialty yacht resource card is also an intentional dark surface. */
.page-resources .resource-card.specialty-resource-card{
  color:#f5f9fc !important;
}
.page-resources .resource-card.specialty-resource-card h1,
.page-resources .resource-card.specialty-resource-card h2,
.page-resources .resource-card.specialty-resource-card h3,
.page-resources .resource-card.specialty-resource-card h4{
  color:#f5f9fc !important;
  opacity:1 !important;
  text-shadow:none !important;
}
.page-resources .resource-card.specialty-resource-card p{color:#c2d1dc !important;opacity:1 !important}
.page-resources .resource-card.specialty-resource-card a{color:#69d2fb !important}

/* Generic dark component ownership for future dark cards. */
[data-surface="dark"],
.card-dark,
.dark-card,
.bp-dark-card{
  color:#f5f9fc !important;
}
[data-surface="dark"] h1,[data-surface="dark"] h2,[data-surface="dark"] h3,[data-surface="dark"] h4,
.card-dark h1,.card-dark h2,.card-dark h3,.card-dark h4,
.dark-card h1,.dark-card h2,.dark-card h3,.dark-card h4,
.bp-dark-card h1,.bp-dark-card h2,.bp-dark-card h3,.bp-dark-card h4{
  color:#f5f9fc !important;
  opacity:1 !important;
}
[data-surface="dark"] p,.card-dark p,.dark-card p,.bp-dark-card p{
  color:#b5c8d6 !important;
  opacity:1 !important;
}
[data-surface="dark"] a,.card-dark a,.dark-card a,.bp-dark-card a{color:#63d2fb !important}

/* ==========================================================
   V75.9 — FINAL VISUAL POLISH
   Tightens readability, rhythm, and CTA hierarchy site-wide.
   ========================================================== */
:root{
  --bp-light-heading:#102638;
  --bp-light-copy:#4f6678;
  --bp-dark-heading:#f6f9fc;
  --bp-dark-copy:#b9cad6;
  --bp-link:#087fb6;
  --bp-link-dark:#6bd3fb;
}

/* Light-surface cards: stronger, crisper editorial contrast. */
.light .program-grid article h1,.light .program-grid article h2,.light .program-grid article h3,.light .program-grid article h4,
.light .resource-card:not(.tool-card):not(.specialty-resource-card) h1,
.light .resource-card:not(.tool-card):not(.specialty-resource-card) h2,
.light .resource-card:not(.tool-card):not(.specialty-resource-card) h3,
.light .resource-card:not(.tool-card):not(.specialty-resource-card) h4,
.light .info-card h1,.light .info-card h2,.light .info-card h3,.light .info-card h4,
.light .feature-card h1,.light .feature-card h2,.light .feature-card h3,.light .feature-card h4,
.light .keyword-grid > div h1,.light .keyword-grid > div h2,.light .keyword-grid > div h3,.light .keyword-grid > div h4{
  color:var(--bp-light-heading) !important;
  opacity:1 !important;
}
.light .program-grid article p,
.light .resource-card:not(.tool-card):not(.specialty-resource-card) p,
.light .info-card p,.light .feature-card p,.light .keyword-grid > div p,
.client-feedback-card blockquote{
  color:var(--bp-light-copy) !important;
  opacity:1 !important;
}
.light .program-grid article a,
.light .resource-card:not(.tool-card):not(.specialty-resource-card) a,
.light .info-card a,.light .feature-card a,.light .keyword-grid > div a{
  color:var(--bp-link) !important;
}

/* Dark cards: keep hierarchy luminous without looking neon. */
.page-resources .resource-card.tool-card h1,
.page-resources .resource-card.tool-card h2,
.page-resources .resource-card.tool-card h3,
.page-resources .resource-deal-grid article h1,
.page-resources .resource-deal-grid article h2,
.page-resources .resource-deal-grid article h3,
[data-surface="dark"] h1,[data-surface="dark"] h2,[data-surface="dark"] h3,
.card-dark h1,.card-dark h2,.card-dark h3,
.dark-card h1,.dark-card h2,.dark-card h3,
.bp-dark-card h1,.bp-dark-card h2,.bp-dark-card h3{
  color:var(--bp-dark-heading) !important;
  opacity:1 !important;
}
.page-resources .resource-card.tool-card p,
.page-resources .resource-deal-grid article p,
[data-surface="dark"] p,.card-dark p,.dark-card p,.bp-dark-card p{
  color:var(--bp-dark-copy) !important;
  opacity:1 !important;
}
.page-resources .resource-card.tool-card a,
.page-resources .resource-deal-grid article a,
[data-surface="dark"] a,.card-dark a,.dark-card a,.bp-dark-card a{
  color:var(--bp-link-dark) !important;
}

/* Premium card rhythm: equalized vertical composition where cards share a row. */
.program-grid article,.resource-grid .resource-card,.resource-deal-grid article,.bp-intel-grid article{
  align-content:start;
}
.program-grid article p,.resource-grid .resource-card p,.resource-deal-grid article p,.bp-intel-grid article p{
  line-height:1.68;
}
.resource-deal-grid article,.bp-intel-grid article{
  min-height:100%;
}

/* CTA bands: ensure secondary copy remains visible against navy. */
.closing-cta p,.closing-cta .lead-sm,.closing-cta .seo-copy,
.snapshot-bar span,.dark-panel .lead-sm{
  color:#b8cad7 !important;
  opacity:1 !important;
}
.closing-cta .text-link,.dark-panel .text-link{color:#78d7fb !important}

/* Yacht overview/review rows: slightly stronger label/value separation. */
.page-yacht-financing .yacht-hero p{color:#b9cad7}
.page-yacht-financing .yacht-hero strong{color:#f7fbfe}

/* Keep lower-value labels readable without competing with headlines. */
.light .eyebrow,.light .card-topline,.light [class*="kicker"]{opacity:1}

@media(max-width:760px){
  .program-grid article,.resource-grid .resource-card,.resource-deal-grid article,.bp-intel-grid article{min-height:0}
}

/* ==========================================================
   V75.11 — Hero rhythm + CTA hierarchy final polish
   Tightens the yacht hub hero without changing SEO/content.
   ========================================================== */
@media (min-width:981px){
  .page-yacht-financing .yacht-hero{
    padding-top:58px;
    padding-bottom:58px;
  }
  .page-yacht-financing .yacht-hero > .container > .eyebrow{
    margin-bottom:20px;
  }
  .page-yacht-financing .yacht-hero .hero-grid{
    padding:18px 0 8px;
    gap:52px;
    align-items:center;
  }
  .page-yacht-financing .yacht-hero .lead{
    margin-top:22px;
    margin-bottom:26px;
  }
  .page-yacht-financing .yacht-hero .capital-screen{
    align-self:center;
  }
}
.page-yacht-financing .yacht-hero .btn.primary{
  box-shadow:0 14px 34px rgba(54,183,255,.22);
}
.page-yacht-financing .yacht-hero .btn.secondary{
  background:rgba(255,255,255,.045);
  color:#e8f3f9;
  border:1px solid rgba(126,204,237,.28);
  box-shadow:none;
}
.page-yacht-financing .yacht-hero .btn.secondary:hover{
  background:rgba(84,190,233,.10);
  border-color:rgba(126,204,237,.48);
  box-shadow:0 12px 28px rgba(0,0,0,.16);
}
@media (max-width:980px){
  .page-yacht-financing .yacht-hero .hero-grid{
    padding:18px 0 0;
  }
}
@media (max-width:640px){
  .page-yacht-financing .yacht-hero{
    padding-top:42px;
    padding-bottom:44px;
  }
  .page-yacht-financing .yacht-hero .hero-grid{
    padding:10px 0 0;
  }
  .page-yacht-financing .yacht-hero .hero-actions{
    gap:12px;
    width:100%;
  }
  .page-yacht-financing .yacht-hero .hero-actions .btn{
    width:100%;
  }
}

/* ==========================================================
   V75.12 — DARK SECONDARY CTA CONTRAST LOCK
   Prevent global button color rules from overriding secondary
   CTA readability on dark yacht surfaces.
   ========================================================== */
.page-yacht-financing .yacht-hero .btn.secondary,
.page-yacht-financing .yacht-final-cta .btn.secondary{
  background:rgba(255,255,255,.045) !important;
  color:#edf7fb !important;
  border:1px solid rgba(126,204,237,.38) !important;
  box-shadow:none !important;
  text-shadow:none !important;
}
.page-yacht-financing .yacht-hero .btn.secondary:hover,
.page-yacht-financing .yacht-final-cta .btn.secondary:hover{
  background:rgba(84,190,233,.12) !important;
  color:#ffffff !important;
  border-color:rgba(126,204,237,.62) !important;
  box-shadow:0 12px 28px rgba(0,0,0,.16) !important;
}

/* V75.15 — MARKET PACKAGE LIST RHYTHM + NUMBERING */
.section.light.city-package-section{
  padding-top:68px;
  padding-bottom:68px;
}
.section.light.city-package-section .two-col{
  align-items:start!important;
  gap:56px!important;
}
.section.light.city-package-section .section-heading{
  margin-bottom:0!important;
  align-self:start;
}
.section.light.city-package-section .city-package-list{
  margin:0;
  padding-left:1.45rem;
  color:#5c7184;
}
.section.light.city-package-section .city-package-list li{
  color:#5c7184!important;
  padding:0 0 12px 7px!important;
  line-height:1.58!important;
}
.section.light.city-package-section .city-package-list li::marker{
  color:#167eac;
  font-weight:800;
}
.section.light.city-package-section .city-package-list + p{
  color:#5c7184;
  line-height:1.66;
  margin:10px 0 0;
}
@media(max-width:980px){
  .section.light.city-package-section{padding-top:56px;padding-bottom:56px}
  .section.light.city-package-section .two-col{gap:30px!important}
}
@media(max-width:640px){
  .section.light.city-package-section{padding-top:46px;padding-bottom:46px}
  .section.light.city-package-section .two-col{gap:24px!important}
}

/* ==========================================================
   V75.16 — Yacht city national-review section polish
   Strengthens readability and tightens vertical rhythm on
   the repeated Local Market / National Review section.
   ========================================================== */
.bp-national-review{
  padding-top:72px;
  padding-bottom:72px;
  background:radial-gradient(circle at 100% 0%,rgba(54,183,255,.07),transparent 34%),linear-gradient(140deg,#0b1725,#08121f);
}
.bp-national-review .seo-grid{
  gap:clamp(48px,6vw,88px);
  align-items:start!important;
}
.bp-national-review .eyebrow{
  color:#79d8fa!important;
  opacity:1;
}
.bp-national-review h2{
  color:#f4f8fb!important;
  max-width:650px;
}
.bp-national-review .seo-copy{
  max-width:640px;
  padding-top:4px;
}
.bp-national-review .seo-copy p{
  color:#b9cad7!important;
  font-size:16px;
  line-height:1.72;
  margin-bottom:22px;
}
.bp-national-review .seo-copy .text-link{
  color:#80dcfb!important;
  font-weight:800;
}
.bp-national-review .seo-copy .text-link:hover{
  color:#fff!important;
}
@media(max-width:980px){
  .bp-national-review{padding-top:60px;padding-bottom:60px}
  .bp-national-review .seo-grid{gap:30px}
  .bp-national-review .seo-copy{max-width:none}
}
@media(max-width:640px){
  .bp-national-review{padding-top:48px;padding-bottom:48px}
  .bp-national-review .seo-copy p{font-size:15px;line-height:1.65}
}

/* V75.16 — Commercial city local-office disclosure polish */
.bp-local-office-review{
  padding-top:72px;
  padding-bottom:72px;
  background:radial-gradient(circle at 100% 0%,rgba(54,183,255,.065),transparent 34%),linear-gradient(140deg,#0b1725,#08121f);
}
.bp-local-office-review .seo-grid{
  gap:clamp(48px,6vw,88px);
  align-items:start!important;
}
.bp-local-office-review .eyebrow{color:#79d8fa!important;opacity:1}
.bp-local-office-review h2{color:#f4f8fb!important;max-width:650px}
.bp-local-office-review .seo-copy{max-width:640px;padding-top:4px}
.bp-local-office-review .seo-copy p{
  color:#b9cad7!important;
  font-size:16px;
  line-height:1.72;
  margin-bottom:22px;
}
.bp-local-office-review .seo-copy .text-link{color:#80dcfb!important;font-weight:800}
.bp-local-office-review .seo-copy .text-link:hover{color:#fff!important}
@media(max-width:980px){
  .bp-local-office-review{padding-top:60px;padding-bottom:60px}
  .bp-local-office-review .seo-grid{gap:30px}
  .bp-local-office-review .seo-copy{max-width:none}
}
@media(max-width:640px){
  .bp-local-office-review{padding-top:48px;padding-bottom:48px}
  .bp-local-office-review .seo-copy p{font-size:15px;line-height:1.65}
}